OzaPsyi
ActiveSummary
OzaPsyi has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120,193 and a net result of €46,387. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
- Equity
- €120,193
- Profit
- €46,387
Why 85raises riskFounded in 2023lowers riskSize: total assets €235,314Liquidity: current ratio 2.65, cash €36,898No main activity registeredShow the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 45% on solvency, 55% on liquidity, 75% on profitability and 88% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 91 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €120,193 ▲62.9%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 34% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,121 | €3,735 | ▲ 233% |
| Other operating charges640/8 | €10,842 | €4,853 | ▼ 55.2% |
| Gross operating margin9900 | €105,257 | €70,353 | ▼ 33.2% |
| Operating profit (loss)9901 | €93,294 | €61,765 | ▼ 33.8% |
| Financial income75/76B | €438 | €1,338 | ▲ 206% |
| Recurring financial income75 | €438 | €1,338 | ▲ 206% |
| Financial charges65/66B | €81 | €1,475 | ▲ 1,720% |
| Recurring financial charges65 | €81 | €1,475 | ▲ 1,720% |
| Profit (loss) for the period before taxes9903 | €93,650 | €61,627 | ▼ 34.2% |
| Income taxes67/77 | €24,845 | €15,240 | ▼ 38.7% |
| Profit (loss) for the period9904 | €68,805 | €46,387 | ▼ 32.6% |
| Profit (loss) for the period to be appropriated9905 | €68,805 | €46,387 | ▼ 32.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €111,600 | €235,314 | ▲ 111% |
| Fixed assets21/28 | €5,959 | €65,570 | ▲ 1,000% |
| Tangible fixed assets22/27 | €5,959 | €65,570 | ▲ 1,000% |
| Land and buildings22 | - | €61,585 | - |
| Furniture and vehicles24 | €5,959 | €3,986 | ▼ 33.1% |
| Current assets29/58 | €105,641 | €169,743 | ▲ 60.7% |
| Amounts receivable after more than one year29 | €35,000 | €72,000 | ▲ 106% |
| Other amounts receivable291 | €35,000 | €72,000 | ▲ 106% |
| Amounts receivable within one year40/41 | €59,881 | €60,569 | ▲ 1.1% |
| Trade receivables40 | €59,881 | €60,569 | ▲ 1.1% |
| Cash at bank and in hand54/58 | €9,742 | €36,898 | ▲ 279% |
| Deferred charges and accrued income490/1 | €1,018 | €276 | ▼ 72.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €111,600 | €235,314 | ▲ 111% |
| Equity10/15 | €73,805 | €120,193 | ▲ 62.9% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €68,805 | €115,193 | ▲ 67.4% |
| Distributable reserves133 | €68,805 | €115,193 | ▲ 67.4% |
| Amounts payable17/49 | €37,794 | €115,121 | ▲ 205% |
| Amounts payable after more than one year17 | - | €51,022 | - |
| Financial debts170/4 | - | €51,022 | - |
| Amounts payable within one year42/48 | €37,794 | €64,099 | ▲ 69.6% |
| Current portion of amounts payable after more than one year42 | - | €8,416 | - |
| Trade debts44 | - | €1,281 | - |
| Suppliers440/4 | - | €1,281 | - |
| Taxes, remuneration and social security45 | €24,845 | €42,713 | ▲ 71.9% |
| Taxes450/3 | €24,845 | €40,085 | ▲ 61.3% |
| Remuneration and social security454/9 | - | €2,628 | - |
| Other amounts payable47/48 | €12,949 | €11,690 | ▼ 9.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €68,805 | €46,387 | ▼ 32.6% |
| + Depreciation and write-downs630 | €1,121 | €3,735 | ▲ 233% |
| Operating cash flow (approximation) | €69,927 | €50,122 | ▼ 28.3% |
| Investment in fixed assets (approximation) | - | -€63,346 | - |
| Change in cash | - | €27,156 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 14-06-2026 | 2026-00158613 |
| 31-12-2024 | micro format | 19-03-2025 | 2025-00050336 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
11-09
Gazette deed
IncorporationAppointment: GYBELS Isabo (director) · Registered office clause · Pre-incorporation commitments7 facts ▸
- Registered office clause, “8000 Brugge,Oude Zak 19 bus 2, oprichters” (deed in Dutch)
- Pre-incorporation commitments, “takeover, rechten en verbintenissen uit rechtshandelingen in hun naam en voor rekening voor oprichting” (deed in Dutch)
- Director appointment, GYBELS Isabo (director)
- Other provision, “afwezigheid beroepsverbod, geen beroepsverbod uitgesproken” (deed in Dutch)
- Incorporation, 06-09-2023
- Founder, GYBELS Isabo
- Founding capital, €5,000
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31804D0273/00E000 | Flanders | 92 m² | 1 · 90 m² | 15.8 m · 4 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Uitoefening van de geneeskunde,specialisatie psychiatrie door de arts aandeelhouder,met inachtneming van de regels van de Medische…” (deed in Dutch)
17 activities (deed in Dutch)
- Uitoefening van de geneeskunde,specialisatie psychiatrie door de arts aandeelhouder,met inachtneming van de regels van de Medische Deontologie
- Uitoefening volledige medische activiteit in naam van en voor rekening van de vennootschap
- Inrichten van de praktijk voor de geneeskunde
- Uitvoering van de technische,medische,radiografische en laboratoriumprestaties in verband met voormelde discipline
- Aankoop en huren van alle medische apparatuur en begeleidende accommodaties
- Inrichten van algemene diensten en een medisch secretariaat
- Mogelijkheid scheppen om arts aandeelhouder zich verder te bekwamen
- Alle financiële activiteiten en alle onroerende en roerende verrichtingen rechtstreeks verband houdend met voorwerp
- Als bijkomstig voorwerp alle roerende- of onroerende verhandelingen als beheer als voorzichtig en redelijk persoon
- Informatie verstrekken en of onderricht geven in breedste betekenis
- Samenwerken met alle ondernemingen met gelijkaardig voorwerp
- Deelnemen in kostenassociaties of middelenvennootschappen van artsen
- Lid zijn van vereniging zonder winstgevend voorwerp van artsen
- Zetelen in commissies en organen waar diploma arts of beroepstitel vereist is
- Volle rechtsbekwaamheid voor handelingen rechtstreeks of onrechtstreeks verband houdend met voorwerp
- Functies van bestuurder of vereffenaar in andere vennootschappen
- Optreden ondergeschikt aan voorafgaande voorwaarden inzake toegang tot beroep
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- OzaPsyi
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, Oude Zak 19 bus 2,8000 Brugge” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “3. Indien een bestuurder geen arts is, zijn diens bevoegdheden beperkt tot niet-medische aangelegenheden. 4. Iedere bestuurder…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Vaste of evenredige vergoeding, al dan niet ten kosteloze titel” (deed in Dutch)“Geheel van bevoegdheden van bestuurders, slechts één bestuurder” (deed in Dutch)“Alleen optredend, alle handelingen nodig of nuttig voor verwezenlijking voorwerp” (deed in Dutch)1 more provision on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Gelijk recht in winstverdeling en vereffeningsaldo, 100” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Friday of June at 20:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Om welke reden en op welk ogenblik ook, beroep op artsen voor persoonlijke levenssfeer patiënten en/of beroepsgeheim aandeelhouders” (deed in Dutch)“Ontbinding en sluiting vereffening in één akte mogelijk, in afwijking van het bepaalde hiervoor” (deed in Dutch)