OZMEN
ActiveSummary
The computed 12-month bankruptcy probability of OZMEN is 1.6% (moderate). The 2025 annual accounts show negative equity (-€121,676) and a net result of €45,670. Equity is shrinking by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 7% of 28254 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+70
Solvency5=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 0.81 in 2024; short-term debt: 118.9% and cash: 0.4% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-19.6%
Return on assets
7.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 28254 sector peers (2025).
NBB · sector comparisonPosition among 28254 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
47 d late
2024
16 d late
2023
51 d early
2022
31 d late
2021
31 d late
2020
12 d late
2019
143 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€45,670
2024 · -€71,467
Working capital
-€137,913▲ 24.3%
2024 · -€182,136
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€9,909▲ 26.7%-€709▲ 92.8%€40,259-€69,383€43,764
Net result-€13,247below the sector's middle half▲ 22.0%-€1,375below the sector's middle half▲ 89.6%€40,214within the sector's middle half-€71,467below the sector's middle half€45,670above the sector's middle half
Equity-€134,718below the sector's middle half▼ 10.9%-€136,092below the sector's middle half▼ 1.0%-€95,879below the sector's middle half▲ 29.5%-€167,346below the sector's middle half▼ 74.5%-€121,676below the sector's middle half▲ 27.3%
Total assets€29,726below the sector's middle half▼ 25.7%€19,877below the sector's middle half▼ 33.1%€9,911below the sector's middle half▼ 50.1%€819,933above the sector's middle half▲ 8,173%€621,673above the sector's middle half▼ 24.2%
Debt€164,444▲ 1.8%€155,970▼ 5.2%€105,789▼ 32.2%€987,280▲ 833%€743,348▼ 24.7%
Working capital-€155,910below the sector's middle half-€105,787below the sector's middle half▲ 32.1%-€182,136below the sector's middle half▼ 72.2%-€137,913below the sector's middle half▲ 24.3%
Solvency-453.2%below the sector's middle half▼ 149.7pp-684.7%below the sector's middle half▼ 231.5pp-967.4%below the sector's middle half▼ 282.7pp-20.4%below the sector's middle half▲ 947.0pp-19.6%below the sector's middle half▲ 0.8pp
Current ratio0.00below the sector's middle half0.00below the sector's middle half=0.81below the sector's middle half▲ 0.810.81below the sector's middle half=
Return on assets (ROA)-44.6%below the sector's middle half▼ 2.1pp-6.9%below the sector's middle half▲ 37.6pp405.8%above the sector's middle half▲ 412.7pp-8.7%below the sector's middle half▼ 414.5pp7.3%within the sector's middle half▲ 16.1pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €43,764 after a loss of €69,383 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €621,673
Fixed assets
€20,129 ▼ 11.3%
Current assets
€601,544 ▼ 24.5%
Key figures and ratios
EBITDA
€46,326▲
2024 · -€59,356
Cash flow
€48,232▲
2024 · -€61,440
Quick ratio
0.28▲
2024 · 0.11
Debt to equity
-6.11▼
2024 · -5.90
Interest coverage
24.14▲
2024 · -28.40
Debt ≤ 1 year
€739,457▼
2024 · €979,379
Debt > 1 year
€3,891▼
2024 · €7,901
Staff costs
€6,010
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 268 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.
- Small
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
93%
still going
A further 1.9% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 268 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €6,010 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,909 | €9,909 | €9,909 | €10,028 | €2,562 | ▼ 74.5% |
| Other operating charges640/8 | - | - | - | €5,173 | €4,773 | ▼ 7.7% |
| Gross operating margin9900 | - | €9,200 | €50,168 | -€54,183 | €57,109 | ▲ 205% |
| Operating profit (loss)9901 | -€9,909 | -€709 | €40,259 | -€69,383 | €43,764 | ▲ 163% |
| Financial income75/76B | - | - | €0 | €6 | €3,826 | ▲ 67,980% |
| Recurring financial income75 | - | - | €0 | €6 | €3,826 | ▲ 67,980% |
| Financial charges65/66B | €3,338 | €666 | €45 | €2,090 | €1,919 | ▼ 8.2% |
| Recurring financial charges65 | €3,338 | €666 | €45 | €2,090 | €1,919 | ▼ 8.2% |
| Profit (loss) for the period before taxes9903 | -€13,247 | -€1,375 | €40,214 | -€71,467 | €45,670 | ▲ 164% |
| Profit (loss) for the period9904 | -€13,247 | -€1,375 | €40,214 | -€71,467 | €45,670 | ▲ 164% |
| Profit (loss) for the period to be appropriated9905 | -€13,247 | -€1,375 | €40,214 | -€71,467 | €45,670 | ▲ 164% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €29,726 | €19,877 | €9,911 | €819,933 | €621,673 | ▼ 24.2% |
| Fixed assets21/28 | €29,726 | €19,817 | €9,909 | €22,691 | €20,129 | ▼ 11.3% |
| Tangible fixed assets22/27 | €29,726 | €19,817 | €9,909 | €12,691 | €10,129 | ▼ 20.2% |
| Plant, machinery and equipment23 | - | - | €5,514 | - | - | - |
| Furniture and vehicles24 | €16,541 | €11,027 | - | €12,691 | €10,129 | ▼ 20.2% |
| Other tangible fixed assets26 | €13,185 | €8,790 | €4,395 | - | - | - |
| Financial fixed assets28 | - | - | - | €10,000 | €10,000 | = |
| Current assets29/58 | - | €60 | €2 | €797,243 | €601,544 | ▼ 24.5% |
| Stocks and contracts in progress3 | - | - | - | €692,004 | €397,732 | ▼ 42.5% |
| Stocks30/36 | - | - | - | €692,004 | €397,732 | ▼ 42.5% |
| Amounts receivable within one year40/41 | - | - | - | €95,476 | €201,572 | ▲ 111% |
| Trade receivables40 | - | - | - | €7,523 | €24,076 | ▲ 220% |
| Other amounts receivable41 | - | - | - | €87,952 | €177,496 | ▲ 102% |
| Cash at bank and in hand54/58 | - | €60 | €2 | €8,700 | €2,240 | ▼ 74.3% |
| Deferred charges and accrued income490/1 | - | - | - | €1,062 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €29,726 | €19,877 | €9,911 | €819,933 | €621,673 | ▼ 24.2% |
| Equity10/15 | -€134,718 | -€136,092 | -€95,879 | -€167,346 | -€121,676 | ▲ 27.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€153,318 | -€154,692 | -€114,479 | -€185,946 | -€140,276 | ▲ 24.6% |
| Amounts payable17/49 | €164,444 | €155,970 | €105,789 | €987,280 | €743,348 | ▼ 24.7% |
| Amounts payable after more than one year17 | - | - | - | €7,901 | €3,891 | ▼ 50.7% |
| Financial debts170/4 | - | - | - | €7,901 | €3,891 | ▼ 50.7% |
| Amounts payable within one year42/48 | €164,444 | €155,970 | €105,789 | €979,379 | €739,457 | ▼ 24.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €3,778 | €4,010 | ▲ 6.1% |
| Financial debts43 | €14,119 | - | - | - | - | - |
| Credit institutions430/8 | €14,119 | - | - | - | - | - |
| Trade debts44 | - | - | €1,253 | €4,983 | €29,259 | ▲ 487% |
| Suppliers440/4 | - | - | €1,253 | €4,983 | €29,259 | ▲ 487% |
| Advances received on contracts in progress46 | - | - | - | - | €20,000 | - |
| Taxes, remuneration and social security45 | - | - | - | €2,112 | €2,010 | ▼ 4.8% |
| Taxes450/3 | - | - | - | €2,112 | €219 | ▼ 89.6% |
| Remuneration and social security454/9 | - | - | - | - | €1,790 | - |
| Other amounts payable47/48 | €150,325 | €155,970 | €104,537 | €968,506 | €684,178 | ▼ 29.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,247 | -€1,375 | €40,214 | -€71,467 | €45,670 | ▲ 164% |
| + Depreciation and write-downs630 | €9,909 | €9,909 | €9,909 | €10,028 | €2,562 | ▼ 74.5% |
| Operating cash flow (approximation) | -€3,338 | €8,534 | €50,122 | -€61,440 | €48,232 | ▲ 179% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€22,810 | €0 | ▲ 100% |
| Change in cash | - | - | -€58 | €8,698 | -€6,461 | ▼ 174% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
2025
31-12
Financial
Back to profitnet €45,670
Net result €45,670 after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 16 days late
2024
31-12
Financial
Weakest financial yearnet -€71,467
Net result drops to -€71,467, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €40,214
Net result €40,214 after 5 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 143 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
11-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 72 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 2 establishment units since 2023
Ground area
3,232 m²
Building footprint
374 m²
Volume, LiDAR
2,300 m³
2 parcels, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
OZMEN
since 20232.345.941.832
Salon
since 20262.387.906.309
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012B0180/00E005 | Wallonia | 2,567 m² | 1 · 191 m² | 9.6 m · 2 fl. |
| 62113B0682/00Y000 | Wallonia | 666 m² | 1 · 183 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 15,521 companies in sector 43990 we hold annual accounts for 7,423. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
47529Retail trade
41001General construction of residential buildings
43910Bricklaying and masonry work
47523Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
81220Other building cleaning and industrial cleaning
96210Hairdressing and barber services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0563802305
Registered
10-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.