P & C INTERIEUR
ActiveP & C INTERIEUR has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €2k. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 42% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+58
Solvency65▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.96 in 2024; short-term debt: 45% and cash: 12.7% of total assets), but 59.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.2%
Return on assets
1.7%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-05-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
30 d late
2022
31 d late
2021
27 d late
2020
26 d late
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 4.4%
2024 · €40k
2018: €4k
2019: €8k
2020: €16k
2021: €22k
2022: €32k
2023: €44k
2024: €40k
2018 → 2025
Total assets
€104k▲ 27.9%
2024 · €81k
2018: €46k
2019: €70k
2020: €79k
2021: €90k
2022: €92k
2023: €88k
2024: €81k
2018 → 2025
Net result
€2k
2024 · €-4k
2018: €12k
2019: €4k
2020: €8k
2021: €6k
2022: €10k
2023: €12k
2024: €-4k
2018 → 2025
Working capital
€37k▼ 6.1%
2024 · €39k
2018: €910
2019: €6k
2020: €15k
2021: €20k
2022: €29k
2023: €42k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€32k▲ 43.8%€44k▲ 39.1%€40k▼ 8.4%€42k▲ 4.4%
Operating result€6k-€14k▲ 154%€18k▲ 28.1%€-4k€4k
Net result€6k-€10k▲ 65.2%€12k▲ 28.2%€-4k€2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€20k▲ 2,750%
Current assets
€84k▲ 3.9%
Equity and liabilities €104k
Equity
€42k▲ 4.4%
Debt
€62k▲ 50.8%
The debt ratio rises from 50.7% to 59.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▲
2024 · €-3k
Cash flow
€4k▲
2024 · €-3k
Solvency
40.2%▼
2024 · 49.3%
Current ratio
1.79▼
2024 · 1.96
Quick ratio
1.62▼
2024 · 1.77
Debt / equity
1.48▲
2024 · 1.03
ROE
4.2%▲
2024 · -9.2%
ROA
1.7%▲
2024 · -4.5%
Interest coverage
15.65▲
2024 · -22.40
Debt
€62k▲
2024 · €41k
Debt ≤ 1 year
€47k▲
2024 · €41k
Debt > 1 year
€15k
Income taxes
€2k▲
2024 · €-52
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€104k▲
Fixed assets21/28€712€20k▲
Tangible fixed assets22/27€712€20k▲
Plant, machinery and equipment23€260-
Furniture and vehicles24€452€20k▲
Current assets29/58€81k€84k▲
Stocks and contracts in progress3€8k€8k=
Stocks30/36€8k€8k=
Amounts receivable within one year40/41€61k€63k▲
Trade receivables40€56k€52k▼
Other amounts receivable41€6k€11k▲
Cash at bank and in hand54/58€12k€13k▲
Equity and liabilities
Total equity and liabilities10/49€81k€104k▲
Equity10/15€40k€42k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€22k€23k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€20k€21k▲
Amounts payable17/49€41k€62k▲
Amounts payable after more than one year17-€15k
Financial debts170/4-€15k
Amounts payable within one year42/48€41k€47k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€8k€8k▼
Suppliers440/4€8k€8k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€33k€33k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€657€3k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€-1k€9k▲
Operating profit (loss)9901€-4k€4k▲
Financial charges65/66B€132€443▲
Recurring financial charges65€132€443▲
Profit (loss) for the period before taxes9903€-4k€4k▲
Income taxes67/77€-52€2k▲
Profit (loss) for the period9904€-4k€2k▲
Profit (loss) for the period to be appropriated9905€-4k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€2k▲
Transfer from equity791/2€4k-
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-09
Financial
Weakest financial yearnet €-4k ▼130%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-09
Financial
Highest result since 2018net €12k ▲28.2%
Operating result €18k, net result €12k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
27-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
07-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 7 days late
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijmenamseweg 392820 BonheidenGround area
2,312 m²
Building footprint
300 m²
Volume, LiDAR
1,390 m³
2 parcels, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oud huis Peeters
since 20132.219.544.892
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005B0261/00R002 | Flanders | 1,169 m² | 1 · 109 m² | 12.6 m · 2 fl. |
| 12005B0438/00Y003 | Flanders | 1,143 m² | 1 · 191 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,227 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-04-2013
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
46190Agents in non-specialised wholesale trade
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.