Oz Yalcin
ActiveOz Yalcin has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €5k. Equity is growing by ~50.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 63.84 against 8.76 in 2024; short-term debt: 1.5% and cash: 13.6% of total assets), and 1.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.5%
Return on assets
18.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
72 d early
2023
57 d early
2022
49 d early
2021
17 d late
2020
111 d late
2019
476 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▼ 17.5%
2024 · €6k
2018: €10k
2019: €8k
2020: €998
2021: €4k
2022: €6k
2023: €3k
2024: €6k
2018 → 2025
Working capital
€26k▲ 28.2%
2024 · €20k
2018: €-14k
2019: €-3k
2020: €-2k
2021: €3k
2022: €12k
2023: €14k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€12k▲ 108%€15k▲ 26.8%€22k▲ 40.6%€27k▲ 23.8%
Operating result€5k-€8k▲ 65.6%€3k▼ 58.3%€10k▲ 190%€10k▼ 1.7%
Net result€4k-€6k▲ 68.6%€3k▼ 48.3%€6k▲ 92.2%€5k▼ 17.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€778▼ 42.3%
Current assets
€26k▲ 15.4%
Equity and liabilities €27k
Equity
€27k▲ 23.8%
Debt
€413▼ 84.2%
The debt ratio falls from 10.8% to 1.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▲
2024 · €10k
Cash flow
€6k▼
2024 · €7k
Solvency
98.5%▲
2024 · 89.2%
Current ratio
63.84▲
2024 · 8.76
Quick ratio
55.55▲
2024 · 7.54
Debt / equity
0.02▼
2024 · 0.12
ROE
19.2%▼
2024 · 28.9%
ROA
18.9%▼
2024 · 25.8%
Interest coverage
53.49▼
2024 · 62.29
Debt
€413▼
2024 · €3k
Debt ≤ 1 year
€413▼
2024 · €3k
Income taxes
€4k▲
2024 · €3k
Staff costs
€13k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€27k▲
Fixed assets21/28€1k€778▼
Tangible fixed assets22/27€949€380▼
Furniture and vehicles24€949€380▼
Financial fixed assets28€398€398=
Current assets29/58€23k€26k▲
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€11k€19k▲
Other amounts receivable41€11k€19k▲
Cash at bank and in hand54/58€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€24k€27k▲
Equity10/15€22k€27k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Profit (loss) carried forward14€15k€21k▲
Amounts payable17/49€3k€413▼
Amounts payable within one year42/48€3k€413▼
Financial debts43€3€3=
Credit institutions430/8€3€3=
Trade debts44€3k€410▼
Suppliers440/4€3k€410▼
Income statement
Code20242025
Remuneration, social security and pensions62€3k€13k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€380€570▲
Other operating charges640/8€854-
Gross operating margin9900€14k€24k▲
Operating profit (loss)9901€10k€10k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€163€190▲
Recurring financial charges65€163€190▲
Profit (loss) for the period before taxes9903€10k€9k▼
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€6k€5k▼
Profit (loss) for the period to be appropriated9905€6k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€21k▲
Profit (loss) brought forward from the previous period14P€9k€15k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 7current ratio 63.84
Current ratio from 8.76 to 63.84; short-term debt falls from €3k to €413.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 8.76
Current ratio from 2.09 to 8.76; short-term debt falls from €13k to €3k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 3.56
Current ratio from 1.07 to 3.56; short-term debt falls from €38k to €5k.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 111 days late
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 476 days late
2020
31-12
Financial
Weakest financial yearnet €998 ▼86.7%
Net result drops to €998, the lowest in the series; recovery starts the following year.
2019
02-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 33 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergense Steenweg 10331070 AnderlechtGround area
185 m²
Building footprint
187 m²
Volume, LiDAR
1,409 m³
Parcel 21308H0665/00H006, Brussels · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Oz Yalcin
since 20042.142.412.076
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0665/00H006 | Brussels | 185 m² | 1 · 187 m² | 14.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.142.412.076
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Of 2,407 companies in sector 47241 we hold annual accounts for 1,097. 879 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2002
Fiscal year end31-12
Activities, NACEBEL
47241Retail sale of bread and pastry (bakery outlets)
52240
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.