PACK INTERIM
ActiveSummary
PACK INTERIM has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €240k and a net result of €-48k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 61% of 290 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
59
/ 100
Fair
The figures in the accounts for fiscal year 2024 give a score of 59 on their own. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability7▼-6
Solvency70▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days only on tighter terms
Liquidity ample (current ratio 1.95 against 2.05 in 2023; short-term debt: 50.7% and cash: 33.1% of total assets), but 55.1% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.9%
Return on assets
-9%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-48k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-02-2026, 208 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2024
208 d late
2023
32 d early
2022
55 d early
2021
47 d early
2020
60 d early
2019
62 d early
2018
63 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-48k▼ 90.0%
2023 · €-25k
Working capital
€256k▼ 8.0%
2023 · €278k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€67k▼ 37.2%€35k▼ 48.0%€70k▲ 99.5%€-23k€-47k▼ 102%
Net result€49k▼ 46.2%€24k▼ 51.1%€53k▲ 123%€-25k€-48k▼ 90.0%
Equity€259k▲ 1.5%€260k▲ 0.3%€313k▲ 20.4%€288k▼ 8.1%€240k▼ 16.7%
Total assets€622k▼ 13.0%€585k▼ 6.1%€627k▲ 7.2%€555k▼ 11.5%€533k▼ 3.8%
Debt€363k▼ 21.0%€324k▼ 10.6%€314k▼ 3.4%€267k▼ 14.9%€294k▲ 10.1%
Working capital€270k▼ 2.4%€257k▼ 4.8%€314k▲ 22.0%€278k▼ 11.5%€256k▼ 8.0%
Staff (FTE)60▼ 23.8%53▼ 11.7%59▲ 11.3%56▼ 5.1%57.1▲ 2.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €47k in 2024 against €23k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €533k
Fixed assets
€7k ▼ 38.4%
Current assets
€526k ▼ 3.1%
Equity and liabilities €533k
Equity
€240k ▼ 16.7%
Debt
€294k ▲ 10.1%
Debt's share of the balance-sheet total rises from 48.1% to 55.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-43k▼
2023 · €-18k
Cash flow
€-44k▼
2023 · €-20k
Current ratio
1.95▼
2023 · 2.05
Debt to equity
1.23▲
2023 · 0.93
ROE
-20.1%▼
2023 · -8.8%
ROA
-9.0%▼
2023 · -4.6%
Interest coverage
-84.37▼
2023 · -25.29
Debt ≤ 1 year
€270k▲
2023 · €265k
Income taxes
€396▼
2023 · €714
Staff costs
€1.51M▲
2023 · €1.26M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €18k | €36 | €132 | ▲ 265% |
| Remuneration, social security and pensions62 | - | - | €1.33M | €1.26M | €1.51M | ▲ 20.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €5k | €5k | €5k | ▼ 16.7% |
| Other operating charges640/8 | - | - | €614 | €663 | €1k | ▲ 101% |
| Non-recurring operating charges66A | - | - | €8k | €21 | €2k | ▲ 9,719% |
| Gross operating margin9900 | €1.36M | €1.12M | €1.41M | €1.24M | €1.48M | ▲ 18.8% |
| Operating profit (loss)9901 | €67k | €35k | €70k | €-23k | €-47k | ▼ 102% |
| Recurring financial income75 | €1 | - | - | - | - | - |
| Financial charges65/66B | - | - | €937 | €1k | €624 | ▼ 51.1% |
| Recurring financial charges65 | €650 | €928 | €468 | €705 | €504 | ▼ 28.6% |
| Non-recurring financial charges66B | - | - | €469 | €570 | €120 | ▼ 78.9% |
| Profit (loss) for the period before taxes9903 | €66k | €34k | €69k | €-25k | €-48k | ▼ 93.9% |
| Income taxes67/77 | €17k | €10k | €16k | €714 | €396 | ▼ 44.6% |
| Profit (loss) for the period9904 | €49k | €24k | €53k | €-25k | €-48k | ▼ 90.0% |
| Profit (loss) for the period to be appropriated9905 | €49k | €24k | €53k | €-25k | €-48k | ▼ 90.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €622k | €585k | €627k | €555k | €533k | ▼ 3.8% |
| Fixed assets21/28 | €9k | €23k | €17k | €12k | €7k | ▼ 38.4% |
| Intangible fixed assets21 | €220 | - | - | - | - | - |
| Tangible fixed assets22/27 | €1k | €16k | €10k | €5k | - | - |
| Furniture and vehicles24 | - | - | €10k | €5k | - | - |
| Financial fixed assets28 | €7k | €7k | €7k | €7k | €7k | = |
| Current assets29/58 | €614k | €562k | €609k | €543k | €526k | ▼ 3.1% |
| Amounts receivable within one year40/41 | €414k | €378k | €316k | €273k | €350k | ▲ 28.1% |
| Trade receivables40 | - | - | €310k | €254k | €346k | ▲ 36.0% |
| Other amounts receivable41 | - | - | €6k | €19k | €4k | ▼ 78.2% |
| Cash at bank and in hand54/58 | €199k | €175k | €285k | €270k | €176k | ▼ 34.6% |
| Deferred charges and accrued income490/1 | - | - | €8k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €622k | €585k | €627k | €555k | €533k | ▼ 3.8% |
| Equity10/15 | €259k | €260k | €313k | €288k | €240k | ▼ 16.7% |
| Contributions10/11 | €40k | €40k | €40k | €40k | €44k | ▲ 10.0% |
| Capital10 | - | - | €40k | €40k | - | - |
| Issued capital100 | - | - | €40k | €40k | - | - |
| Outside capital11 | - | - | - | - | €44k | - |
| Other1109/19 | - | - | - | - | €44k | - |
| Reserves13 | €219k | €220k | €273k | €248k | €196k | ▼ 21.0% |
| Non-distributable reserves130/1 | - | - | €4k | €4k | - | - |
| Legal reserve130 | - | - | €4k | €4k | - | - |
| Distributable reserves133 | - | - | €269k | €244k | €196k | ▼ 19.7% |
| Amounts payable17/49 | €363k | €324k | €314k | €267k | €294k | ▲ 10.1% |
| Amounts payable within one year42/48 | €343k | €304k | €295k | €265k | €270k | ▲ 2.1% |
| Current portion of amounts payable after more than one year42 | - | - | €15k | €15k | - | - |
| Trade debts44 | €97k | €105k | €103k | €107k | €110k | ▲ 2.6% |
| Suppliers440/4 | - | - | €103k | €107k | €110k | ▲ 2.6% |
| Taxes, remuneration and social security45 | - | - | €178k | €142k | €160k | ▲ 12.6% |
| Taxes450/3 | - | - | €25k | €16k | €23k | ▲ 51.1% |
| Remuneration and social security454/9 | - | - | €153k | €127k | €137k | ▲ 7.8% |
| Accrued charges and deferred income492/3 | - | - | €18k | €2k | €23k | ▲ 996% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €49k | €24k | €53k | €-25k | €-48k | ▼ 90.0% |
| + Depreciation and write-downs630 | €2k | €2k | €5k | €5k | €5k | ▼ 16.7% |
| Operating cash flow (approximation) | €51k | €26k | €59k | €-20k | €-44k | ▼ 120% |
| Investment in fixed assets (approximation) | - | €-16k | €0 | €0 | €0 | - |
| Change in cash | - | €-24k | €110k | €-16k | €-93k | ▼ 502% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 208 days late
2024
31-12
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
14-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
01-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Highest result since 2018net €91k ▲934%
Operating result €107k, net result €91k, both a record.
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
01-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2005
Ground area
96 m²
Building footprint
116 m²
Volume, LiDAR
644 m³
Parcel 55372C0021/00Y012, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pack Intérim
since 20052.146.945.441
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55372C0021/00Y012 | Wallonia | 96 m² | 1 · 116 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,362 companies in sector 78100 we hold annual accounts for 1,364. 1,025 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-05-2005
Fiscal year end31-12
Activities, NACEBEL 2025
78100Employment placement agencies
78200Temporary employment agencies and other provision of personnel
Contact
E-mail
info@packinterim.beLa Louvière
Phone
064/84 88 37La Louvière
Fax
064/36 89 36La Louvière
Scores and ratios are computed by Checked and are not a credit decision.