Skip to content

JASMIN

Active
Private limited company (pre-2019)founded 2001active for 25 yearsClemenceaulaan 83, 1070 Anderlecht, BelgiumKBO/BCE: BE 0474.669.005
Summary

JASMIN has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,699) and a net result of €3,096. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 18% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 25-04-2001 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241
Establishment unit
2.098.412.480 1070 Anderlecht, since 27-09-2001
Financial year end
31 December
Peppol
Reachable since 01-03-2026

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€14,066
▼ 28.0%
Turnover
≈ €230,000
estimated
Profit
€3,096
▼ 22.1%
Equity
-€3,699
▲ 45.6%
Total assets
€31,671
▲ 51.7%
Staff
≈ 0.3 FTE
estimated
  • Negative equity on 31-12-2025
  • 2025 accounts filed 61 days after the deadline
Score breakdownraises riskCapped at 59: negative equityLast filed accounts filed 61 days late; 2 of the last 3 accounts lateNegative equity -€3,699lowers riskSize: total assets €31,671Founded in 2001Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 49% of micro companies in retail trade (NACE 47)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 13+13
equity -11.7% of total assets
Liquidity 24-26
short-term debt 111.7% · cash 19.3%
Profitability 81-4
return on assets 9.8%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 1.8%▼ -0.1 percentage points vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 1.9%▲ +0.1 percentage points vs 06-2025 08-2025: 2.3%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 2.2%▼ -0.1 percentage points vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 0.8%▼ -1.4 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026lowest value 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.2 percentage points vs 07-2026 09-2026: 1.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.9%▼ -0.3 percentage points vs 09-2026 11-2026: 0.9%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.36 (0.53 in 2024), below 1. Short-term debt is 111.7% and cash 19.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 16% of them on solvency, 22% on liquidity, 73% on profitability and 85% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €31,671
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2001
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 61 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Negative equity -€3,699
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 22773 sector peers (2025).
NBB · sector comparison
Position among 22773 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
74 days late
2023
on the day
2022
81 days late
2021
731 days late
2020
90 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 161 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 October (4 of the last 5 accounts filed within 73 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€3,699 View
  • Caution: Lower solvency than 81% of companies in retail tradesector median 33.2% · 22,773 companies -11.7% View

Recent changes

  1. · Gazette deed Resignation: Guennoun Abderrahim (director)Appointment: El Kamaly Azirar (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as JASMIN: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €21,300 and €58,400, founded between 1998 and 2009.

CompanyTotal assetsGross margin
JASMIN Anderlecht€31,671€14,066
COIN DU NORD Schaarbeek€26,962€12,665
Kiekeboe Eeklo€21,281€12,259
Oz Yalcin Anderlecht€27,142€23,666
K.M.C. Brussel€58,449€11,141
PLAN B Gent€41,582€19,005
BAKKERIJ BILAL Antwerpen€24,070€24,739
Full comparison

Key facts about JASMIN

What is the company number of JASMIN?
The company number of JASMIN is 0474.669.005. The VAT number is the same number with BE in front: BE 0474.669.005.
Where is JASMIN based?
The registered office is at Clemenceaulaan 83, 1070 Anderlecht.Company details
What does JASMIN do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of JASMIN?
The legal form of JASMIN is Private limited company (pre-2019) (BVBA).
When was JASMIN founded?
JASMIN was founded on 25-04-2001.
Is JASMIN still active?
Yes, JASMIN is an active enterprise in the KBO register.
What is the turnover of JASMIN?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €14,066 and 94 comparable companies (NACE 472). It probably lies between €110,000 and €500,000. It is a rough estimate. In financial year 2021 turnover was €90,889.Financials
Is JASMIN profitable?
In financial year 2025, JASMIN made a profit of €3,096.
Where can I find the annual accounts of JASMIN?
JASMIN filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JASMIN due?
JASMIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.