Losses
-€73,406 in two years
The 2023 and 2024 financial years closed with a loss. 2024 was the heaviest.
PACK INTERIM
Lifetime
18 annual accounts with figures on one time axis, 19 filings since 2006peak €4.3m (2009)
€1.5m▲ 18.8%
lowest -€134,623 (2013)
-€48,094▼ €22,782
peak €313,080 (2022)
€239,674▼ 16.7%
€293,700▲ 10.1%
peak 151.4 FTE (2010)
57.1 FTE▲ 2.0%
Board1 name since 2022
1 directorBULUT Mehmet
Owners
Documentsfilings and deeds
24-02-2026208 days late
2024financial year
Gross margin from €1.2m to €1.5mLoss of €48,094Capital conversion · Amendment of the articles · Legal-form c… 22-01Equity from €287,768 to €239,674Cash from €269,761 to €176,390
Key points
from the 2024 annual accountsChecked score
56
Fair
Financially stronger than 53% of medium-sized companies in employment activities (NACE 78)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 117 companies (NACE 78, medium-sized).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.2%▲ +0.1 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.1%▼ -0.1 percentage points vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.2 percentage points vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.7%▲ +0.2 percentage points vs 08-2025
10-2025: 1.2%▲ +0.5 percentage points vs 09-2025
11-2025: 1.2%● unchanged vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.0%▼ -0.2 percentage points vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.2%▲ +0.2 percentage points vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.1%▼ -0.1 percentage points vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 1.0%▼ -0.1 percentage points vs 06-2026
08-2026: 1.4%▲ +0.4 percentage points vs 07-2026
09-2026: 1.5%▲ +0.1 percentage points vs 08-2026
10-2026: 1.6%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 1.6%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
1 financial year not filed after the legal deadline; last filed accounts filed 208 days late; 1 of the last 3 accounts late
Size: 57.1 FTE, total assets €533,374
lowers risk
Liquidity: current ratio 1.95, cash €176,390
Founded in 2005
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, medium-sized). It does better than 71% of them on solvency, 79% on liquidity and 10% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 830 companies had the same profile as PACK INTERIM has now. Each dot stands for 3 companies, two years later.
96.5%
were still trading
2.9%
stopped another way
0.6%
went bankrupt
The bankruptcy probability of PACK INTERIM itself is higher: 1.6% within 12 months. It rests on far more data about PACK INTERIM than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 830 companies, not a prediction for PACK INTERIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity is ample, with a current ratio of 1.95 (2.05 in 2023), above the usual 1.5. Short-term debt is 50.7% and cash 33.1% of total assets. However, 55.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
192021222324
2019 to 2024 · latest year -€48,094
raises risk · 2024 accounts filed 208 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-02-2026, 208 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2024
208 days late
2023
32 days early
2022
55 days early
2021
47 days early
2020
60 days early
2019
62 days early
2018
63 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0873665439
Capital conversion · Amendment of the articles · Legal-form change · Resignations & appointments
Change of role: BULUT Mehmet, from manager to director · Gazette deed
First establishment
Pack Intérim, Rue Gustave Boël (L.L) 69, La Louvière
Incorporation
published on 13-05-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PACK INTERIM La Louvière | €533,374 | €1.5m | 44.9% | 57.1 |
| SUPRA BAZAR LOVENDEGEM Lievegem | €585,250 | €2.2m | 37.9% | 36.1 |
| AGENCE LOCALE POUR L'EMPLOI DE DOUR Dour | €915,076 | €1.5m | -0.7% | 41.6 |
| Agence locale pour l'Emploi de Crisnée Crisnée | €670,674 | €1.6m | 53.8% | 46.9 |
| LES TITRES SERVICES LIEGEOIS Liège | €305,822 | €1.6m | 12.4% | 48 |
| Plaatselijk Werkgelegenheidsagentschap van Sint-Agatha-Berchem - Agence locale pour l'Emploi de Berchem-Sainte-Agathe Berchem-Sainte-Agathe | €525,780 | €2.4m | 47.1% | 69.6 |
| SUPRA BAZAR TIELT Tielt | €426,057 | €1.8m | 38.9% | 28.7 |
These companies have the same main activity as PACK INTERIM: employment placement agencies (NACE 78100). They are comparable in size and age: total assets between €306,000 and €915,000, founded between 1995 and 2008.
Official details
Source: KBO- Status
- Active since 04-05-2005Normal situation
- Activity
- Employment placement agenciesNACE 78100and 1 other
- Joint committees
- 200Auxiliary committee for white-collar workers
- 322Temporary agency work and approved local services · annual accounts 2024
- Establishment unit
- 2.146.945.4417100 La Louvière, since 17-05-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 04-12-2025
Annual accounts 2024
- ≈ €2.5mestimated
- €533,374
- Employeeson 31-12-2024
- 10
- Filing
- Filed on 24-02-2026
Insights on PACK INTERIM
PACK INTERIM has existed since 2005. The gross margin fell from €2.7m in 2007 to €1.5m in 2024 and staff from 91.6 to 57.1 full-time equivalents.
Solvency fell in 2024 from 51.9% to 44.9% because of the loss.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PACK INTERIM
- What is the company number of PACK INTERIM?
- The company number of PACK INTERIM is 0873.665.439. The VAT number is the same number with BE in front: BE 0873.665.439.
- Where is PACK INTERIM based?
- The registered office is at Rue Gustave Boël (L.L) 69, 7100 La Louvière.Company details
- What does PACK INTERIM do?
- According to the KBO register, the main activity is employment placement agencies (NACE 78100).
- What is the legal form of PACK INTERIM?
- PACK INTERIM is a private limited company (BV).
- When was PACK INTERIM founded?
- PACK INTERIM was founded on 04-05-2005.
- Is PACK INTERIM still active?
- Yes, PACK INTERIM is an active enterprise in the KBO register.
- How many employees does PACK INTERIM have?
- PACK INTERIM had an average of 57.1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does PACK INTERIM fall under?
- In its 2024 annual accounts, PACK INTERIM states joint committees 200 (Auxiliary committee for white-collar workers) and 322 (Temporary agency work and approved local services).
- What is the turnover of PACK INTERIM?
- The turnover in financial year 2024 is ≈ €2.5m. This figure is estimated from the gross margin of €1.5m and 1,585 comparable companies of the same size. It probably lies between €1.7m and €4.2m. It is a rough estimate.
- Is PACK INTERIM profitable?
- In financial year 2024, PACK INTERIM made a loss of €48,094.
- Where can I find the annual accounts of PACK INTERIM?
- PACK INTERIM filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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