P & V Grond
ActiveThe computed 12-month bankruptcy probability of P & V Grond is 3.0% (moderate). The 2025 annual accounts show negative equity (€-50k) and a net result of €-76k. Its solvency ranks better than 10% of 7431 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-27
Solvency19▼-12
Growth32
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.54 against 2.51 in 2024; short-term debt: 64.8% and cash: 0.1% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-6.2%
Return on assets
-9.3%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-50k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
20 d early
2024
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-50k
2024 · €26k
2024: €26k
2024 → 2025
Total assets
€810k▲ 86.8%
2024 · €434k
2024: €434k
2024 → 2025
Net result
€-76k
2024 · €6k
2024: €6k
2024 → 2025
Working capital
€285k▲ 9.3%
2024 · €261k
2024: €261k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€26k-€-50k
Operating result€29k-€-63k
Net result€6k-€-76k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €63k after €29k in 2024.
Key figures and ratios
Solvency
-6.2%▼
2024 · 5.9%
Current ratio
1.54▼
2024 · 2.51
Quick ratio
0.00▼
2024 · 0.01
Debt / equity
-17.23▼
2024 · 15.89
ROA
-9.3%▼
2024 · 1.3%
Debt
€860k▲
2024 · €408k
Debt ≤ 1 year
€525k▲
2024 · €173k
Debt > 1 year
€335k▲
2024 · €235k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€434k€810k▲
Current assets29/58€434k€810k▲
Stocks and contracts in progress3€432k€809k▲
Stocks30/36€432k€809k▲
Amounts receivable within one year40/41€31-
Other amounts receivable41€31-
Cash at bank and in hand54/58€2k€588▼
Equity and liabilities
Total equity and liabilities10/49€434k€810k▲
Equity10/15€26k€-50k▼
Contributions10/11€20k€20k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14-€-76k
Amounts payable17/49€408k€860k▲
Amounts payable after more than one year17€235k€335k▲
Financial debts170/4€235k€335k▲
Amounts payable within one year42/48€173k€525k▲
Trade debts44€0€29k▲
Suppliers440/4€0€29k▲
Other amounts payable47/48€173k€496k▲
Income statement
Code20242025
Other operating charges640/8€748€1k▲
Gross operating margin9900€30k€-62k▼
Operating profit (loss)9901€29k€-63k▼
Financial charges65/66B€24k€11k▼
Recurring financial charges65€24k€11k▼
Profit (loss) for the period before taxes9903€6k€-74k▼
Income taxes67/77-€1k
Profit (loss) for the period9904€6k€-76k▼
Profit (loss) for the period to be appropriated9905€6k€-76k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-76k▼
Transfer to equity691/2€6k-
To other reserves6921€6k-
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ronselestraat(RON) 19 A9932 LievegemGround area
792 m²
Building footprint
114 m²
Volume, LiDAR
596 m³
Parcel 44057A0254/00C002, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
P & V Grond
since 20222.337.523.816
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44057A0254/00C002 | Flanders | 792 m² | 1 · 113 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 12,134 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2022
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.