P15C
ActiveP15C has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €23k. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 24% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▼-21
Solvency20▲+8
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.44 in 2024), and 78.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.4%
Return on assets
3.4%
Age of the figures
11 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
156 d late
2021
1 d early
2020
19 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 18.8%
2024 · €120k
2019: €26k
2020: €47k
2021: €81k
2022: €110k
2023: €73k
2024: €120k
2019 → 2025
Total assets
€664k▲ 0.1%
2024 · €663k
2019: €81k
2020: €98k
2021: €593k
2022: €720k
2023: €746k
2024: €663k
2019 → 2025
Net result
€23k▼ 67.6%
2024 · €70k
2019: €39k
2020: €38k
2021: €34k
2022: €30k
2023: €28k
2024: €70k
2019 → 2025
Working capital
€-46k▲ 22.2%
2024 · €-59k
2019: €25k
2020: €45k
2021: €-33k
2022: €-27k
2023: €-93k
2024: €-59k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€110k▲ 36.7%€73k▼ 33.9%€120k▲ 64.1%€142k▲ 18.8%
Operating result€47k-€48k▲ 0.8%€45k▼ 4.8%€93k▲ 105%€36k▼ 61.3%
Net result€34k-€30k▼ 13.6%€28k▼ 7.2%€70k▲ 153%€23k▼ 67.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €664k
Fixed assets
€587k▼ 4.9%
Current assets
€76k▲ 68.0%
Equity and liabilities €664k
Equity
€142k▲ 18.8%
Debt
€521k▼ 4.0%
The debt ratio falls from 81.9% to 78.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€66k▼
2024 · €121k
Cash flow
€53k▼
2024 · €98k
Solvency
21.4%▲
2024 · 18.1%
Current ratio
0.62▲
2024 · 0.44
Quick ratio
0.62▲
2024 · 0.44
Debt / equity
3.66▼
2024 · 4.53
ROE
15.8%▼
2024 · 58.1%
ROA
3.4%▼
2024 · 10.5%
Interest coverage
7.71▼
2024 · 19.00
Debt
€521k▼
2024 · €543k
Debt ≤ 1 year
€122k▲
2024 · €104k
Debt > 1 year
€398k▼
2024 · €435k
Income taxes
€7k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€663k€664k▲
Fixed assets21/28€617k€587k▼
Tangible fixed assets22/27€617k€587k▼
Land and buildings22€601k€575k▼
Furniture and vehicles24€16k€12k▼
Financial fixed assets28€500€500=
Current assets29/58€45k€76k▲
Amounts receivable within one year40/41€30k€51k▲
Trade receivables40€3k€16k▲
Other amounts receivable41€27k€35k▲
Cash at bank and in hand54/58€13k€24k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€663k€664k▲
Equity10/15€120k€142k▲
Contributions10/11€19k€19k=
Reserves13€2k€124k▲
Distributable reserves133€2k€124k▲
Profit (loss) carried forward14€99k€0▼
Amounts payable17/49€543k€521k▼
Amounts payable after more than one year17€435k€398k▼
Financial debts170/4€435k€398k▼
Amounts payable within one year42/48€104k€122k▲
Current portion of amounts payable after more than one year42€37k€37k▲
Trade debts44€9k€18k▲
Suppliers440/4€9k€18k▲
Advances received on contracts in progress46€0€26k▲
Taxes, remuneration and social security45€23k€38k▲
Taxes450/3€23k€38k▲
Other amounts payable47/48€35k€3k▼
Accrued charges and deferred income492/3€4k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€30k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€124€0▼
Gross operating margin9900€123k€69k▼
Operating profit (loss)9901€93k€36k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€89k€30k▼
Income taxes67/77€20k€7k▼
Profit (loss) for the period9904€70k€23k▼
Profit (loss) for the period to be appropriated9905€70k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€134k€122k▼
Profit (loss) brought forward from the previous period14P€65k€99k▲
Transfer to equity691/2-€122k
To other reserves6921-€122k
Profit to be distributed694/7€35k€0▼
Return on contributions (dividend)694€35k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €23k ▼67.6%
Net result drops to €23k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2019net €70k ▲153%
Operating result €93k, net result €70k, both a record.
30-09
Financial
Equity above €100kEq €120k ▲64.1%
6 profitable years in a row build equity to €120k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 156 days late
2022
30-09
Financial
Equity above €100kEq €110k ▲36.7%
4 profitable years in a row build equity to €110k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duinparklaan(Odk) 568670 KoksijdeGround area
1,295 m²
Building footprint
264 m²
Volume, LiDAR
814 m³
2 parcels, Flanders, Wallonia · tallest building 14.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
P15C
since 20182.272.579.643
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018A0363/00_000 | Flanders | 922 m² | 1 · 159 m² | 14.1 m · 2 fl. |
| 64432A0437/00E000 | Wallonia | 373 m² | 1 · 105 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,736 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2018
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.