P.D.A.
ActiveP.D.A. has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €23k. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 23% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
68
/ 100
Healthy▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-19
Solvency39▼-6
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.74 in 2024), and 78% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22%
Return on assets
3.5%
Age of the figures
11 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9369 sector peers (2025).
NBB · sector comparisonPosition among 9369 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▲ 19.2%
2024 · €118k
2022: €55k
2023: €85k
2024: €118k
2022 → 2025
Total assets
€641k▲ 17.4%
2024 · €546k
2022: €167k
2023: €245k
2024: €546k
2022 → 2025
Net result
€23k▼ 31.0%
2024 · €33k
2022: €45k
2023: €30k
2024: €33k
2022 → 2025
Working capital
€96k▼ 16.5%
2024 · €115k
2022: €53k
2023: €41k
2024: €115k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€55k-€85k▲ 55.0%€118k▲ 38.6%€141k▲ 19.2%
Operating result€59k-€40k▼ 32.4%€56k▲ 41.7%€45k▼ 20.3%
Net result€45k-€30k▼ 32.8%€33k▲ 8.8%€23k▼ 31.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €641k
Fixed assets
€300k▲ 9.4%
Current assets
€341k▲ 25.6%
Equity and liabilities €641k
Equity
€141k▲ 19.2%
Debt
€500k▲ 16.9%
The debt ratio falls from 78.3% to 78.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€73k▲
2024 · €70k
Cash flow
€51k▲
2024 · €47k
Solvency
22.0%▲
2024 · 21.7%
Current ratio
1.39▼
2024 · 1.74
Quick ratio
1.39▼
2024 · 1.74
Debt / equity
3.55▼
2024 · 3.62
ROE
16.1%▼
2024 · 27.9%
ROA
3.5%▼
2024 · 6.0%
Interest coverage
5.30▼
2024 · 5.53
Debt
€500k▲
2024 · €428k
Debt ≤ 1 year
€245k▲
2024 · €156k
Debt > 1 year
€253k▼
2024 · €270k
Income taxes
€10k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€546k€641k▲
Fixed assets21/28€274k€300k▲
Tangible fixed assets22/27€274k€300k▲
Furniture and vehicles24€13k€9k▼
Other tangible fixed assets26€262k€291k▲
Current assets29/58€271k€341k▲
Amounts receivable within one year40/41€175k€275k▲
Trade receivables40€152k€256k▲
Other amounts receivable41€23k€19k▼
Cash at bank and in hand54/58€10k-
Deferred charges and accrued income490/1€86k€66k▼
Equity and liabilities
Total equity and liabilities10/49€546k€641k▲
Equity10/15€118k€141k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€108k€131k▲
Amounts payable17/49€428k€500k▲
Amounts payable after more than one year17€270k€253k▼
Financial debts170/4€270k€253k▼
Amounts payable within one year42/48€156k€245k▲
Current portion of amounts payable after more than one year42€26k€27k▲
Financial debts43-€36k
Credit institutions430/8-€36k
Trade debts44€92k€119k▲
Suppliers440/4€92k€119k▲
Taxes, remuneration and social security45€25k€37k▲
Taxes450/3€25k€34k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€13k€26k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€12k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€28k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€72k€76k▲
Operating profit (loss)9901€56k€45k▼
Financial income75/76B€417€2k▲
Recurring financial income75€417€2k▲
Financial charges65/66B€13k€14k▲
Recurring financial charges65€13k€14k▲
Profit (loss) for the period before taxes9903€44k€32k▼
Income taxes67/77€11k€10k▼
Profit (loss) for the period9904€33k€23k▼
Profit (loss) for the period to be appropriated9905€33k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€131k▲
Profit (loss) brought forward from the previous period14P€75k€108k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €23k ▼31%
Net result drops to €23k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €100kEq €118k ▲38.6%
3 profitable years in a row build equity to €118k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terlindenweg 931730 AsseGround area
2,635 m²
Building footprint
194 m²
Volume, LiDAR
709 m³
Parcel 23322E0415/00L000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
P.D.A.
since 20212.321.753.396
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322E0415/00L000 | Flanders | 2,635 m² | 1 · 193 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DS ARCHITECTEN
BE 0647.574.473
Beersel · Eq €141k
VSDP architectenbureau
BE 0681.773.111
Heist-op-den-Berg · Eq €141k
DEWIL architecten
BE 0422.703.927
Brussel · Eq €141k
Import.Export Architecture
BE 0883.980.893
Antwerpen · Eq €140k
KEY SOLUTION PROJECTS
BE 0841.469.060
Merchtem · Eq €141k
Of 18,208 companies in sector 71111 we hold annual accounts for 6,291. 5,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2021
Fiscal year end30-09
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.