P-KONSULT
ActiveThe computed 12-month bankruptcy probability of P-KONSULT is 1.7% (moderate). The 2025 annual accounts show equity of €10k and a net result of €1.88M. Equity is shrinking by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 820 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.78 against 0.46 in 2024; short-term debt: 95.9% and cash: 25.7% of total assets), and 99.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.5%
Return on assets
91.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 820 sector peers (2025).
NBB · sector comparisonPosition among 820 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-03-2026, 149 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
149 d early
2024
50 d early
2023
57 d early
2022
25 d early
2021
48 d early
2020
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1.88M▲ 236%
2024 · €560k
2020: €8k
2021: €318k
2022: €384k
2023: €550k
2024: €560k
2020 → 2025
Working capital
€-428k▼ 20.3%
2024 · €-356k
2020: €-61k
2021: €264k
2022: €502k
2023: €-279k
2024: €-356k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€336k-€721k▲ 114%€11k▼ 98.5%€11k▲ 0.2%€10k▼ 5.6%
Operating result€434k-€524k▲ 20.9%€208k▼ 60.4%€219k▲ 5.7%€212k▼ 3.5%
Net result€318k-€384k▲ 20.8%€550k▲ 43.1%€560k▲ 1.8%€1.88M▲ 236%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.06M
Fixed assets
€513k▼ 0.3%
Current assets
€1.55M▲ 408%
Equity and liabilities €2.06M
Equity
€10k▼ 5.6%
Debt
€2.05M▲ 154%
The debt ratio rises from 98.7% to 99.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€213k▼
2024 · €220k
Cash flow
€1.88M▲
2024 · €561k
Solvency
0.5%▼
2024 · 1.3%
Current ratio
0.78▲
2024 · 0.46
Quick ratio
0.78▲
2024 · 0.46
ROA
91.1%▲
2024 · 68.3%
Interest coverage
73.95▲
2024 · 56.11
Debt
€2.05M▲
2024 · €809k
Debt ≤ 1 year
€1.98M▲
2024 · €661k
Debt > 1 year
€74k▼
2024 · €147k
Income taxes
€53k▼
2024 · €56k
A ratio outside any meaningful range has been withheld (balance sheet total €2.06M, equity €10k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€820k€2.06M▲
Fixed assets21/28€514k€513k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€510k€510k=
Current assets29/58€306k€1.55M▲
Amounts receivable within one year40/41€36k€10k▼
Trade receivables40€26k€0▼
Other amounts receivable41€10k€10k=
Cash at bank and in hand54/58€268k€531k▲
Deferred charges and accrued income490/1€1k€1.01M▲
Equity and liabilities
Total equity and liabilities10/49€820k€2.06M▲
Equity10/15€11k€10k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€979€369▼
Amounts payable17/49€809k€2.05M▲
Amounts payable after more than one year17€147k€74k▼
Financial debts170/4€147k€74k▼
Amounts payable within one year42/48€661k€1.98M▲
Current portion of amounts payable after more than one year42€72k€73k▲
Trade debts44€212€168▼
Suppliers440/4€212€168▼
Taxes, remuneration and social security45€29k€26k▼
Taxes450/3€26k€26k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€560k€1.88M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€679€2k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€222k€215k▼
Operating profit (loss)9901€219k€212k▼
Financial income75/76B€400k€1.73M▲
Recurring financial income75€400k€1.73M▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€616k€1.93M▲
Income taxes67/77€56k€53k▼
Profit (loss) for the period9904€560k€1.88M▲
Profit (loss) for the period to be appropriated9905€560k€1.88M▲
Appropriation of the result
Profit (loss) to be appropriated9906€561k€1.88M▲
Profit (loss) brought forward from the previous period14P€956€979▲
Transfer from equity791/2€0-
Profit to be distributed694/7€560k€1.88M▲
Return on contributions (dividend)694€560k€1.88M▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2020net €1.88M ▲236%
Net result €1.88M, the highest in the series.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €500kEq €721k ▲114%
3 profitable years in a row build equity to €721k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity times 8current ratio 2.16
Current ratio from 0.27 to 2.16.
31-12
Financial
Equity above €200kEq €336k ▲1745%
2 profitable years in a row build equity to €336k.
26-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Try-d'Andoy, Durnal 185530 YvoirGround area
3,920 m²
Building footprint
120 m²
Parcel 91038B0573/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
P-Konsult srl
since 20192.292.219.173
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91038B0573/00F000 | Wallonia | 3,920 m² | 1 · 120 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 9,398 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:pierre.kaiser@kaiserconstruct.be
Phone:+32473610046