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Import.Export Architecture

Active
Private limited companyfounded 200619 yrs activeBloemstraat 29, 2140 Antwerpen, BelgiumKBO/BCE: BE 0883.980.893

Import.Export Architecture has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €13k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 71% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
88 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+2
Solvency99▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.7 against 2.26 in 2024; short-term debt: 12.7% and cash: 26.4% of total assets), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.8%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
33 d late
2023
44 d early
2022
30 d late
2021
29 d late
2020
27 d late
2019
11 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€140k▼ 0.7%
2024 · €142k
2018: €90k 2019: €103k 2020: €118k 2021: €118k 2022: €134k 2023: €129k 2024: €142k
2018 → 2025
Total assets
€190k▼ 15.8%
2024 · €226k
2018: €157k 2019: €150k 2020: €204k 2021: €198k 2022: €177k 2023: €191k 2024: €226k
2018 → 2025
Net result
€13k▲ 7.4%
2024 · €12k
2018: €-8k 2019: €12k 2020: €15k 2021: €3 2022: €16k 2023: €10k 2024: €12k
2018 → 2025
Working capital
€90k▼ 16.2%
2024 · €107k
2018: €54k 2019: €69k 2020: €106k 2021: €73k 2022: €85k 2023: €85k 2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€118k-€134k▲ 13.5%€129k▼ 3.4%€142k▲ 9.4%€140k▼ 0.7%
Operating result€19k-€24k▲ 27.0%€15k▼ 36.8%€18k▲ 21.9%€20k▲ 11.2%
Net result€3-€16k▲ 604,280%€10k▼ 40.2%€12k▲ 28.2%€13k▲ 7.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20kOperating result 2021: €19k€19kNet result 2021: €3€3Operating result 2022: €24k€24kNet result 2022: €16k€16kOperating result 2023: €15k€15kNet result 2023: €10k€10kOperating result 2024: €18k€18kNet result 2024: €12k€12kOperating result 2025: €20k€20kNet result 2025: €13k€13k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets €77k▲ 120%
Current assets €114k▼ 40.5%
Equity and liabilities €190k
Equity €140k▼ 0.7%
Debt €50k▼ 41.0%
The debt ratio falls from 37.4% to 26.2%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€30k
2024 · €33k
Cash flow
€23k
2024 · €27k
Solvency
73.8%
2024 · 62.6%
Current ratio
4.70
2024 · 2.26
Quick ratio
4.70
2024 · 2.26
Debt / equity
0.35
2024 · 0.60
ROE
9.3%
2024 · 8.6%
ROA
6.9%
2024 · 5.4%
Interest coverage
23.09
2024 · 35.33
Debt
€50k
2024 · €84k
Debt ≤ 1 year
€24k
2024 · €84k
Debt > 1 year
€26k
Income taxes
€6k
2024 · €5k
Staff costs
€37k
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€226k€190k
Fixed assets21/28€35k€77k
Intangible fixed assets21€897€261
Tangible fixed assets22/27€26k€69k
Plant, machinery and equipment23€14k€15k
Furniture and vehicles24€8k€52k
Other tangible fixed assets26€4k€3k
Financial fixed assets28€7k€7k=
Current assets29/58€191k€114k
Amounts receivable within one year40/41€20k€61k
Trade receivables40€1k€39k
Other amounts receivable41€19k€22k
Cash at bank and in hand54/58€168k€50k
Deferred charges and accrued income490/1€3k€2k
Equity and liabilities
Total equity and liabilities10/49€226k€190k
Equity10/15€142k€140k
Contributions10/11€19k€19k=
Reserves13€123k€122k
Distributable reserves133€123k€122k
Profit (loss) carried forward14€19€27
Amounts payable17/49€84k€50k
Amounts payable after more than one year17-€26k
Financial debts170/4-€26k
Amounts payable within one year42/48€84k€24k
Current portion of amounts payable after more than one year42-€6k
Trade debts44€48k€2k
Suppliers440/4€48k€2k
Advances received on contracts in progress46€15k€0
Taxes, remuneration and social security45€20k€14k
Taxes450/3€12k€9k
Remuneration and social security454/9€8k€5k
Other amounts payable47/48€1k€2k
Income statement Code20242025
Remuneration, social security and pensions62€33k€37k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€10k
Other operating charges640/8€1k€783
Gross operating margin9900€67k€68k
Operating profit (loss)9901€18k€20k
Financial income75/76B€363€657
Recurring financial income75€363€657
Financial charges65/66B€926€1k
Recurring financial charges65€926€1k
Profit (loss) for the period before taxes9903€18k€20k
Income taxes67/77€5k€6k
Profit (loss) for the period9904€12k€13k
Profit (loss) for the period to be appropriated9905€12k€13k
Appropriation of the result
Profit (loss) to be appropriated9906€12k€13k
Profit (loss) brought forward from the previous period14P€18€19
Transfer from equity791/2€0€14k
Transfer to equity691/2€12k€13k
To other reserves6921€12k€13k
Profit to be distributed694/7€0€14k
Return on contributions (dividend)694€0€14k

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial Liquidity doublescurrent ratio 4.70
Current ratio from 2.26 to 4.70; short-term debt falls from €84k to €24k.
02-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 33 days late
2024
17-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Highest result since 2018net €16k ▲604280%
Net result €16k, the highest in the series.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
11-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial Equity above €100kEq €103k ▲13.5%
Equity rises from €90k to €103k.
13-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 44 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bloemstraat 292140 Antwerpen
Ground area
184 m²
Parcel 11006A0368/00H016, Flanders. Linked by address, not a title deed.
1 establishment unit
Bloemstraat 29-b, 2140 Antwerpen
Photography, excluding press photography
since 20062.243.145.784
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11006A0368/00H016 Flanders 184 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,255 companies in sector 71111 we hold annual accounts for 6,320. 5,370 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-10-2006
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.