OYA
ActiveSummary
OYA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €454k and a net result of €91k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 12.2 against 12.27 in 2024; short-term debt: 8% and cash: 89.4% of total assets), and 8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92%
Return on assets
18.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
16 d early
2023
2 d early
2022
30 d late
2021
16 d late
2020
17 d late
2019
64 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€454k▲ 16.1%
2024 · €391k
2018: €218k
2019: €246k
2020: €240k
2021: €258k
2022: €326k
2023: €353k
2024: €391k
2018 → 2025
Total assets
€494k▲ 16.4%
2024 · €424k
2018: €250k
2019: €258k
2020: €265k
2021: €303k
2022: €398k
2023: €390k
2024: €424k
2018 → 2025
Net result
€91k▲ 23.7%
2024 · €73k
2018: €35k
2019: €28k
2020: €56k
2021: €73k
2022: €69k
2023: €64k
2024: €73k
2018 → 2025
Working capital
€443k▲ 19.7%
2024 · €370k
2018: €217k
2019: €242k
2020: €247k
2021: €256k
2022: €291k
2023: €328k
2024: €370k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€258k-€326k▲ 26.6%€353k▲ 8.3%€391k▲ 10.8%€454k▲ 16.1%
Operating result€111k-€105k▼ 6.0%€89k▼ 14.9%€98k▲ 10.3%€121k▲ 23.4%
Net result€73k-€69k▼ 6.6%€64k▼ 7.0%€73k▲ 15.1%€91k▲ 23.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €494k
Fixed assets
€11k ▼ 47.2%
Current assets
€483k ▲ 19.8%
Equity and liabilities €494k
Equity
€454k ▲ 16.1%
Debt
€40k ▲ 20.4%
Debt's share of the balance-sheet total rises from 7.7% to 8.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€132k▲
2024 · €109k
Cash flow
€102k▲
2024 · €84k
Current ratio
12.20▼
2024 · 12.27
Debt to equity
0.09▲
2024 · 0.08
ROE
20.0%▲
2024 · 18.8%
ROA
18.4%▲
2024 · 17.3%
Interest coverage
52.92▼
2024 · 301.19
Debt ≤ 1 year
€40k▲
2024 · €33k
Income taxes
€30k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€424k€494k▲
Fixed assets21/28€21k€11k▼
Tangible fixed assets22/27€21k€11k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€16k€7k▼
Current assets29/58€403k€483k▲
Amounts receivable after more than one year29€29k€19k▼
Other amounts receivable291€29k€19k▼
Amounts receivable within one year40/41€15k€15k▼
Trade receivables40€15k€15k▼
Other amounts receivable41-€120
Cash at bank and in hand54/58€345k€442k▲
Deferred charges and accrued income490/1€14k€7k▼
Equity and liabilities
Total equity and liabilities10/49€424k€494k▲
Equity10/15€391k€454k▲
Contributions10/11€19k€19k=
Reserves13€373k€436k▲
Distributable reserves133€373k€436k▲
Amounts payable17/49€33k€40k▲
Amounts payable within one year42/48€33k€40k▲
Trade debts44€2k€10k▲
Suppliers440/4€2k€10k▲
Taxes, remuneration and social security45€18k€15k▼
Taxes450/3€18k€15k▼
Other amounts payable47/48€13k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€723€996▲
Gross operating margin9900€110k€133k▲
Operating profit (loss)9901€98k€121k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€362€3k▲
Recurring financial charges65€362€3k▲
Profit (loss) for the period before taxes9903€101k€121k▲
Income taxes67/77€28k€30k▲
Profit (loss) for the period9904€73k€91k▲
Profit (loss) for the period to be appropriated9905€73k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€91k▲
Transfer to equity691/2€73k€91k▲
To other reserves6921€73k€91k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €91k ▲23.7%
Operating result €121k, net result €91k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 64 days late
2019
31-12
Financial
Weakest financial yearnet €28k ▼21.3%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 6current ratio 47.70
Current ratio from 7.90 to 47.70; short-term debt falls from €31k to €5k.
28-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 89 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doelhaagstraat 172840 RumstGround area
417 m²
Building footprint
126 m²
Volume, LiDAR
848 m³
Parcel 11037B0471/00D005, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OYA
since 20092.177.525.482
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037B0471/00D005 | Flanders | 417 m² | 1 · 126 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIETER JACOBS
BE 0897.325.224
Roeselare · Eq €454,297
BROERS & LARAKI MANAGEMENT
BE 0840.654.260
Oupeye · Eq €454,109
JONCKHEERE-SOMERS
BE 0648.971.273
Jette · Eq €453,842
VAN DEN BORG
BE 0839.346.839
Boechout · Eq €453,695
CORIMMO
BE 0872.357.721
Oosterzele · Eq €454,734
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,014 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2009
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.