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LC PEINTRE NAVAL

Active
Private limited companyfounded 2010active for 15 yearsRue Sainte-Rita(BU) 75, 5004 Namur, BelgiumKBO/BCE: BE 0831.889.222
Summary

LC PEINTRE NAVAL has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,872 and a net result of -€37,882. Equity has been shrinking by about 25% per year since 2018. Its solvency ranks better than 47% of 9,909 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 15-12-2010 Normal situation
Activity
Joinery installation NACE 43320and 3 others
Joint committees
111 Paritair Comité voor de metaal-, machine- en elektrische bouw
209 Paritair Comité voor de bedienden der metaalfabrikatennijverheid · annual accounts 2025
Establishment unit
2.194.414.964 5004 Namur, since 15-12-2010
Financial year end
31 December
Peppol
Reachable since 08-01-2026

Board and ownership

Board

Financial position

63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€7,698
▼ 93.3%
Turnover
≈ €77,000
estimated
Loss
€37,882
Equity
€44,872
▼ 45.8%
Total assets
€108,978
▼ 36.2%
Employees on 31-12-2025
1
=
  • 2025 accounts filed 19 days after the deadline
Score breakdownraises riskLoss of €37,882 (financial year 2025)Last filed accounts filed 19 days late; 1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €108,978Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 20% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 66-7
equity 41.2% of total assets
Liquidity 33-11
short-term debt 47.2% · cash 4.7%
Profitability 0-78
return on assets -34.8%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 3.7% 01-2025: 3.7%● unchanged vs 12-2024 02-2025: 3.7%● unchanged vs 01-2025 03-2025: 3.7%● unchanged vs 02-2025 04-2025: 3.7%● unchanged vs 03-2025 05-2025: 3.6%▼ -0.1 percentage points vs 04-2025 06-2025: 3.5%▼ -0.1 percentage points vs 05-2025 07-2025: 3.5%● unchanged vs 06-2025 08-2025: 4.2%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 4.0%▼ -0.2 percentage points vs 08-2025 10-2025: 0.6%▼ -3.4 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.5%▼ -0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026lowest value 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 1.3%▲ +0.4 percentage points vs 08-2026 10-2026: 1.3%● unchanged vs 09-2026 11-2026: 1.3%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.92 (1.83 in 2024), below 1. Short-term debt is 47.2% and cash 4.7% of total assets. 58.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 44% of them on solvency, 21% on liquidity, 4% on profitability and 10% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Loss of €37,882 (financial year 2025)
NBB · annual accounts
raises risk · Last filed accounts filed 19 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €108,978
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
19 days late
2024
29 days late
2023
54 days late
2022
21 days late
2021
62 days late
2020
30 days late
2019
68 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 40 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €12,689 in 2024 -€37,882 View
  • Caution: Lower net result than 91% of companies in specialised constructionsector median €26,848 · 9,901 companies -€37,882 View

Recent changes

  1. · Gazette deed Company renamed from LUDWIG CHRISTEL PEINTRE NAVAL to LC PEINTRE NAVALChange of role: CRISTEL Lüdwig, from manager to statutory director · Reappointment: CRISTEL Lüdwig (statutory director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as LC PEINTRE NAVAL: joinery installation (NACE 43320). They are comparable in size and age: total assets between €96,800 and €120,000, founded between 2008 and 2013.

CompanyTotal assetsGross margin
LC PEINTRE NAVAL Namur€108,978€7,698
HC Algemene Schrijnwerkerij Zele€115,725€8,648
AD Bouwteam Nazareth-De Pinte€120,393€7,503
ART'BOIS Saint-Nicolas€109,971€9,278
Ranson Interieur Zwevegem€115,090€8,998
K-F COMPANY Antwerpen€96,773€7,265
P & C INTERIEUR Bonheiden€104,213€8,592
Full comparison

Key facts about LC PEINTRE NAVAL

What is the company number of LC PEINTRE NAVAL?
The company number of LC PEINTRE NAVAL is 0831.889.222. The VAT number is the same number with BE in front: BE 0831.889.222.
Where is LC PEINTRE NAVAL based?
The registered office is at Rue Sainte-Rita(BU) 75, 5004 Namur.Company details
What does LC PEINTRE NAVAL do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of LC PEINTRE NAVAL?
The legal form of LC PEINTRE NAVAL is Private limited company (BV).
When was LC PEINTRE NAVAL founded?
LC PEINTRE NAVAL was founded on 15-12-2010.
Is LC PEINTRE NAVAL still active?
Yes, LC PEINTRE NAVAL is an active enterprise in the KBO register.
How many employees does LC PEINTRE NAVAL have?
LC PEINTRE NAVAL had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does LC PEINTRE NAVAL fall under?
In its 2025 annual accounts, LC PEINTRE NAVAL states joint committees 111 (Paritair Comité voor de metaal-, machine- en elektrische bouw) and 209 (Paritair Comité voor de bedienden der metaalfabrikatennijverheid).
What is the turnover of LC PEINTRE NAVAL?
The turnover in financial year 2025 is ≈ €77,000. This figure is estimated from the gross margin of €7,698 and 84 comparable companies (NACE 43320). It probably lies between €45,000 and €150,000. It is a rough estimate. In financial year 2018 turnover was €1.3m.
Is LC PEINTRE NAVAL profitable?
In financial year 2025, LC PEINTRE NAVAL made a loss of €37,882.
Where can I find the annual accounts of LC PEINTRE NAVAL?
LC PEINTRE NAVAL filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LC PEINTRE NAVAL due?
LC PEINTRE NAVAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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