PACE

Active Risk: not assessed Private limited companyfounded 1992active for 34 yearsJachthoornlaan 47, 2970 SchildeKBO/BCE: BE 0447.590.068

PACE

Financial year 2025

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Annual accounts 2025

abbreviated format, filed on 20-07-2026, 11 days before the deadline

€2.1m

▼ 0.9%

€2.1m

▼ 0.9%

-€18,487

▲ €14,635

97.7%

unchanged

-0.9%

▲ 0.7 percentage points

-0.9%

▲ 0.7 percentage points

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €2.1m on 31-12-2025

What the company ownsHow it is paid for

in €m

in euro

Position in the sector

Compare with sector

97.7%

Higher than 94% of 6,700 companies in 2025.

-0.9%

Higher than 14% of 6,665 companies in 2025.

PACE Middle half of the sector 80% of the sector Abbreviated accounts in financial services (NACE 64)

Net result: bottom quarter · Equity: top quarter · Balance sheet total: middle half · Staff: top quarter

Staff

€46,594

Staff costs divided by the average number of full-time equivalents.

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Balance sheet: assets
`20/58`	2.1m	2.2m	2.3m	4.4m	4.6m	5.5m	5.6m	5.5m	6.3m	6.2m	6.2m	6.0m	5.9m	6.3m	6.3m	6.6m	6.6m	6.0m	6.3m	5.9m
`21/28`	442,387	461,215	480,673	513,762	543,327	961,698	1.0m	994,680	1.3m	1.3m	1.3m	1.4m	1.4m	1.5m	1.5m	1.8m	1.8m	1.7m	1.7m	1.8m
`22/27`	442,387	461,215	480,673	513,762	543,327	961,698	1.0m	994,680	1.0m	1.1m	1.1m	1.1m	1.2m	1.2m	1.3m	786,405	838,697	827,663	852,082	903,082
`22`	441,420	459,609	477,798	495,987	514,177	921,698	940,079	976,817	1.0m	1.1m	1.1m	1.1m	1.2m	1.2m	1.3m	723,837	753,370	769,226	788,616	812,418
`23`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	65
`24`	967	1,607	2,875	17,775	29,150	40,000	60,282	17,863	27,625	38,483	4,710	3,586	2,264	19,646	38,498	62,569	85,328	58,437	63,466	90,599
`28`	-	-	-	-	-	-	-	-	235,646	235,646	235,646	235,646	235,646	235,646	235,646	970,300	970,300	895,300	895,300	895,300
`29/58`	1.7m	1.7m	1.8m	3.9m	4.0m	4.5m	4.6m	4.5m	5.0m	4.8m	4.8m	4.6m	4.5m	4.9m	4.8m	4.9m	4.8m	4.2m	4.5m	4.1m
`29`	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500
`291`	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500	782,500
`40/41`	579,578	577,742	570,866	583,470	575,344	585,797	612,974	515,415	936,572	882,863	709,126	716,447	798,887	934,401	1.4m	1.5m	1.3m	1.1m	626,768	1.7m
`40`	21,855	21,469	10,652	9,680	9,580	9,600	27,843	27,843	34,201	42,520	42,520	23,245	124,451	254,976	337,237	357,826	419,036	273,637	52,429	277,577
`41`	557,723	556,273	560,214	573,790	565,764	576,197	585,131	487,572	902,371	840,343	666,606	693,202	674,436	679,425	1.1m	1.1m	900,376	862,207	574,338	1.4m
`50/53`	250,000	250,000	325,000	1.8m	1.9m	1.6m	2.1m	2.1m	2.8m	2.5m	2.5m	2.0m	2.0m	1.8m	1.7m	1.6m	1.6m	2.2m	2.5m	1.4m
`54/58`	88,941	90,839	141,942	688,526	727,884	1.5m	1.1m	1.1m	494,822	687,605	900,667	1.2m	931,207	1.3m	964,259	1.0m	1.1m	64,162	567,629	227,459
`490/1`	677	477	1,028	570	5,283	9,883	1,597	134	134	232	1,335	2,432	3,699	2,395	184	177	-	-	-	-
Balance sheet: equity and liabilities
`10/49`	2.1m	2.2m	2.3m	4.4m	4.6m	5.5m	5.6m	5.5m	6.3m	6.2m	6.2m	6.0m	5.9m	6.3m	6.3m	6.6m	6.6m	6.0m	6.3m	5.9m
`10/15`	2.1m	2.1m	2.1m	4.2m	4.3m	5.2m	5.2m	5.2m	5.8m	5.8m	5.7m	5.5m	686,092	5.7m	5.7m	6.6m	6.4m	5.9m	6.0m	5.7m
`10/11`	1.3m	1.3m	1.3m	3.3m	3.3m	4.7m	4.7m	4.7m	4.7m	4.7m	4.7m	4.7m	18,550	18,550	62,000	62,000	62,000	62,000	62,000	62,000
`100`	-	-	-	-	-	-	4.7m	4.7m	4.7m	4.7m	4.7m	4.7m	18,550	18,550	62,000	62,000	62,000	62,000	62,000	62,000
`13`	836,005	854,492	887,614	824,294	927,081	1.4m	1.4m	1.3m	1.3m	1.3m	1.3m	1.3m	1.3m	6.5m	6.5m	6.5m	6.3m	5.8m	6.0m	5.7m
`130/1`	-	-	-	-	-	6,200	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	-	-	-	-	-	-	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200
`1311`	-	-	-	-	-	6,200	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`132`	-	-	-	-	-	28,606	28,606	25,645	25,645	25,645	25,645	25,645	25,645	25,645	25,645	25,645	25,645	25,645	25,645	25,645
`133`	836,005	854,492	887,614	824,294	927,081	1.3m	1.3m	1.3m	1.3m	1.3m	1.3m	1.3m	1.3m	6.5m	6.5m	6.5m	6.3m	5.8m	6.0m	5.6m
`14`	-	-	-	-	-	-856,936	-826,841	-890,619	-247,343	-285,954	-285,954	-494,369	-654,553	-804,739	-854,843	-	-	-	-	-
`17/49`	48,281	48,485	154,599	240,986	292,030	298,833	354,508	335,130	497,153	412,295	440,388	468,196	5.2m	598,511	583,842	48,707	213,186	50,322	203,662	234,494
`17`	-	0	71,343	118,587	167,979	217,111	266,018	258,112	294,277	329,009	363,221	396,920	430,182	461,610	492,384	-	-	-	-	55,776
`170/4`	-	0	71,343	118,587	167,979	217,111	266,018	258,112	294,277	329,009	363,221	396,920	430,182	461,610	492,384	-	-	-	-	55,776
`42/48`	47,231	47,435	82,256	121,423	122,969	80,618	87,265	77,018	202,875	83,286	77,167	70,615	4.8m	136,901	91,457	48,707	211,816	50,322	203,662	178,718
`42`	-	0	44,456	46,285	49,132	48,874	48,040	35,637	34,732	31,380	33,699	33,194	31,429	30,774	30,133	-	-	-	55,776	55,776
`43`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	20,199	-
`430/8`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	20,199	-
`44`	20,864	19,889	5,667	9,246	5,032	7,411	8,038	9,162	136,291	13,900	6,884	11,257	13,110	9,627	7,235	6,727	9,569	3,318	10,144	13,912
`440/4`	20,864	19,889	5,667	9,246	5,032	7,411	8,038	9,162	136,291	13,900	6,884	11,257	13,110	9,627	7,235	6,727	9,569	3,318	10,144	13,912
`45`	22,681	24,011	28,538	62,376	62,706	18,274	25,879	25,858	25,607	33,201	34,784	24,365	51,377	57,200	52,036	41,726	151,294	45,414	111,110	106,037
`450/3`	6,075	9,561	12,329	49,492	49,119	5,167	6,421	8,851	5,784	8,953	7,377	5,103	15,280	23,776	26,625	12,218	110,002	6,412	60,832	72,924
`454/9`	16,606	14,450	16,209	12,884	13,587	13,107	19,458	17,007	19,823	24,248	27,408	19,262	36,098	33,423	25,411	29,508	41,292	39,003	50,279	33,113
`47/48`	3,686	3,535	3,595	3,516	6,099	6,059	5,308	6,360	6,245	4,805	1,800	1,800	4.7m	39,300	2,053	253	50,953	1,589	6,433	2,993
`492/3`	1,050	1,050	1,000	975	1,083	1,104	1,224	-	-	-	-	661	49	-	-	-	1,370	-	-	-
Income statement
`76A`	-	-	-	-	-	-	-	-	-	1,600	2,193	4,933	3,420	45,805	-	-	4,000	9,963	-	595,734
`9900`	93,928	83,198	90,960	81,596	544,019	101,001	121,300	127,276	163,816	185,457	196,891	303,920	361,113	362,100	374,874	386,010	717,195	733,305	633,597	444,897
`62`	93,188	100,105	108,955	80,349	75,797	85,894	115,317	121,297	140,105	166,372	175,005	195,754	219,880	233,684	223,149	242,357	244,418	280,833	235,370	169,660
`630`	18,829	19,457	33,090	32,762	32,176	63,469	61,930	49,479	50,914	53,257	42,890	43,413	60,490	67,613	67,666	54,097	73,981	62,690	61,184	66,848
`631/4`	-	-	-	-	-2,622	-1,815	-	-	-	-	-	-	-	-	15,981	-	-	-	-	-
`635/8`	-	-	-	-	-	-	-600,000	-	-	-	-	-	-	-	-	-	-	-	-	-
`640/8`	5,180	5,526	4,788	5,688	11,171	9,482	608,110	49,642	100,627	8,720	9,184	9,308	9,097	10,414	10,583	9,247	16,096	10,512	6,974	8,171
`66A`	-	-	-	-	-	-	-	235,646	-	-	-	-	-	38,000	734,654	-	4,660	-	-	4,760
`9901`	-23,268	-41,890	-55,873	-37,203	427,497	-56,030	-64,058	-93,142	-127,829	-42,892	-30,188	55,446	71,645	50,390	57,495	80,309	382,700	379,270	330,069	200,218
`75/76B`	5,616	10,692	137,500	36,897	55,818	70,766	37,359	39,005	154,118	38,199	324,057	232,116	216,670	248,776	220,413	202,172	143,470	190,333	266,148	597,749
`75`	5,616	10,692	137,500	36,897	55,818	70,766	37,359	39,005	154,118	38,199	324,057	232,116	216,670	248,776	220,413	202,172	143,470	190,333	266,148	597,749
`65/66B`	600	1,738	11,702	91,830	809	44,537	-93,985	588,566	-13,223	-34,859	87,222	131,665	114,368	205,506	397,792	52,261	-137,298	694,250	198,211	64,038
`65`	600	1,738	11,702	91,830	809	44,537	-93,985	352,919	-13,223	-34,859	87,222	131,665	114,368	205,506	397,792	52,261	-137,298	694,250	198,211	64,038
`66B`	-	-	-	-	-	-	-	235,646	-	-	-	-	-	-	-	-	-	-	-	-
`9903`	-18,252	-32,935	69,924	-92,136	482,506	-29,800	67,287	-642,703	39,512	30,166	208,839	160,830	177,368	101,466	-854,538	230,221	662,808	-114,684	398,006	1.3m
`67/77`	235	187	6,604	10,651	50,479	294	549	572	901	3,232	424	646	678	1,362	304	5,194	137,490	33,687	61,441	67,274
`9904`	-18,487	-33,122	63,320	-102,787	432,027	-30,095	66,738	-643,275	38,611	26,934	208,415	160,184	176,689	100,104	-854,843	225,026	525,318	-148,371	336,565	1.3m
`789`	-	-	-	-	28,606	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`689`	-	-	-	-	-	-	2,961	-	-	-	-	-	-	-	-	-	-	-	-	-
`9905`	-18,487	-33,122	63,320	-102,787	460,633	-30,095	63,777	-643,275	38,611	26,934	208,415	160,184	176,689	100,104	-854,843	225,026	525,318	-148,371	336,565	1.3m
Appropriation of the result
`9906`	-18,487	-33,122	63,320	-102,787	-396,303	-856,936	-826,841	-890,619	-247,343	-259,020	-285,954	-494,369	-628,050	-754,739	-854,843	225,026	525,318	-148,371	336,565	1.3m
`14P`	-	-	-	-	-856,936	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`791/2`	18,487	33,122	0	102,787	856,936	-	-	-	-	-	-	-	5.2m	-	-	-	-	148,371	-	-
`691/2`	-	0	63,320	-	460,633	-	-	-	-	26,934	-	-	-	-	-	225,026	458,652	-	336,565	1.3m
`6921`	-	0	63,320	-	460,633	-	-	-	-	26,934	-	-	-	-	-	225,026	458,652	-	336,565	1.3m
`694/7`	-	-	-	-	-	-	-	-	-	-	-	-	5.2m	50,000	-	-	66,667	-	-	-
`694`	-	-	-	-	-	-	-	-	-	-	-	-	5.2m	50,000	-	-	66,667	-	-	-
Social balance sheet
`9087`	2	2	2	2	2	1.5	2.3	2.6	3.4	3.7	3.7	3.6	4.1	4.4	4.5	4.9	5.1	5.6	4.8	3.1
Hours worked`1013`	2,647	2,638	2,651	2,644	2,643	2,949	3,904	4,472	5,157	6,005	6,298	5,961	7,177	7,213	7,744	8,585	8,699	9,920	8,552	5,796
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 13 older financial years (1993-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 20-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
31-12-2025	abbreviated format	20-07-2026	2026-00324896	PDF
31-12-2024	abbreviated format	16-07-2025	2025-00290787	PDF
31-12-2023	micro format	15-07-2024	2024-00258096	PDF
31-12-2022	micro format	23-06-2023	2023-00165754	PDF
31-12-2021	micro format	20-07-2022	2022-20227120	PDF
31-12-2020	abbreviated format	01-07-2021	2021-28100274	PDF
31-12-2019	abbreviated format	24-06-2020	2020-19600238	PDF
31-12-2018	abbreviated format	12-07-2019	2019-31100343	PDF
31-12-2017	abbreviated format	13-07-2018	2018-32000257	PDF
31-12-2016	abbreviated format	13-07-2017	2017-30300034	PDF
31-12-2015	abbreviated format	20-07-2016	2016-32500256	PDF
31-12-2014	abbreviated format	13-07-2015	2015-29200458	PDF
31-12-2013	abbreviated format	30-06-2014	2014-22700442	PDF
31-12-2012	abbreviated format	17-06-2013	2013-17700287	PDF
31-12-2011	abbreviated format	30-05-2012	2012-12900432	PDF
31-12-2010	abbreviated format	21-06-2011	2011-17500048	PDF
31-12-2009	abbreviated format	02-07-2010	2010-25000272	PDF
31-12-2008	abbreviated format	23-06-2009	2009-26200390	PDF
31-12-2007	abbreviated format	26-06-2008	2008-28300106	PDF
31-12-2006	abbreviated format	22-06-2007	2007-25700064	PDF
31-12-2005	abbreviated format	14-07-2006	2006-46003514	PDF
31-12-2004	abbreviated format	23-06-2005	2005-30302026	PDF
31-12-2003	abbreviated format	09-06-2004	2004-22104119	PDF
31-12-2002	abbreviated format	27-06-2003	2003-32702280	PDF
31-12-2001	abbreviated format	01-07-2002	2002-31201050	PDF
31-12-2000	abbreviated format	16-07-2001	2001-38505140	PDF
31-12-1999	abbreviated format	26-06-2000	2000-29302878	PDF
31-12-1998	abbreviated format	28-06-1999	1999-24605084	PDF
31-12-1997	abbreviated format	26-06-1998	1998-23400105	PDF
31-12-1996	abbreviated format	27-06-1997	1997-21803589	PDF
31-12-1995	abbreviated format	02-07-1996	1996-25700605	PDF
31-12-1994	abbreviated format	20-09-1995	1995-49904209	PDF
31-12-1993	abbreviated format	23-06-1994	1994-18003820	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
0	0	0	3,197	3,137	24,806	67,611	-235,646	0	54,448	4,193	4,713	1,691	5,904	573,048	1,805	172,676	32,517	10,184	580,854
-1,898	-51,103	-546,584	-39,359	-775,171	382,859	-12,965	638,339	-192,782	-213,062	-262,198	231,658	-371,763	338,710	-68,481	-55,079	1.0m	-503,467	340,170	-
97.7%	97.8%	93.3%	94.5%	93.6%	94.6%	93.6%	93.9%	92.1%	93.3%	92.9%	92.2%	11.6%	90.6%	90.8%	99.3%	96.8%	99.2%	96.7%	96.1%
-0.9%	-1.6%	2.9%	-2.5%	10.1%	-0.6%	1.3%	-12.5%	0.7%	0.5%	3.6%	2.9%	25.8%	1.7%	-14.9%	3.4%	8.3%	-2.5%	5.6%	22.0%
-0.9%	-1.5%	2.8%	-2.3%	9.5%	-0.5%	1.2%	-11.7%	0.6%	0.4%	3.4%	2.7%	3.0%	1.6%	-13.5%	3.4%	8.0%	-2.5%	5.4%	21.1%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item	31-12-2025	31-12-2024	31-12-2023	31-12-2022	31-12-2021
Employees at the balance-sheet date	2	2	2	2	2
full-time	0	0	0	-	-
part-time	2	2	2	2	2
in full-time equivalents	1.5	1.5	1.5	1.5	1.5
	1.5	1.5	1.5	1.5	1.5
On a permanent contract	2	2	2	2	2

Source: social balance sheet in the 2021 to 2025 annual accounts

Securities and guarantees

on own assets and for others

Item	2025	2024	2023	2022	2021
Mortgages, amount registered	€376,114	€376,114	€390,137	€404,160	€418,183
Carrying value of the mortgaged assets	€362,091	€376,114	€390,137	€404,160	€418,183

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired

Item	2025	2024	2023	2022	2021
Tangible fixed assets	-	-	-	€3,197	€3,137
	€18,829	€19,457	€33,090	€32,762	€32,176

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on PACE

The operating result for 2025 is a loss of €23,268, smaller than the loss of €41,890 in 2024.

Debt's share of the balance-sheet total stays at 2.3%.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check See what changed in the latest annual accounts.What changed

Annual accounts 2025

Balance sheet

Change in equityin €m

Change in cashin euro

Position in the sector

Solvency97.7%

Return on assets-0.9%

Staff

Staff cost per FTE€46,594

Filed annual accounts

Filings

Key figures and ratios

Social balance sheet

Securities and guarantees

Investments

Insights on PACE

Next steps

in €m

in euro

97.7%

-0.9%

€46,594