Equity
€269,367 ▼ 5.4%
PACEM paid out €859 in dividends in a year with a loss of €14,430.
PACEM
Lifetime
8 annual accounts with figures on one time axispeak €300,171 (2023)
€13,339▼ 12.0%
lowest -€14,430 (2025)
-€14,430▼ €2,149
peak €297,769 (2023)
€269,367▼ 5.4%
€141,531▲ 19.1%
Board2 names since 2018
2 directors and 1 other
Documentsfilings and deeds
21-11-202571 days before the deadline
2025micro format
Gross margin from €15,164 to €13,339Loss of €14,430Dividend €859Debts from €118,835 to €141,531
Key points
from the 2025 annual accountsLosses
-€26,710 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Turnover
≈ €49,000 estimated
The micro format states no turnover.
Liquidity
7.81 was 3.06 in 2024
Short-term debts fell from €13,835 to €5,834.
Filings
8 annual accounts since 2018
The last five annual accounts were filed 9 to 71 days before the end of the period.
Position in the sector
-€14,430
Lower net result than 89% of companies in education. Sector median €7,281 · 2,614 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 929 companies had the same profile as PACEM has now. Each dot stands for 3 companies, two years later.
92.7%
were still trading
5.5%
stopped another way
1.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 929 companies, not a prediction for PACEM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Manager
Director
- founderdeed of 25-01-2018
- founderdeed of 25-01-2018
- founderdeed of 25-01-2018
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0688801453
Change of role: , from manager to director
“Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met…” (deed in Dutch) · Gazette deed
Incorporation
Founding capital of €35,815.48, 1,460 shares · Founders: , , and 2 others · Appointment: (manager) · published on 25-01-2018 · Gazette deed
First establishment
Sint Jozefsstraat 8, Lendelede
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PACEM Lendelede | €479,754 | €13,339 | 56.1% | - |
| Fiscolegis Bruges | €421,920 | €18,191 | 75.0% | - |
| SUCCY Somme-Leuze | €565,056 | €20,511 | -8.9% | - |
| FDMC Ronse | €352,919 | €20,110 | 49.4% | - |
| I.M.U. & Co Zaventem | €437,103 | €7,337 | 37.3% | - |
| PISTACH Ghent | €305,178 | €19,482 | 69.0% | - |
| GONDOLA ACADEMY Machelen (Brab.) | €300,374 | €20,548 | 69.9% | 1.3 |
These companies have the same main activity as PACEM: other education (NACE 85599). They are comparable in size and age: total assets between €300,000 and €565,000, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 23-01-2018Normal situation
- Activity
- Other educationNACE 85599and 1 other
- Establishment unit
- 2.273.881.6218860 Lendelede, since 23-01-2018
- Financial year end
- 30 June
- Peppol
- Reachable since 21-03-2025
Annual accounts to 30-06-2025
- €479,754▲ 0.8%
- Filing
- Filed on 21-11-2025, 71 days before the end of the filing period
Insights on PACEM
PACEM files the micro format. That format states no turnover. The gross margin rose from €9,319 in 2018 to €13,339 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PACEM
- What is the company number of PACEM?
- The company number of PACEM is 0688.801.453. The VAT number is the same number with BE in front: BE 0688.801.453.
- Where is PACEM based?
- The registered office is at Sint Jozefsstraat 8, 8860 Lendelede.Company details
- What does PACEM do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of PACEM?
- PACEM is a private limited company (BV).
- When was PACEM founded?
- PACEM was founded on 23-01-2018.
- Is PACEM still active?
- Yes, PACEM is an active enterprise in the KBO register.
- What is the turnover of PACEM?
- The turnover in financial year 2025 is ≈ €49,000. This figure is estimated from the gross margin of €13,339 and 42 comparable companies (NACE 855). It probably lies between €33,000 and €99,000. It is a rough estimate.Financials
- Is PACEM profitable?
- In financial year 2025, PACEM made a loss of €14,430.
- Where can I find the annual accounts of PACEM?
- PACEM filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PACEM due?
- PACEM must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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