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OZ CONSTRUCT & CONSULT

Active
Private limited company (pre-2019)founded 20197 yrs activeAvenue du Parc 33, 4800 Verviers, BelgiumKBO/BCE: BE 0719.623.303
Summary

The computed 12-month bankruptcy probability of OZ CONSTRUCT & CONSULT is 3.4% (moderate). The 2026 annual accounts show negative equity (-€159,521) and a net result of -€83,300. Equity is shrinking by ~22.7% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2026
Axes · tick = 2025
Profitability12▼-24
Solvency5▼-10
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
cash: 0.4% of total assets, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
-19.9%
Return on assets
-10.4%
Age of the figures
3 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
20212223242526
2020 to 2026 · latest year -€159,521
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 06-08-2026, 178 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2026
178 d early
2025
149 d early
2024
179 d early
2023
173 d early
2022
151 d early
2021
95 d early
2020
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 135 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 31 January 2019, OZ CONSTRUCT & CONSULT was incorporated.1 Total assets went from EUR 1,311 in 2020 to EUR 803,302 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2026

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Financials · fiscal year 2026, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€83,300▼ 2,444%
2025 · -€3,274
Working capital
€548,183
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result-€688▲ 98.6%-€4,396▼ 539%-€2,602▲ 40.8%-€1,143▲ 56.1%-€81,042▼ 6,993%
Net result-€9,983▲ 80.5%-€8,245▲ 17.4%-€4,716▲ 42.8%-€3,274▲ 30.6%-€83,300▼ 2,444%
Equity-€59,985▼ 20.0%-€68,230▼ 13.7%-€72,947▼ 6.9%-€76,221▼ 4.5%-€159,521▼ 109%
Total assets€810,015▲ 0.1%€802,050▼ 1.0%€802,361=€801,592▼ 0.1%€803,302▲ 0.2%
Debt€870,000▲ 1.3%€870,280=€875,308▲ 0.6%€877,813▲ 0.3%€962,823▲ 9.7%
Working capital
Result per fiscal year
Operating resultNet result
-€100,000-€75,000-€50,000-€25,000€0Operating result 2022: -€688-€688Net result 2022: -€9,983-€9,983Operating result 2023: -€4,396-€4,396Net result 2023: -€8,245-€8,245Operating result 2024: -€2,602-€2,602Net result 2024: -€4,716-€4,716Operating result 2025: -€1,143-€1,143Net result 2025: -€3,274-€3,274Operating result 2026: -€81,042-€81,042Net result 2026: -€83,300-€83,30020222023202420252026-€100,000-€75,000-€50,000-€25,000€0Operating result 2024: -€2,602-€2,600Net result 2024: -€4,716-€4,720Operating result 2025: -€1,143-€1,140Net result 2025: -€3,274-€3,270Operating result 2026: -€81,042-€81,000Net result 2026: -€83,300-€83,300202420252026
The operating result stays negative: a loss of €81,042 in 2026 against €1,143 in 2025; the loss grows and 2026 has the lowest result in the available series.
Key figures and ratios
2026 value · change against 2025
Solvency
-19.9%▼
2025 · -9.5%
Debt to equity
-6.04▲
2025 · -11.52
ROA
-10.4%▼
2025 · -0.4%
Debt > 1 year
€962,500▲
2025 · €877,500
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 561 companies that looked in July 2024 the way this one looks now, 6.1% went bankrupt within 24 months and 86% are still going.

  • Small
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
6.1% went bankrupt
4.6% stopped otherwise
86% still going

A further 2.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 561 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 23 lines
Balance sheet Code20252026
Assets
Total assets20/58€801,592€803,302▲
Current assets29/58€801,592€803,302▲
Stocks and contracts in progress3€800,000€800,000=
Stocks30/36€800,000€800,000=
Cash at bank and in hand54/58€1,592€3,302▲
Equity and liabilities
Total equity and liabilities10/49€801,592€803,302▲
Equity10/15-€76,221-€159,521▼
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€82,421-€165,721▼
Amounts payable17/49€877,813€962,823▲
Amounts payable after more than one year17€877,500€962,500▲
Other amounts payable178/9€877,500€962,500▲
Accrued charges and deferred income492/3€313€323▲
Income statement Code20252026
Other operating charges640/8€630€80,954▲
Gross operating margin9900-€513-€88▲
Operating profit (loss)9901-€1,143-€81,042▼
Financial charges65/66B€2,131€2,258▲
Recurring financial charges65€2,131€2,258▲
Profit (loss) for the period before taxes9903-€3,274-€83,300▼
Profit (loss) for the period9904-€3,274-€83,300▼
Profit (loss) for the period to be appropriated9905-€3,274-€83,300▼
Appropriation of the result
Profit (loss) to be appropriated9906-€82,421-€165,721▼
Profit (loss) brought forward from the previous period14P-€79,147-€82,421▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Other operating charges640/8€220€836€641€630€80,954▲ 12,753%
Gross operating margin9900-€468-€3,560-€1,962-€513-€88▲ 82.9%
Operating profit (loss)9901-€688-€4,396-€2,602-€1,143-€81,042▼ 6,993%
Financial charges65/66B€9,295€3,849€2,114€2,131€2,258▲ 5.9%
Recurring financial charges65€9,295€3,849€2,114€2,131€2,258▲ 5.9%
Profit (loss) for the period before taxes9903-€9,983-€8,245-€4,716-€3,274-€83,300▼ 2,444%
Profit (loss) for the period9904-€9,983-€8,245-€4,716-€3,274-€83,300▼ 2,444%
Profit (loss) for the period to be appropriated9905-€9,983-€8,245-€4,716-€3,274-€83,300▼ 2,444%
Line20222023202420252026Change
Assets
Total assets20/58€810,015€802,050€802,361€801,592€803,302▲ 0.2%
Fixed assets21/28€1,815-----
Financial fixed assets28€1,815-----
Current assets29/58€808,200€802,050€802,361€801,592€803,302▲ 0.2%
Stocks and contracts in progress3€800,000€800,000€800,000€800,000€800,000=
Stocks30/36€800,000€800,000€800,000€800,000€800,000=
Amounts receivable within one year40/41€72€804€405---
Other amounts receivable41€72€804€405---
Cash at bank and in hand54/58€8,127€1,246€1,956€1,592€3,302▲ 107%
Equity and liabilities
Total equity and liabilities10/49€810,015€802,050€802,361€801,592€803,302▲ 0.2%
Equity10/15-€59,985-€68,230-€72,947-€76,221-€159,521▼ 109%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Capital10€6,200-----
Issued capital100€18,600-----
Uncalled capital101€12,400-----
Profit (loss) carried forward14-€66,185-€74,430-€79,147-€82,421-€165,721▼ 101%
Amounts payable17/49€870,000€870,280€875,308€877,813€962,823▲ 9.7%
Amounts payable after more than one year17€870,000€870,000€875,000€877,500€962,500▲ 9.7%
Other amounts payable178/9€870,000€870,000€875,000€877,500€962,500▲ 9.7%
Accrued charges and deferred income492/3-€280€308€313€323▲ 3.2%
Line20222023202420252026Change
Profit (loss) for the period9904-€9,983-€8,245-€4,716-€3,274-€83,300▼ 2,444%
Operating cash flow (approximation)-€9,983-€8,245-€4,716-€3,274-€83,300▼ 2,444%
Change in cash--€6,882€711-€364€1,710▲ 570%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-01-2028
2026
06-08
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
30-06
Financial Weakest financial yearnet -€83,300
Net result drops to -€83,300, the lowest in the series.
2025
04-09
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2024
05-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2023
11-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2022
02-09
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2021
28-10
NBB filing Annual accounts filed
fiscal year 2021 · full schema
10-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1.4 ha
Building footprint
1,646 m²
Parcel 63059A0382/00N000, Wallonia. Linked by address, not a title deed.
10 companies at this address See who is registered here
1 establishment unit
OZ CONSTRUCT & CONSULT
Avenue du Parc 33, 4800 VerviersRetail trade
since 20192.289.746.663
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63059A0382/00N000 Wallonia 1.4 ha 1 · 1,646 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. Leo Invest 100%
  2. HALLINVEST 100%
  3. HALLIMMO 100%
  4. OZ CONSTRUCT & CONSULT

Highest known parent: Leo Invest. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded31-01-2019
Fiscal year end30-06
Abbreviation FR OZCC
Contact
E-mail ozconstructliege@gmail.com
Phone 0475-540942
E-invoicing
Reachable via Peppol
Peppol ID 0208:0719623303
Also 9925:BE0719623303
Registered 24-07-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.