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OZ CONSTRUCT & CONSULT

Active
Private limited company (pre-2019)founded 2019active for 7 yearsAvenue du Parc 33, 4800 Verviers, Belgium10 active companies are registered at this addressKBO/BCE: BE 0719.623.303
Summary

OZ CONSTRUCT & CONSULT has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€159,521) and a net result of -€83,300. Equity is shrinking by about 23% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.9% (low).

Financials · financial year 2026, abbreviated format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€83,300▼ 2,444%
2025 · -€3,274
Working capital
€548,183
Trend over the years

2022 to 2026, 5 financial years 2020 to 2026, 7 financial years

The operating result stays negative: a loss of €81,042 in 2026 against €1,143 in 2025; the loss grows and 2026 has the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€81,042 2026 Net result-€83,300 2026

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line2020202120222023202420252026
Operating result-€4,861--€49,901▼ 926%-€688▲ 98.6%-€4,396▼ 539%-€2,602▲ 40.8%-€1,143▲ 56.1%-€81,042▼ 6,993%
Net result-€4,889--€51,313▼ 949%-€9,983▲ 80.5%-€8,245▲ 17.4%-€4,716▲ 42.8%-€3,274▲ 30.6%-€83,300▼ 2,444%
Equity€1,311--€50,002-€59,985▼ 20.0%-€68,230▼ 13.7%-€72,947▼ 6.9%-€76,221▼ 4.5%-€159,521▼ 109%
Total assets€1,311-€809,054▲ 617×€810,015▲ 0.1%€802,050▼ 1.0%€802,361=€801,592▼ 0.1%€803,302▲ 0.2%
Debt€859,056€870,000▲ 1.3%€870,280=€875,308▲ 0.6%€877,813▲ 0.3%€962,823▲ 9.7%
Working capital€548,183
Key figures and ratios
2026 value · change against 2025
Solvency
-19.9%▼
2025 · -9.5%
ROA
-10.4%▼
2025 · -0.4%
Debt > 1 year
€962,500▲
2025 · €877,500
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 562 companies that looked in July 2024 the way this one looks now, 7.1% went bankrupt within 24 months and 86.7% are still going.

  • Small
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.1% went bankrupt
4.8% stopped otherwise
86.7% still going

A further 1.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 562 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 23 lines
Balance sheet Code20252026
Assets
Total assets20/58€801,592€803,302▲
Current assets29/58€801,592€803,302▲
Stocks and contracts in progress3€800,000€800,000=
Stocks30/36€800,000€800,000=
Cash at bank and in hand54/58€1,592€3,302▲
Equity and liabilities
Total equity and liabilities10/49€801,592€803,302▲
Equity10/15-€76,221-€159,521▼
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€82,421-€165,721▼
Amounts payable17/49€877,813€962,823▲
Amounts payable after more than one year17€877,500€962,500▲
Other amounts payable178/9€877,500€962,500▲
Accrued charges and deferred income492/3€313€323▲
Income statement Code20252026
Other operating charges640/8€630€80,954▲
Gross operating margin9900-€513-€88▲
Operating profit (loss)9901-€1,143-€81,042▼
Financial charges65/66B€2,131€2,258▲
Recurring financial charges65€2,131€2,258▲
Profit (loss) for the period before taxes9903-€3,274-€83,300▼
Profit (loss) for the period9904-€3,274-€83,300▼
Profit (loss) for the period to be appropriated9905-€3,274-€83,300▼
Appropriation of the result
Profit (loss) to be appropriated9906-€82,421-€165,721▼
Profit (loss) brought forward from the previous period14P-€79,147-€82,421▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2020202120222023202420252026Change
Other operating charges640/8--€220€836€641€630€80,954▲ 129×
Gross operating margin9900-€4,811-€6,663-€468-€3,560-€1,962-€513-€88▲ 82.9%
Operating profit (loss)9901-€4,861-€49,901-€688-€4,396-€2,602-€1,143-€81,042▼ 6,993%
Financial charges65/66B--€9,295€3,849€2,114€2,131€2,258▲ 5.9%
Recurring financial charges65€28€1,412€9,295€3,849€2,114€2,131€2,258▲ 5.9%
Profit (loss) for the period before taxes9903-€4,889-€51,313-€9,983-€8,245-€4,716-€3,274-€83,300▼ 2,444%
Profit (loss) for the period9904-€4,889-€51,313-€9,983-€8,245-€4,716-€3,274-€83,300▼ 2,444%
Profit (loss) for the period to be appropriated9905-€4,889-€51,313-€9,983-€8,245-€4,716-€3,274-€83,300▼ 2,444%
Line2020202120222023202420252026Change
Assets
Total assets20/58€1,311€809,054€810,015€802,050€802,361€801,592€803,302▲ 0.2%
Fixed assets21/28-€1,815€1,815-----
Financial fixed assets28-€1,815€1,815-----
Current assets29/58€1,311€807,239€808,200€802,050€802,361€801,592€803,302▲ 0.2%
Stocks and contracts in progress3-€800,000€800,000€800,000€800,000€800,000€800,000=
Stocks30/36--€800,000€800,000€800,000€800,000€800,000=
Amounts receivable within one year40/41€1,044€1,379€72€804€405---
Other amounts receivable41--€72€804€405---
Cash at bank and in hand54/58€267€5,860€8,127€1,246€1,956€1,592€3,302▲ 107%
Equity and liabilities
Total equity and liabilities10/49€1,311€809,054€810,015€802,050€802,361€801,592€803,302▲ 0.2%
Equity10/15€1,311-€50,002-€59,985-€68,230-€72,947-€76,221-€159,521▼ 109%
Contributions10/11€6,200€6,200€6,200€6,200€6,200€6,200€6,200=
Capital10--€6,200-----
Issued capital100--€18,600-----
Uncalled capital101--€12,400-----
Profit (loss) carried forward14-€4,889-€56,202-€66,185-€74,430-€79,147-€82,421-€165,721▼ 101%
Amounts payable17/49-€859,056€870,000€870,280€875,308€877,813€962,823▲ 9.7%
Amounts payable after more than one year17-€600,000€870,000€870,000€875,000€877,500€962,500▲ 9.7%
Other amounts payable178/9--€870,000€870,000€875,000€877,500€962,500▲ 9.7%
Amounts payable within one year42/48-€259,056------
Accrued charges and deferred income492/3---€280€308€313€323▲ 3.2%
Line2020202120222023202420252026Change
Profit (loss) for the period9904-€4,889-€51,313-€9,983-€8,245-€4,716-€3,274-€83,300▼ 2,444%
Operating cash flow (approximation)-€4,889-€51,313-€9,983-€8,245-€4,716-€3,274-€83,300▼ 2,444%
Investment in fixed assets (approximation)--€0-----
Change in cash-€5,593€2,267-€6,882€711-€364€1,710-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (7)
Financial year Type Filed Reference
30-06-2026 abbreviated format 06-08-2026 2026-00397342
30-06-2025 full format 04-09-2025 2025-00483570
30-06-2024 full format 05-08-2024 2024-00331422
30-06-2023 full format 11-08-2023 2023-00327657
30-06-2022 full format 02-09-2022 2022-20414154
30-06-2021 full format 28-10-2021 2021-74400377
30-06-2020 micro format 10-01-2021 2021-00700222

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.