Summary
CAFE MOBIEL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €110,961 and a net result of -€45,556. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 25% of 9871 sector peers (fiscal year 2024). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
30 d late
2022
31 d late
2021
25 d early
2020
3 d late
2019
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
In the rankings
#7 oldest company in Brecht, Finance and insurance sector
Equity
€110,961▼ 29.1%
2023 · €156,517
Net result
-€45,556▼ 54.0%
2023 · -€29,585
Total assets
€456,780▲ 70.9%
2023 · €267,353
Solvency
24.3%▼ 34.3pp
2023 · 58.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€39,621▲ 2.7%€44,277▲ 11.8%€65,682▲ 48.3%-€28,473-€43,711▼ 53.5%
Net result€24,017within the sector's middle half▲ 14.7%€26,335within the sector's middle half▲ 9.7%€40,826within the sector's middle half▲ 55.0%-€29,585below the sector's middle half-€45,556below the sector's middle half▼ 54.0%
Equity€161,641within the sector's middle half▲ 14.7%€187,176within the sector's middle half▲ 15.8%€186,102within the sector's middle half▼ 0.6%€156,517within the sector's middle half▼ 15.9%€110,961within the sector's middle half▼ 29.1%
Total assets€280,742within the sector's middle half▲ 4.0%€259,761within the sector's middle half▼ 7.5%€267,607within the sector's middle half▲ 3.0%€267,353within the sector's middle half▼ 0.1%€456,780within the sector's middle half▲ 70.9%
Debt€119,102▼ 7.8%€72,585▼ 39.1%€81,505▲ 12.3%€110,836▲ 36.0%€345,819▲ 212%
Working capital€116,348within the sector's middle half▲ 34.4%€141,568within the sector's middle half▲ 21.7%€163,064above the sector's middle half▲ 15.2%€49,538within the sector's middle half▼ 69.6%€278,802above the sector's middle half▲ 463%
Solvency57.6%within the sector's middle half▲ 5.4pp72.1%within the sector's middle half▲ 14.5pp69.5%within the sector's middle half▼ 2.5pp58.5%within the sector's middle half▼ 11.0pp24.3%within the sector's middle half▼ 34.3pp
Current ratio2.73within the sector's middle half▲ 0.233.58within the sector's middle half▲ 0.853.18within the sector's middle half▼ 0.401.46within the sector's middle half▼ 1.724.00within the sector's middle half▲ 2.53
Return on assets (ROA)8.6%within the sector's middle half▲ 0.8pp10.1%within the sector's middle half▲ 1.6pp15.3%within the sector's middle half▲ 5.1pp-11.1%below the sector's middle half▼ 26.3pp-10.0%below the sector's middle half▲ 1.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €43,711 in 2024 against €28,473 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €456,780
Fixed assets
€84,909 ▼ 23.2%
Current assets
€371,871 ▲ 137%
Equity and liabilities €456,780
Equity
€110,961 ▼ 29.1%
Debt
€345,819 ▲ 212%
Debt's share of the balance-sheet total rises from 41.5% to 75.7%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-41.1%▼
2023 · -18.9%
Debt ≤ 1 year
€93,069▼
2023 · €107,307
Debt > 1 year
€250,000▲
2023 · €779
Income taxes
€172▼
2023 · €298
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €5,500 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €40,257 | €39,516 | €33,712 | €43,231 | €30,316 | ▼ 29.9% |
| Other operating charges640/8 | - | €14,089 | €4,919 | €5,132 | €4,728 | ▼ 7.9% |
| Non-recurring operating charges66A | - | - | - | €0 | - | - |
| Gross operating margin9900 | €84,070 | €97,882 | €104,313 | €19,890 | -€8,668 | ▼ 144% |
| Operating profit (loss)9901 | €39,621 | €44,277 | €65,682 | -€28,473 | -€43,711 | ▼ 53.5% |
| Financial income75/76B | - | - | - | €64 | €34 | ▼ 46.4% |
| Recurring financial income75 | - | - | - | €64 | €34 | ▼ 46.4% |
| Financial charges65/66B | - | €4,923 | €2,636 | €878 | €1,707 | ▲ 94.4% |
| Recurring financial charges65 | €5,867 | €3,929 | €2,399 | €878 | €1,707 | ▲ 94.4% |
| Non-recurring financial charges66B | - | €994 | €237 | - | - | - |
| Profit (loss) for the period before taxes9903 | €33,755 | €39,355 | €63,046 | -€29,287 | -€45,384 | ▼ 55.0% |
| Income taxes67/77 | €9,738 | €13,020 | €22,220 | €298 | €172 | ▼ 42.4% |
| Profit (loss) for the period9904 | €24,017 | €26,335 | €40,826 | -€29,585 | -€45,556 | ▼ 54.0% |
| Profit (loss) for the period to be appropriated9905 | €29,252 | €26,335 | €40,826 | -€29,585 | -€45,556 | ▼ 54.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €280,742 | €259,761 | €267,607 | €267,353 | €456,780 | ▲ 70.9% |
| Fixed assets21/28 | €97,323 | €63,365 | €29,653 | €110,508 | €84,909 | ▼ 23.2% |
| Tangible fixed assets22/27 | €97,323 | €63,365 | €29,653 | €110,508 | €84,909 | ▼ 23.2% |
| Land and buildings22 | - | €44,006 | €19,330 | €101,129 | €77,129 | ▼ 23.7% |
| Plant, machinery and equipment23 | - | €18,680 | €10,323 | €7,519 | €2,510 | ▼ 66.6% |
| Furniture and vehicles24 | - | €679 | - | €1,861 | €5,270 | ▲ 183% |
| Current assets29/58 | €183,419 | €196,395 | €237,953 | €156,845 | €371,871 | ▲ 137% |
| Amounts receivable within one year40/41 | €162,079 | €157,975 | €139,128 | €135,024 | €364,077 | ▲ 170% |
| Trade receivables40 | - | €80,973 | €65,322 | €54,012 | €74,739 | ▲ 38.4% |
| Other amounts receivable41 | - | €77,003 | €73,806 | €81,011 | €289,338 | ▲ 257% |
| Cash at bank and in hand54/58 | €21,340 | €38,420 | €98,825 | €21,821 | €7,794 | ▼ 64.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €280,742 | €259,761 | €267,607 | €267,353 | €456,780 | ▲ 70.9% |
| Equity10/15 | €161,641 | €187,176 | €186,102 | €156,517 | €110,961 | ▼ 29.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €143,041 | €168,576 | €167,502 | €153,592 | €153,592 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | €166,716 | €165,642 | €153,592 | €153,592 | = |
| Profit (loss) carried forward14 | - | - | - | -€15,675 | -€61,231 | ▼ 291% |
| Amounts payable17/49 | €119,102 | €72,585 | €81,505 | €110,836 | €345,819 | ▲ 212% |
| Amounts payable after more than one year17 | €49,280 | €15,007 | €3,866 | €779 | €250,000 | ▲ 31,972% |
| Financial debts170/4 | - | €15,007 | €3,866 | €779 | €250,000 | ▲ 31,972% |
| Amounts payable within one year42/48 | €67,071 | €54,828 | €74,889 | €107,307 | €93,069 | ▼ 13.3% |
| Current portion of amounts payable after more than one year42 | - | €34,273 | €11,142 | €3,086 | €779 | ▼ 74.7% |
| Financial debts43 | - | - | €8,353 | €2,500 | €17,078 | ▲ 583% |
| Credit institutions430/8 | - | - | - | - | €15,173 | - |
| Other loans439 | - | - | €8,353 | €2,500 | €1,905 | ▼ 23.8% |
| Trade debts44 | €18,150 | €2,165 | €24,809 | €18,792 | €36,202 | ▲ 92.6% |
| Suppliers440/4 | - | €2,165 | €24,809 | €18,792 | €36,202 | ▲ 92.6% |
| Taxes, remuneration and social security45 | - | €14,655 | €25,813 | €18,189 | €6,406 | ▼ 64.8% |
| Taxes450/3 | - | €14,655 | €25,813 | €18,189 | €6,406 | ▼ 64.8% |
| Other amounts payable47/48 | - | €3,734 | €4,773 | €64,739 | €32,604 | ▼ 49.6% |
| Accrued charges and deferred income492/3 | - | €2,750 | €2,750 | €2,750 | €2,750 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,017 | €26,335 | €40,826 | -€29,585 | -€45,556 | ▼ 54.0% |
| + Depreciation and write-downs630 | €40,257 | €39,516 | €33,712 | €43,231 | €30,316 | ▼ 29.9% |
| Operating cash flow (approximation) | €64,274 | €65,851 | €74,538 | €13,646 | -€15,240 | ▼ 212% |
| Investment in fixed assets (approximation) | - | -€5,558 | €0 | -€124,086 | -€4,716 | ▲ 96.2% |
| Change in cash | - | €17,080 | €60,405 | -€77,004 | -€14,027 | ▲ 81.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet -€45,556
Net result drops to -€45,556, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 4.00
Current ratio from 1.46 to 4.00; short-term debt falls from €107,307 to €93,069.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €40,826 ▲55%
Operating result €65,682, net result €40,826, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
31-12
Financial
Equity above €150,000Eq €161,641 ▲14.7%
3 profitable years in a row build equity to €161,641.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
12-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 73 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 1994
Ground area
1.0 ha
Building footprint
247 m²
Volume, LiDAR
1,637 m³
Parcel 11009M0081/00G002, Flanders · tallest building 17.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Café Mobiel
since 19942.066.116.331
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11009M0081/00G002 | Flanders | 1.0 ha | 1 · 247 m² | 17.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 12,565 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-05-1993
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
53200Other postal and courier activities
56112Limited-service restaurants, excluding mobile food services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0450074555
Also
9925:BE0450074555
Registered
19-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.