P4C CONSULTING
ActiveSummary
P4C CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €358k and a net result of €104k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+8
Solvency100▲+12
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 17.71 against 2.66 in 2024; short-term debt: 5.4% and cash: 41.2% of total assets), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
27.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
29 d late
2022
29 d late
2021
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€358k▲ 41.1%
2024 · €254k
2021: €141k
2022: €253k
2023: €403k
2024: €254k
2021 → 2025
Total assets
€378k▼ 6.4%
2024 · €404k
2021: €186k
2022: €353k
2023: €529k
2024: €404k
2021 → 2025
Net result
€104k▲ 39.8%
2024 · €75k
2021: €136k
2022: €113k
2023: €149k
2024: €75k
2021 → 2025
Working capital
€340k▲ 36.1%
2024 · €250k
2021: €141k
2022: €253k
2023: €399k
2024: €250k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€253k▲ 80.3%€403k▲ 59.0%€254k▼ 37.1%€358k▲ 41.1%
Operating result€176k-€161k▼ 8.7%€212k▲ 31.6%€92k▼ 56.8%€137k▲ 49.3%
Net result€136k-€113k▼ 16.7%€149k▲ 32.4%€75k▼ 50.1%€104k▲ 39.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €378k
Fixed assets
€18k ▲ 383%
Current assets
€360k ▼ 10.0%
Equity and liabilities €378k
Equity
€358k ▲ 41.1%
Debt
€20k ▼ 86.5%
Debt's share of the balance-sheet total falls from 37.2% to 5.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€139k▲
2024 · €93k
Cash flow
€106k▲
2024 · €75k
Current ratio
17.71▲
2024 · 2.66
Debt to equity
0.06▼
2024 · 0.59
ROE
29.1%▼
2024 · 29.4%
ROA
27.6%▲
2024 · 18.4%
Interest coverage
463.43▼
2024 · 495.19
Debt ≤ 1 year
€20k▼
2024 · €150k
Income taxes
€34k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€404k€378k▼
Fixed assets21/28€4k€18k▲
Tangible fixed assets22/27€4k€18k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24-€15k
Other tangible fixed assets26€2k€1k▼
Current assets29/58€400k€360k▼
Amounts receivable within one year40/41€71k€26k▼
Trade receivables40€49k€2k▼
Other amounts receivable41€22k€24k▲
Current investments50/53€148k€174k▲
Cash at bank and in hand54/58€171k€156k▼
Deferred charges and accrued income490/1€10k€5k▼
Equity and liabilities
Total equity and liabilities10/49€404k€378k▼
Equity10/15€254k€358k▲
Contributions10/11€5k€5k=
Reserves13€249k€249k=
Distributable reserves133€249k€249k=
Profit (loss) carried forward14-€104k
Amounts payable17/49€150k€20k▼
Amounts payable within one year42/48€150k€20k▼
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€76k-
Taxes450/3€76k-
Other amounts payable47/48€69k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€961€2k▲
Other operating charges640/8€576€1k▲
Gross operating margin9900€93k€140k▲
Operating profit (loss)9901€92k€137k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€187€299▲
Recurring financial charges65€187€299▲
Profit (loss) for the period before taxes9903€96k€138k▲
Income taxes67/77€21k€34k▲
Profit (loss) for the period9904€75k€104k▲
Profit (loss) for the period to be appropriated9905€75k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€224k€104k▼
Profit (loss) brought forward from the previous period14P€149k-
Profit to be distributed694/7€224k-
Return on contributions (dividend)694€224k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity times 7current ratio 17.71
Current ratio from 2.66 to 17.71; short-term debt falls from €150k to €20k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €75k ▼50.1%
Net result drops to €75k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2021net €149k ▲32.4%
Operating result €212k, net result €149k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Equity above €200kEq €253k ▲80.3%
2 profitable years in a row build equity to €253k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kriekenbergstraat 153080 TervurenGround area
310 m²
Building footprint
94 m²
Volume, LiDAR
801 m³
Parcel 24023A0050/00H000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kriekenbergstraat 15, 3080 Tervuren
since 20202.308.799.245
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24023A0050/00H000 | Flanders | 310 m² | 1 · 93 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,090 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.