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OXYMORON

Active
Public limited companyfounded 199333 yrs activeMeidoorndreef 5, 2470 Retie, BelgiumKBO/BCE: BE 0449.539.273
Summary

OXYMORON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€166,241) and a net result of -€49,294. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2445 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2445 sector peers (2025).
NBB · sector comparison
Position among 2445 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
6 d early
2023
26 d early
2022
28 d late
2021
31 d late
2020
26 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 February 1993, OXYMORON was incorporated.1 Total assets went from EUR 826,286 in 2018 to EUR 671,337 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Equity
-€166,241▼ 42.2%
2024 · -€116,947
Net result
-€49,294▲ 12.9%
2024 · -€56,613
Total assets
€671,337▼ 3.7%
2024 · €696,916
Solvency
-24.8%▼ 8.0pp
2024 · -16.8%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€63,572▼ 33.7%€96,244▲ 51.4%-€37,883-€39,665▼ 4.7%-€37,295▲ 6.0%
Net result€50,390within the sector's middle half▼ 37.5%€83,373within the sector's middle half▲ 65.5%-€50,868below the sector's middle half-€56,613below the sector's middle half▼ 11.3%-€49,294below the sector's middle half▲ 12.9%
Equity-€92,838below the sector's middle half▲ 35.2%-€9,466below the sector's middle half▲ 89.8%-€60,334below the sector's middle half▼ 537%-€116,947below the sector's middle half▼ 93.8%-€166,241below the sector's middle half▼ 42.2%
Total assets€835,975within the sector's middle half▲ 15.7%€919,624within the sector's middle half▲ 10.0%€758,501within the sector's middle half▼ 17.5%€696,916within the sector's middle half▼ 8.1%€671,337below the sector's middle half▼ 3.7%
Debt€928,814▲ 7.3%€929,089=€818,835▼ 11.9%€813,863▼ 0.6%€837,578▲ 2.9%
Working capital€40,644within the sector's middle half€149,257within the sector's middle half▲ 267%€101,797within the sector's middle half▼ 31.8%€77,102within the sector's middle half▼ 24.3%€63,799within the sector's middle half▼ 17.3%
Solvency-11.1%below the sector's middle half▲ 8.7pp-1.0%below the sector's middle half▲ 10.1pp-8.0%below the sector's middle half▼ 6.9pp-16.8%below the sector's middle half▼ 8.8pp-24.8%below the sector's middle half▼ 8.0pp
Current ratio1.26within the sector's middle half▲ 0.582.03within the sector's middle half▲ 0.775.76above the sector's middle half▲ 3.7213.70above the sector's middle half▲ 7.944.46above the sector's middle half▼ 9.24
Return on assets (ROA)6.0%within the sector's middle half▼ 5.1pp9.1%within the sector's middle half▲ 3.0pp-6.7%below the sector's middle half▼ 15.8pp-8.1%below the sector's middle half▼ 1.4pp-7.3%below the sector's middle half▲ 0.8pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000€100,000Operating result 2021: €63,572€63,572Net result 2021: €50,390€50,390Operating result 2022: €96,244€96,244Net result 2022: €83,373€83,373Operating result 2023: -€37,883-€37,883Net result 2023: -€50,868-€50,868Operating result 2024: -€39,665-€39,665Net result 2024: -€56,613-€56,613Operating result 2025: -€37,295-€37,295Net result 2025: -€49,294-€49,29420212022202320242025-€60,000-€40,000-€20,000€0Operating result 2023: -€37,883-€37,900Net result 2023: -€50,868-€50,900Operating result 2024: -€39,665-€39,700Net result 2024: -€56,613-€56,600Operating result 2025: -€37,295-€37,300Net result 2025: -€49,294-€49,300202320242025
The operating result stays negative: a loss of €37,295 in 2025 against €39,665 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €671,337
Fixed assets €589,086 ▼ 4.0%
Current assets €82,251 ▼ 1.1%
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€18,452▲
2024 · €6,073
Debt > 1 year
€721,583=
2024 · €721,583
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€696,916€671,337▼
Fixed assets21/28€613,741€589,086▼
Tangible fixed assets22/27€543,766€519,111▼
Land and buildings22€535,370€512,338▼
Plant, machinery and equipment23€285€6▼
Furniture and vehicles24€8,111€6,767▼
Financial fixed assets28€69,975€69,975=
Current assets29/58€83,175€82,251▼
Amounts receivable after more than one year29€79,467€79,467=
Other amounts receivable291€79,467€79,467=
Amounts receivable within one year40/41€2,495€2,768▲
Trade receivables40€494€317▼
Other amounts receivable41€2,002€2,451▲
Cash at bank and in hand54/58€1,213€16▼
Equity and liabilities
Total equity and liabilities10/49€696,916€671,337▼
Equity10/15-€116,947-€166,241▼
Contributions10/11€581,000€581,000=
Capital10€581,000€581,000=
Issued capital100€581,000€581,000=
Reserves13€8,363€8,363=
Non-distributable reserves130/1€8,363€8,363=
Legal reserve130€8,363€8,363=
Profit (loss) carried forward14-€706,311-€755,605▼
Amounts payable17/49€813,863€837,578▲
Amounts payable after more than one year17€721,583€721,583=
Financial debts170/4€721,583€721,583=
Amounts payable within one year42/48€6,073€18,452▲
Trade debts44€444€4,389▲
Suppliers440/4€444€4,389▲
Taxes, remuneration and social security45€559-
Taxes450/3€559-
Other amounts payable47/48€5,070€14,062▲
Accrued charges and deferred income492/3€86,207€97,543▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,502€24,655▲
Other operating charges640/8€4,953€2,692▼
Gross operating margin9900-€10,210-€9,948▲
Operating profit (loss)9901-€39,665-€37,295▲
Financial income75/76B€1€44▲
Recurring financial income75€1€44▲
Financial charges65/66B€12,576€12,043▼
Recurring financial charges65€12,576€12,043▼
Profit (loss) for the period before taxes9903-€52,240-€49,294▲
Income taxes67/77€4,373-
Profit (loss) for the period9904-€56,613-€49,294▲
Profit (loss) for the period to be appropriated9905-€56,613-€49,294▲
Appropriation of the result
Profit (loss) to be appropriated9906-€706,311-€755,605▼
Profit (loss) brought forward from the previous period14P-€649,697-€706,311▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,630€21,018€25,913€24,502€24,655▲ 0.6%
Other operating charges640/8€3,326€2,865€8,647€4,953€2,692▼ 45.7%
Gross operating margin9900€87,528€120,126-€3,323-€10,210-€9,948▲ 2.6%
Operating profit (loss)9901€63,572€96,244-€37,883-€39,665-€37,295▲ 6.0%
Financial income75/76B€0€0-€1€44▲ 4,181%
Recurring financial income75€0€0-€1€44▲ 4,181%
Financial charges65/66B€12,797€12,634€12,606€12,576€12,043▼ 4.2%
Recurring financial charges65€12,797€12,634€12,606€12,576€12,043▼ 4.2%
Profit (loss) for the period before taxes9903€50,775€83,609-€50,489-€52,240-€49,294▲ 5.6%
Income taxes67/77€386€237€380€4,373--
Profit (loss) for the period9904€50,390€83,373-€50,868-€56,613-€49,294▲ 12.9%
Profit (loss) for the period to be appropriated9905€50,390€83,373-€50,868-€56,613-€49,294▲ 12.9%
Line20212022202320242025Change
Assets
Total assets20/58€835,975€919,624€758,501€696,916€671,337▼ 3.7%
Fixed assets21/28€640,692€626,105€635,309€613,741€589,086▼ 4.0%
Tangible fixed assets22/27€570,217€555,630€564,834€543,766€519,111▼ 4.5%
Land and buildings22€564,942€545,339€558,401€535,370€512,338▼ 4.3%
Plant, machinery and equipment23--€565€285€6▼ 97.9%
Furniture and vehicles24€5,275€10,292€5,868€8,111€6,767▼ 16.6%
Financial fixed assets28€70,475€70,475€70,475€69,975€69,975=
Current assets29/58€195,284€293,519€123,192€83,175€82,251▼ 1.1%
Amounts receivable after more than one year29€79,467€79,467€79,467€79,467€79,467=
Other amounts receivable291€79,467€79,467€79,467€79,467€79,467=
Amounts receivable within one year40/41€17,231€94,618€314€2,495€2,768▲ 10.9%
Trade receivables40€17,105€11,188€188€494€317▼ 35.8%
Other amounts receivable41€126€83,430€126€2,002€2,451▲ 22.4%
Cash at bank and in hand54/58€97,172€119,434€43,411€1,213€16▼ 98.7%
Deferred charges and accrued income490/1€1,414-----
Equity and liabilities
Total equity and liabilities10/49€835,975€919,624€758,501€696,916€671,337▼ 3.7%
Equity10/15-€92,838-€9,466-€60,334-€116,947-€166,241▼ 42.2%
Contributions10/11€581,000€581,000€581,000€581,000€581,000=
Capital10€581,000€581,000€581,000€581,000€581,000=
Issued capital100€581,000€581,000€581,000€581,000€581,000=
Reserves13€8,363€8,363€8,363€8,363€8,363=
Non-distributable reserves130/1€8,363€8,363€8,363€8,363€8,363=
Legal reserve130€8,363€8,363€8,363€8,363€8,363=
Profit (loss) carried forward14-€682,202-€598,829-€649,697-€706,311-€755,605▼ 7.0%
Amounts payable17/49€928,814€929,089€818,835€813,863€837,578▲ 2.9%
Amounts payable after more than one year17€721,583€721,583€721,583€721,583€721,583=
Financial debts170/4€721,583€721,583€721,583€721,583€721,583=
Amounts payable within one year42/48€154,640€144,261€21,396€6,073€18,452▲ 204%
Financial debts43€36,125€36,125----
Other loans439€36,125€36,125----
Trade debts44€11,958€30€2,657€444€4,389▲ 888%
Suppliers440/4€11,958€30€2,657€444€4,389▲ 888%
Taxes, remuneration and social security45€19€852€798€559--
Taxes450/3€19€852€798€559--
Other amounts payable47/48€106,537€107,254€17,940€5,070€14,062▲ 177%
Accrued charges and deferred income492/3€52,591€63,245€75,856€86,207€97,543▲ 13.1%
Line20212022202320242025Change
Profit (loss) for the period9904€50,390€83,373-€50,868-€56,613-€49,294▲ 12.9%
+ Depreciation and write-downs630€20,630€21,018€25,913€24,502€24,655▲ 0.6%
Operating cash flow (approximation)€71,019€104,390-€24,955-€32,111-€24,639▲ 23.3%
Investment in fixed assets (approximation)--€6,431-€35,117-€2,934€0▲ 100%
Change in cash-€22,262-€76,023-€42,198-€1,197▲ 97.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Liquidity doublescurrent ratio 13.70
Current ratio from 5.76 to 13.70; short-term debt falls from €21,396 to €6,073.
05-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Liquidity triplescurrent ratio 5.76
Current ratio from 2.03 to 5.76; short-term debt falls from €144,261 to €21,396.
28-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-12
Financial Highest result since 2018net €83,373 ▲65.5%
Operating result €96,244, net result €83,373, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
05-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Back to profitnet €80,631
Net result €80,631 after 2 loss-making years.
30-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 49 days late
2018
23-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
03-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 1999
seat establishment The establishment unit on the map
Ground area
7,770 m²
Building footprint
687 m²
Volume, LiDAR
2,514 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Eksterstraat 9, 2360 Oud-Turnhout
Insurance, reinsurance and pension funding, except compulsory social security
since 19992.061.298.104
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13482F0943/00C000 Flanders 6,110 m² 1 · 414 m² 9.8 m · 2 fl.
13036E0495/00H034 Flanders 1,660 m² 1 · 273 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of OXYMORON and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded11-02-1993
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0449539273
Registered 27-03-2026

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.