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KOLEA CONSTRUCT

Active
Private limited company (pre-2019)founded 2013active for 13 yearsProcessiestraat 49, 1070 Anderlecht, Belgium104 active companies are registered at this addressKBO/BCE: BE 0540.825.676
Summary

The computed 12-month bankruptcy probability of KOLEA CONSTRUCT is 5.3% (elevated). The 2025 annual accounts show equity of €362,750 and a net result of €49,828. Equity is growing by about 26% per year across the filed financial years. Its solvency ranks better than 51% of 34,483 sector peers (NACE 43, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries (see administrative flags).

Overview

Activity
Other specialised construction activities
NACE 43990
2 sites
Size
€763,261total assets 2025
Equity
€362,750
Profit
€49,828
Financial health
38 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.3%
Structure
Accounts filed 61 days late1 of 9 deeds read
Why 38raises riskLatest accounts 61 days late; 2 of the last 3 lateLiquidity: current ratio 2.54, cash €2,6801 change of registered office in 24 monthsEx-officio strike-off in the KBOShow the evidence

Checked score

Score 2025
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 47% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 73-1
equity 47.5% of total assets
Liquidity 32-2
short-term debt 38.9% · cash 0.4%
Profitability 77-7
return on assets 6.5%
Bankruptcy probability, 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,581 companies, NACE 43, micro)
Last 24 months 11-2024: 4.9% 12-2024: 6.1%▲ +1.2 percentage points vs 11-2024 01-2025: 8.1%▲ +2.0 percentage points vs 12-2024 02-2025: 8.1%● unchanged vs 01-2025 03-2025: 4.1%▼ -4.0 percentage points vs 02-2025 04-2025: 4.1%● unchanged vs 03-2025 05-2025: 3.9%▼ -0.2 percentage points vs 04-2025 06-2025: 3.7%▼ -0.2 percentage points vs 05-2025 07-2025: 3.9%▲ +0.2 percentage points vs 06-2025 08-2025: 1.3%▼ -2.6 percentage points vs 07-2025lowest value 09-2025: 1.3%● unchanged vs 08-2025lowest value 10-2025: 1.3%● unchanged vs 09-2025lowest value 11-2025: 1.3%● unchanged vs 10-2025lowest value 12-2025: 1.3%● unchanged vs 11-2025lowest value 01-2026: 1.3%● unchanged vs 12-2025lowest value 02-2026: 1.3%● unchanged vs 01-2026lowest value 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 2.4%▲ +1.1 percentage points vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 5.7%▲ +3.3 percentage points vs 05-2026 07-2026: 5.7%● unchanged vs 06-2026 08-2026: 6.8%▲ +1.1 percentage points vs 07-2026 09-2026: 8.2%▲ +1.4 percentage points vs 08-2026highest value 10-2026: 5.3%▼ -2.9 percentage points vs 09-2026
Credit of up to €13,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 2.54, compared with 2.74 in 2024, above the usual 1.5; short-term debt: 38.9% and cash: 0.4% of total assets), but 52.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 51% on solvency, 21% on liquidity, 53% on profitability and 63% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Latest accounts 61 days late; 2 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 2.54, cash €2,680
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Ex-officio strike-off in the KBO
KBO publications
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
23 days early
2023
205 days late
2022
67 days late
2021
164 days late
2020
184 days late
2019
509 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 167 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 October (4 of the last 5 filed years within 97 days of that day).
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Address strikeout annulledKBO administration
  3. Registered officeRegistered-office move · Director in…

Key points

  • Positive: Among the best 7% on equitysector median €57,811 · 34,494 companies €362,750 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Positive: 6 profitable years in a rowprofit 2025: €49,828 6 years View

By topic

Financials

Financial year
2025
Total assets
€763,261
Profit
€49,828
Solvency
47.5%
Turnover▼ 3.4%
Net result
20182019
Go to Financials

Timeline

Events
20
Since
2015
Next accounts
by 31-07-2027
  1. 30-03-2026Address struck
  2. 08-07-2025Annual accounts filed
  3. 21-02-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company (pre-2019)
Activity
Other specialised construction activitiesNACE 43990
Founded
15-10-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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