P.A.C. MANAGEMENT
The computed 12-month bankruptcy probability of P.A.C. MANAGEMENT is 0.9% (low). The 2024 annual accounts show negative equity (€-57k) and a net result of €4k. Equity is shrinking by ~51.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 12464 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-57k |
| Net result | €4k |
| Better than sector | 5% |
| Active | 3 yrs |
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -1172.8% | 60.6% | |
| Net result | €4k | €31k | |
| Equity | €-57k | €63k | |
| Gross operating margin | €6k | €52k | |
| Total assets | €5k | €124k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €4k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €226 |
| Dividends | - |
| Total assets | €5k |
| Equity | €-57k |
| Debt | €62k |
| of which ≤ 1y | €12k |
| of which > 1y | €50k |
| Working capital | €-7k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.40 |
| Quick ratio | 0.40 |
| Working capital ratio | -143.7% |
| Solvency | -1172.8% |
| Debt / equity | -1.09 |
| Long-term debt ratio | -0.88 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 88.7% |
| ROE | -7.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €5k |
| Fixed assets | 21/28 | €108 |
| Financial fixed assets | 28 | €108 |
| Current assets | 29/58 | €5k |
| Amounts receivable within one year | 40/41 | €5k |
| Cash & bank | 54/58 | €219 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €5k |
| Equity | 10/15 | €-57k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-60k |
| Amounts payable | 17/49 | €62k |
| Amounts payable after one year | 17 | €50k |
| Amounts payable within one year | 42/48 | €12k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €6k |
| Operating result | 9901 | €5k |
| Financial charges | 65 | €550 |
| Result before taxes | 9903 | €5k |
| Income taxes | 67/77 | €226 |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 29-09-2022 |
| Status | Active |
| Postal code | 4052 |
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012E0024/00W006 | Wallonia | 5,031 m² | 1 · 353 m² | 13.0 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
19-05-2023 Registered office moved to Chaudfontaine
- Chemin du Tarbois 26 à B-4052 Chaudfontaine
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Chemin du Tarbois 26 \u00E0 B-4052 Chaudfontaine",
"city": "Chaudfontaine",
"region": "waals_gewest",
"street": "Chemin",
"country": "BE",
"postcode": "4052",
"box_number": null,
"street_number": "26",
"locality_suffix": null
},
"old_address": null,
"effective_date": "2023-05-08",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": true,
"old_address_source": "inferred",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Li\u00E8ge",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2023-05-19",
"filing_date": "2023-05-08",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2023-04-28",
"unanimous": true
},
"subject_company": {
"kbo": "0791.618.681",
"name_full": "P.A.C. MANAGEMENT",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "CARAMAZZA Pino",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [
"Proc\u00E8s-verbal de l\u0027Assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 28 avril 2023"
]
}| Legal nameFR | P.A.C. MANAGEMENT |