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Generated 09-08-2026
Active BE 0863.589.416Private limited company

OXYGEN-HOUSE

Stiggelstraat 2A ·1910 Kampenhout, Belgium· 22 yrs active
Sector: Personal services (96230)
Conclusion Checked

The computed 12-month bankruptcy probability of OXYGEN-HOUSE is 0.3% (very low). The 2025 annual accounts show equity of €1.48M and a net result of €120k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 71% of 378 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.
Key figures
Equity €1.48M
Net result €120k
Staff (FTE) 5.3
Better than sector 71%
Snowflake analysis 5 axes · computed by Checked
Health64Profitability41Solvency62Growth52Stability100
64 / 100

Strong profile, led by stability.

Health 64
Profitability 41
Solvency 62
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2004, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
64 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 01-06-2026 with the NBB · fiscal year 2025 · micro
€0€100k€200kOperating result 2021: €192k€192kNet result 2021: €159k€159kOperating result 2022: €102k€102kNet result 2022: €49k€49kOperating result 2023: €88k€88kNet result 2023: €13k€13kOperating result 2024: €144k€144kNet result 2024: €43k€43kOperating result 2025: €226k€226kNet result 2025: €120k€120k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~9%/year over 8 fiscal years, indicative, assuming unchanged policy.
€0€1.00M€2.00M2026: €1.66M (€1.45M - €1.87M)2027: €1.80M (€1.47M - €2.14M)2028: €1.97M (€1.50M - €2.43M)2018: €264k2019: €284k2020: €1.09M2021: €1.25M2022: €1.30M2023: €1.31M2024: €1.36M2025: €1.48M20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 96, Personal services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 51.3% 25.8%
better than 71% of 378 sector peers
Net result €120k €5k
better than 95% of 377 sector peers
Equity €1.48M €16k
better than 95% of 379 sector peers
Gross operating margin €510k €29k
better than 95% of 377 sector peers
Staff costs €139k €37k
higher than 90% of 184 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€361k
+17.3% far above sector median
Net profit
€120k
+182.1% far above sector median
Cash flow
€255k
+23.6% far above sector median
Total assets
€2.88M
-25.1% far above sector median
Equity
€1.48M
+8.9% far above sector median
Working capital
€-409k
-38.6% far below sector median
Employees (FTE)
5
+29.3% +7% vs sector
Staff costs
€139k
+12.9% -1% vs sector
Income taxes
€37k
+212.3% far above sector median
Debt
€1.40M
-43.6% far above sector median
Debt ≤ 1y
€602k
+66.8% far above sector median
Debt > 1y
€800k
-62.4% 18-25
Current ratio
0.32
+75.9% -55% vs sector
Quick ratio
0.31
+85.0% -45% vs sector
Solvency
51.3%
+45.4% +39% vs sector
Debt / equity
0.95
-48.2% -47% vs sector
ROE
8.2%
+159.1% far above sector median
ROA
4.2%
+276.8% far above sector median
Interest coverage
5.24
+53.9% -25% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€361k
Net profit€120k
Cash flow€255k
Staff costs€139k
Income taxes€37k
Dividends-
Total assets€2.88M
Equity€1.48M
Debt€1.40M
of which ≤ 1y€602k
of which > 1y€800k
Working capital€-409k
Employees (FTE)5.3
Ratios (computed)
2025
Current ratio0.32
Quick ratio0.31
Working capital ratio-14.2%
Solvency51.3%
Debt / equity0.95
Long-term debt ratio0.54
Interest coverage5.24
Gross margin-
Net margin-
ROA4.2%
ROE8.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.88M
Fixed assets 21/28€2.69M
Tangible fixed assets 22/27€2.69M
Current assets 29/58€193k
Stocks & contracts in progress 3€7k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€182k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.88M
Equity 10/15€1.48M
Contributions / capital 10/11€989k
Reserves 13€9k
Accumulated profits (losses) 14€479k
Amounts payable 17/49€1.40M
Amounts payable after one year 17€800k
Amounts payable within one year 42/48€602k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€510k
Operating result 9901€226k
Financial income 75€0
Financial charges 65€69k
Result before taxes 9903€157k
Income taxes 67/77€37k
Net result for the period 9904€120k
Result to be appropriated 9905€120k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Personal services(96230)
Legal form Private limited company(610)
Incorporation23-02-2004
StatusActive
Postal code1910
Establishment units 1 location
Oxygen-House
Stiggelstraat 2, 1910 KampenhoutOverige lichaamsverzorging
since 20042.135.756.391
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23008D0321/00D000 Flanders 1,577 m² 1 · 446 m² -
23008D0320/00E000 Flanders 624 m² 1 · 268 m² 7.0 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
01-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
26-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
10-10-2024
State Gazette act Minor change
Agm rules change · Lode Leemans
06-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
27-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
03-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
16-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
03-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
12-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
12-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
10-10-2024 Publication in the Belgian Official Gazette, Minor change Minor change·Lode Leemans
Summary: Agm rules changeNotary: Lode Leemans · Sint-Pieters-Leeuw
Technical details 
{
  "notary": {
    "name": "Lode Leemans",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Sint-Pieters-Leeuw",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-10-10",
    "filing_date": "2024-10-08",
    "act_kind_objet": "DOEL"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-09-26",
    "unanimous": null
  },
  "agm_change": {
    "new_schedule": null,
    "old_schedule": null,
    "effective_from_year": null,
    "rule_changes_summary": "Wijziging van het voorwerp van de vennootschap zoals beschreven in Artikel 3."
  },
  "detected_kind": "agm_rules_change",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0863.589.416",
    "name_full": "OXYGEN-HOUSE",
    "legal_form": "BV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "uitgifte van de akte"
  ],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Overige lichaamsverzorging93040Sauna's, solaria, baden enz.96040Activiteiten van kuuroorden, sauna’s en stoombaden96230Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameNL OXYGEN-HOUSE
Registered office
Stiggelstraat 2A
1910 Kampenhout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative