P-Tech
ActiveP-Tech has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 40% of 967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency71▼-25
Growth52=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 2.03 in 2024), but 62.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.6%
Return on assets
7.7%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €17k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
51 d early
2024
57 d early
2023
50 d early
2022
57 d early
2021
53 d early
2020
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 18.6%
2024 · €15k
2020: €14k
2021: €29k
2022: €31k
2023: €10k
2024: €15k
2020 → 2025
Total assets
€46k▲ 67.4%
2024 · €28k
2020: €48k
2021: €54k
2022: €53k
2023: €38k
2024: €28k
2020 → 2025
Net result
€4k▼ 24.6%
2024 · €5k
2020: €12k
2021: €15k
2022: €2k
2023: €-21k
2024: €5k
2020 → 2025
Working capital
€17k▲ 26.2%
2024 · €13k
2020: €12k
2021: €27k
2022: €29k
2023: €9k
2024: €13k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€31k▲ 7.0%€10k▼ 68.1%€15k▲ 47.5%€17k▲ 18.6%
Operating result€19k-€3k▼ 82.8%€-21k€6k€5k▼ 23.1%
Net result€15k-€2k▼ 86.2%€-21k€5k€4k▼ 24.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€479▼ 62.1%
Current assets
€46k▲ 73.6%
Equity and liabilities €46k
Equity
€17k▲ 18.6%
Debt
€29k▲ 123%
The debt ratio rises from 46.9% to 62.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€13k▲
2024 · €7k
Cash flow
€11k▲
2024 · €5k
Solvency
37.6%▼
2024 · 53.1%
Current ratio
1.59▼
2024 · 2.03
Quick ratio
1.12▲
2024 · 0.91
Debt / equity
1.66▲
2024 · 0.88
ROE
20.5%▼
2024 · 32.2%
ROA
7.7%▼
2024 · 17.1%
Interest coverage
23.47▲
2024 · 10.61
Debt
€29k▲
2024 · €13k
Debt ≤ 1 year
€29k▲
2024 · €13k
Income taxes
€497▼
2024 · €611
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€46k▲
Fixed assets21/28€1k€479▼
Tangible fixed assets22/27€1k€479▼
Plant, machinery and equipment23€318€240▼
Furniture and vehicles24€947€239▼
Current assets29/58€26k€46k▲
Stocks and contracts in progress3€15k€13k▼
Stocks30/36€15k€13k▼
Amounts receivable within one year40/41€8k€22k▲
Trade receivables40€6k€19k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€4k€8k▲
Deferred charges and accrued income490/1€43€2k▲
Equity and liabilities
Total equity and liabilities10/49€28k€46k▲
Equity10/15€15k€17k▲
Contributions10/11€2k€2k=
Reserves13€5k€8k▲
Distributable reserves133€5k€8k▲
Profit (loss) carried forward14€8k€7k▼
Amounts payable17/49€13k€29k▲
Amounts payable within one year42/48€13k€29k▲
Trade debts44€10k€25k▲
Suppliers440/4€10k€25k▲
Taxes, remuneration and social security45€611€497▼
Taxes450/3€611€497▼
Other amounts payable47/48€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€773€8k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€8k€14k▲
Operating profit (loss)9901€6k€5k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€635€533▼
Recurring financial charges65€635€533▼
Profit (loss) for the period before taxes9903€5k€4k▼
Income taxes67/77€611€497▼
Profit (loss) for the period9904€5k€4k▼
Profit (loss) for the period to be appropriated9905€5k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€11k▼
Profit (loss) brought forward from the previous period14P€8k€8k=
Transfer to equity691/2€5k€4k▼
To other reserves6921€5k€4k▼
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-21k ▼1137%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €15k ▲20.8%
Operating result €19k, net result €15k, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Annastraat 959250 WaasmunsterGround area
851 m²
Building footprint
226 m²
Volume, LiDAR
908 m³
Parcel 42342C2101/00E000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
P-Tech
since 20202.298.204.172
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42342C2101/00E000 | Flanders | 851 m² | 1 · 226 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0890.647.565
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MKN GROUP
BE 1011.765.428
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BE 0667.849.255
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BE 1005.191.994
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Of 1,806 companies in sector 42220 we hold annual accounts for 947. 587 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2020
Fiscal year end31-12
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
43211General electrical installation work
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.