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Complete company report
Generated 31-08-2026
Active BE 0863.636.827Private limited company

P.H. FINANCE

Rue de France 3 ·4800 Verviers, Belgium· 22 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of P.H. FINANCE is 0.2% (very low). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 22 yrs
Locations 1
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2004, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 micro 31-01-2026 2026-00026570
30-06-2024 micro 04-02-2025 2025-00031578
30-06-2023 micro 31-01-2024 2024-00016513
30-06-2022 micro 26-01-2023 2023-00004823
30-06-2021 micro 16-03-2022 2022-07800318
30-06-2020 micro 30-01-2021 2021-03700340
30-06-2019 micro 31-01-2020 2020-04000452
30-06-2018 micro 07-01-2019 2019-00500559
30-06-2017 micro 29-12-2017 2017-73500338
30-06-2016 volledig 20-12-2016 2016-70900461
Directors & mandates 1 directors
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • DANY PIRNAY PATRIMOINE & MANAGEMENTLimited partnership
    Managing director· perm. rep.: Dany PIRNAY
    State Gazette act 19160311 (10-12-2019)
    Not recently confirmed
    last confirmed in an act from 2019
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation24-02-2004
StatusActive
Postal code4800
Connections & network 2 connected companies
Group structure
DANY PIRNAY PATRIMOINE & MANAGEMENT
Sits on the board · 2 subsidiaries · 1 location
Control→
Network connections
AGENDO
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 1 parties
Control over this companysits on this company's board1
DANY PIRNAY PATRIMOINE & MANAGEMENT
2 subsidiaries · 1 location
controls
P.H. FINANCEBE 0863.636.827

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
P.H. FINANCE
Oneux Village 55, 4910 Theuxmanagementsactiviteiten van holdings : het tussenkomen in het dagelijks bestuur, het vertegenwoordigen van bedrijven op grond van het bezit van of controle over het maatschappelijk kapitaal en andere
since 20042.136.703.429
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63076B0671/00E000 Wallonia 1,241 m² 1 · 100 m² 9.6 m · 2 fl.
63079D0355/00H003 Wallonia 437 m² 1 · 116 m² 14.2 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-03-2026
State Gazette act Registered office
General meeting · Registered-office move
31-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
04-02-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
26-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
16-03-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-01-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
07-01-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2017
29-12-2017
NBB filing Annual accounts filed
fiscal year 2017 · micro
2016
20-12-2016
NBB filing Annual accounts filed
fiscal year 2016 · volledig
Belgian State Gazette reading coverage 1 of 5 acts read

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts
Address history · 1
30-03-2026
Seat change: to: Rue de France 3, 4800 VERVIERS BELGIUM
All acts · 4 updated 5 months ago
2026
30-03-2026 General meeting · Seat change Open-capture extraction
  • Publication: 30/03/2026 · PH FINANCE
  • Filing: 20 MARS 2026 · PH FINANCE
  • General meeting: 4 mars 2026 · PH FINANCE
  • Seat change: to: Rue de France 3, 4800 VERVIERS BELGIUM · PH FINANCE
Summary: General meeting · Seat change
Technical details 
{
  "facts": [
    {
      "date": "2026-03-30",
      "type": "publication",
      "quote": "laden bij het Belgisch Staatsblad - 30/03/2026 - Annexes du Moniteur belge",
      "value": "30/03/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-03-20",
      "type": "filing",
      "quote": "20 MARS 2026",
      "value": "20 MARS 2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-03-04",
      "type": "general_meeting",
      "quote": "Extrait du proc\u00E8s-verbal de l\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire du 4 mars 2026",
      "value": "4 mars 2026",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "seat_change",
      "quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale propose de transf\u00E9rer le si\u00E8ge social \u00E0 l\u0027adresse de: Rue des Pr\u00E9s, 87, 4802 Verviers BELGIUM Rue de France 3, 4800 VERVIERS BELGIUM",
      "value": {
        "to": "Rue de France 3, 4800 VERVIERS BELGIUM",
        "from": null,
        "effective_date": null
      },
      "object": null,
      "subject": "e1",
      "_value_raw": "Rue de France 3, 4800 VERVIERS BELGIUM"
    }
  ],
  "act_meta": {
    "outcome": "clean",
    "model_id": 50,
    "verified": true,
    "extractor": "verified-v1",
    "ocr_chars": 1098,
    "truncated": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0863.636.827",
      "kind": "company",
      "name": "PH FINANCE",
      "attrs": {}
    }
  ]
}
2020
25-06-2020 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0863.636.827",
    "name_full": "P.H. FINANCE",
    "legal_form": "SPRL"
  }
}
2019
10-12-2019 Dany PIRNAY appointed as managing director Director changes
  • Dany PIRNAY, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Dany PIRNAY",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0683943535",
        "name": "SCS DP PM",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2019-04-25",
      "evidence_quote": "Est nomm\u00E9e en remplacement, la SCS DP PM dont le si\u00E8ge social est situ\u00E9 Oneux Village \u00E0 4910 Theux et dont le num\u00EAro d\u0027entreprise est 0683.943.535. Cette soci\u00E9t\u00E9 sera repr\u00E9sent\u00E9e par Monsieur Dany PIRNAY g\u00E9rant."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0863.636.827",
    "name_full": "P.H. FINANCE",
    "legal_form": "SPRL"
  }
}
2018
12-06-2018 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": true,
    "object_change": true,
    "effective_date": "2018-05-15",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0863.636.827",
    "name_full": "P.H. FINANCE",
    "legal_form": "SPRL"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Secretariaten74851Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Fotokopiëren, documentvoorbereiding en andere gespecialiseerde ondersteunende activiteiten ten behoeve van kantoren82190
Primary activity highlighted.
Names & trade names
Legal nameFR P.H. FINANCE
Registered office
Rue de France 3
4800 Verviers, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative