P.L. TEXTILES
ActiveP.L. TEXTILES has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €8k. Equity is growing by ~40.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 11185 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-12
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 11.44 against 4.02 in 2024), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.7%
Return on assets
9.5%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
1 d late
2022
1 d early
2021
16 d late
2020
12 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 11.5%
2024 · €70k
2019: €-8k
2020: €6k
2021: €20k
2022: €36k
2023: €73k
2024: €70k
2019 → 2025
Total assets
€85k▼ 7.6%
2024 · €92k
2019: €22k
2020: €58k
2021: €105k
2022: €172k
2023: €127k
2024: €92k
2019 → 2025
Net result
€8k▼ 10.6%
2024 · €9k
2019: €13k
2020: €14k
2021: €14k
2022: €17k
2023: €37k
2024: €9k
2019 → 2025
Working capital
€74k▲ 10.1%
2024 · €67k
2019: €-8k
2020: €6k
2021: €20k
2022: €36k
2023: €73k
2024: €67k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€36k▲ 86.7%€73k▲ 101%€70k▼ 4.6%€78k▲ 11.5%
Operating result€22k-€27k▲ 21.7%€56k▲ 107%€15k▼ 73.6%€16k▲ 8.7%
Net result€14k-€17k▲ 23.2%€37k▲ 118%€9k▼ 75.5%€8k▼ 10.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€4k▲ 41.9%
Current assets
€81k▼ 9.4%
Equity and liabilities €85k
Equity
€78k▲ 11.5%
Debt
€7k▼ 68.2%
The debt ratio falls from 24.1% to 8.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€17k▲
2024 · €15k
Cash flow
€9k▼
2024 · €9k
Solvency
91.7%▲
2024 · 75.9%
Current ratio
11.44▲
2024 · 4.02
Quick ratio
11.07▲
2024 · 4.02
Debt / equity
0.09▼
2024 · 0.32
ROE
10.3%▼
2024 · 12.9%
ROA
9.5%▼
2024 · 9.8%
Interest coverage
4.24▼
2024 · 18.49
Debt
€7k▼
2024 · €22k
Debt ≤ 1 year
€7k▼
2024 · €22k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€85k▼
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€876€3k▲
Current assets29/58€89k€81k▼
Amounts receivable after more than one year29€45k€35k▼
Other amounts receivable291€45k€35k▼
Stocks and contracts in progress3-€3k
Stocks30/36-€3k
Amounts receivable within one year40/41€27k€28k▲
Trade receivables40€15k€26k▲
Other amounts receivable41€12k€2k▼
Cash at bank and in hand54/58€16k€13k▼
Deferred charges and accrued income490/1€466€2k▲
Equity and liabilities
Total equity and liabilities10/49€92k€85k▼
Equity10/15€70k€78k▲
Contributions10/11-€2k
Reserves13€78k€85k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€77k€85k▲
Profit (loss) carried forward14€-8k€-8k=
Amounts payable17/49€22k€7k▼
Amounts payable within one year42/48€22k€7k▼
Trade debts44€15k€2k▼
Suppliers440/4€15k€2k▼
Advances received on contracts in progress46€583€583=
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€7k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€320€918▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€8k
Other operating charges640/8€704€1k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€16k€28k▲
Operating profit (loss)9901€15k€16k▲
Financial income75/76B€931€2k▲
Recurring financial income75€931€2k▲
Financial charges65/66B€817€4k▲
Recurring financial charges65€817€4k▲
Profit (loss) for the period before taxes9903€15k€14k▼
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€9k€8k▼
Profit (loss) for the period to be appropriated9905€9k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€567€-386▼
Profit (loss) brought forward from the previous period14P€-8k€-8k=
Transfer to equity691/2€9k€8k▼
To other reserves6921€9k€8k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
Financial
Weakest financial yearnet €8k ▼10.6%
Net result drops to €8k, the lowest in the series.
30-06
Financial
Liquidity triplescurrent ratio 11.44
Current ratio from 4.02 to 11.44; short-term debt falls from €22k to €7k.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
30-06
Financial
Highest result since 2019net €37k ▲118%
Operating result €56k, net result €37k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
12-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
19-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
08-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Philippe LIBRECHT
CurrentDirector · since 01-12-2023
01-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Menenstraat 20c7700 MouscronGround area
1.3 ha
Building footprint
780 m²
Parcel 54436A0737/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Menenstraat 20c, 7700 Mouscron
since 20022.098.776.132
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54436A0737/00L000 | Wallonia | 1.3 ha | 1 · 780 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Negotium
BE 0466.897.424
Leuven · Eq €78k
Bert Matten
BE 0828.707.226
Alveringem · Eq €78k
SEBIXCOM
BE 0849.923.502
Charleroi · Eq €78k
G & M EQUIPMENT
BE 0746.550.996
Lasne · Eq €78k
LouVik
BE 0899.476.743
Erpe-Mere · Eq €79k
Of 1,070 companies in sector 46140 we hold annual accounts for 640. 487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2001
Fiscal year end30-06
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
46648Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.