P.P.B.
ActiveP.P.B. has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €273k and a net result of €-132. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-25
Solvency89=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 2.45 in 2024; short-term debt: 35% and cash: 28.3% of total assets), and 36% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
62 d late
2023
30 d late
2022
62 d early
2021
6 d early
2020
9 d late
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€273k▼ 10.3%
2024 · €304k
2018: €187k
2019: €188k
2020: €189k
2021: €168k
2022: €205k
2023: €251k
2024: €304k
2018 → 2025
Total assets
€427k▼ 10.2%
2024 · €475k
2018: €299k
2019: €297k
2020: €298k
2021: €324k
2022: €393k
2023: €438k
2024: €475k
2018 → 2025
Net result
€-132
2024 · €53k
2018: €572
2019: €1k
2020: €1k
2021: €-21k
2022: €37k
2023: €46k
2024: €53k
2018 → 2025
Working capital
€211k▼ 8.8%
2024 · €232k
2018: €100k
2019: €108k
2020: €116k
2021: €98k
2022: €150k
2023: €159k
2024: €232k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€168k-€205k▲ 21.8%€251k▲ 22.4%€304k▲ 21.3%€273k▼ 10.3%
Operating result€-35k-€51k€68k▲ 32.0%€84k▲ 23.9%€30▼ 100.0%
Net result€-21k-€37k€46k▲ 25.1%€53k▲ 16.4%€-132
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 100% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €427k
Fixed assets
€66k▼ 20.8%
Current assets
€361k▼ 8.0%
Equity and liabilities €427k
Equity
€273k▼ 10.3%
Debt
€154k▼ 10.0%
The debt ratio rises from 35.9% to 36.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €101k
Cash flow
€17k▼
2024 · €71k
Solvency
64.0%▼
2024 · 64.1%
Current ratio
2.42▼
2024 · 2.45
Quick ratio
2.42▼
2024 · 2.45
Debt / equity
0.56▲
2024 · 0.56
ROE
0.0%▼
2024 · 17.5%
ROA
0.0%▼
2024 · 11.2%
Interest coverage
4.70▼
2024 · 7.87
Debt
€154k▼
2024 · €170k
Debt ≤ 1 year
€149k▼
2024 · €160k
Income taxes
€912▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€475k€427k▼
Fixed assets21/28€83k€66k▼
Tangible fixed assets22/27€83k€66k▼
Land and buildings22€48k€42k▼
Furniture and vehicles24€35k€23k▼
Current assets29/58€392k€361k▼
Amounts receivable within one year40/41€50k€10k▼
Trade receivables40€50k€0▼
Other amounts receivable41-€10k
Current investments50/53€226k€230k▲
Cash at bank and in hand54/58€116k€121k▲
Deferred charges and accrued income490/1€177€193▲
Equity and liabilities
Total equity and liabilities10/49€475k€427k▼
Equity10/15€304k€273k▼
Contributions10/11€12k€12k=
Reserves13€292k€261k▼
Non-distributable reserves130/1€32k€32k=
Reserves not available under the articles1311€32k€32k=
Distributable reserves133€260k€228k▼
Profit (loss) carried forward14-€-132
Amounts payable17/49€170k€154k▼
Amounts payable within one year42/48€160k€149k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€23k€583▼
Taxes450/3€23k€583▼
Remuneration and social security454/9€0-
Other amounts payable47/48€133k€146k▲
Accrued charges and deferred income492/3€10k€4k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€103k€19k▼
Operating profit (loss)9901€84k€30▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€13k€4k▼
Recurring financial charges65€13k€4k▼
Profit (loss) for the period before taxes9903€75k€781▼
Income taxes67/77€21k€912▼
Profit (loss) for the period9904€53k€-132▼
Profit (loss) for the period to be appropriated9905€53k€-132▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€-132▼
Transfer to equity691/2€53k€0▼
To other reserves6921€53k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
2024
31-12
Financial
Highest result since 2018net €53k ▲16.4%
Operating result €84k, net result €53k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
31-12
Financial
Equity above €200kEq €205k ▲21.8%
Equity rises from €168k to €205k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-21k ▼2111%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grootreesdijk 342460 KasterleeGround area
1,777 m²
Building footprint
236 m²
Volume, LiDAR
1,335 m³
Parcel 13017G0043/00H002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
P.P.B.
since 20062.152.763.461
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017G0043/00H002 | Flanders | 1,777 m² | 1 · 236 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500I8DIZ2L9OGAB87
Similar companies · same sector, comparable size
Peter Deckers Management
BE 0644.897.174
Heist-op-den-Berg · Eq €273k
Eagle Consult 2000
BE 0445.124.882
Brugge · Eq €273k
Wonderlust
BE 0705.922.052
Antwerpen · Eq €273k
LABEAU
BE 0806.012.392
Maasmechelen · Eq €273k
PAYBIT
BE 0477.606.125
Aalter · Eq €273k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 38,584 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-03-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
70321
70322
73300Public relations and communication consultancy
74141
74151
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.