OwnerSide
ActiveSummary
The computed 12-month bankruptcy probability of OwnerSide is 2.0% (moderate). The 2025 annual accounts show negative equity (-€5,259) and a net result of -€17,069. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 14254 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-8
Solvency10▼-39
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.75 against 1.15 in 2024; short-term debt: 115.4% and cash: 5% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-15.4%
Return on assets
-49.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€5,259
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
3 d late
2024
36 d early
2023
40 d early
2022
56 d early
2021
58 d early
2020
58 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€5,259
2024 · €11,810
Total assets
€34,207▼ 31.2%
2024 · €49,705
Net result
-€17,069▼ 310%
2024 · -€4,166
Working capital
-€9,757
2024 · €5,843
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€7,219▼ 679%€24,323-€866-€3,018▼ 249%-€14,947▼ 395%
Net result-€7,286within the sector's middle half▼ 669%€20,720within the sector's middle half-€5,509within the sector's middle half-€4,166within the sector's middle half▲ 24.4%-€17,069below the sector's middle half▼ 310%
Equity€766below the sector's middle half▼ 90.5%€21,485within the sector's middle half▲ 2,705%€15,977within the sector's middle half▼ 25.6%€11,810within the sector's middle half▼ 26.1%-€5,259below the sector's middle half
Total assets€20,086below the sector's middle half▲ 42.3%€34,542below the sector's middle half▲ 72.0%€36,407below the sector's middle half▲ 5.4%€49,705below the sector's middle half▲ 36.5%€34,207below the sector's middle half▼ 31.2%
Debt€19,320▲ 219%€13,056▼ 32.4%€20,430▲ 56.5%€37,895▲ 85.5%€39,466▲ 4.1%
Working capital€135within the sector's middle half▼ 98.0%€20,373within the sector's middle half▲ 15,037%€13,092within the sector's middle half▼ 35.7%€5,843within the sector's middle half▼ 55.4%-€9,757within the sector's middle half
Solvency3.8%below the sector's middle half▼ 53.2pp62.2%within the sector's middle half▲ 58.4pp43.9%within the sector's middle half▼ 18.3pp23.8%within the sector's middle half▼ 20.1pp-15.4%below the sector's middle half▼ 39.1pp
Current ratio1.01within the sector's middle half▼ 1.112.56within the sector's middle half▲ 1.551.64within the sector's middle half▼ 0.921.15within the sector's middle half▼ 0.490.75within the sector's middle half▼ 0.40
Return on assets (ROA)-36.3%below the sector's middle half▼ 29.6pp60.0%above the sector's middle half▲ 96.3pp-15.1%below the sector's middle half▼ 75.1pp-8.4%below the sector's middle half▲ 6.7pp-49.9%below the sector's middle half▼ 41.5pp
Staff (FTE)11.1▲ 10.0%1.6▲ 45.5%2▲ 25.0%2=
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14,947 in 2025 against €3,018 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34,207
Fixed assets
€4,498 ▼ 24.6%
Current assets
€29,709 ▼ 32.1%
Key figures and ratios
EBITDA
-€12,462▼
2024 · -€1,486
Cash flow
-€14,584▼
2024 · -€2,635
Debt to equity
-7.50▼
2024 · 3.21
Interest coverage
-7.48▲
2024 · -8.61
Debt ≤ 1 year
€39,466▲
2024 · €37,895
Income taxes
€472▼
2024 · €1,058
Staff costs
€127,649▲
2024 · €124,569
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,038 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 82% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.3%
went bankrupt
8.2%
stopped otherwise
82%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,038 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €13,055 | €35,013 | €87,597 | €124,569 | €127,649 | ▲ 2.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €683 | €754 | €516 | €1,532 | €2,485 | ▲ 62.3% |
| Other operating charges640/8 | €633 | €463 | €1,448 | €387 | €892 | ▲ 130% |
| Gross operating margin9900 | €7,151 | €60,554 | €88,695 | €123,470 | €116,079 | ▼ 6.0% |
| Operating profit (loss)9901 | -€7,219 | €24,323 | -€866 | -€3,018 | -€14,947 | ▼ 395% |
| Financial income75/76B | €7 | €5 | - | €82 | €15 | ▼ 81.7% |
| Recurring financial income75 | €7 | €5 | - | €82 | €15 | ▼ 81.7% |
| Non-recurring financial income76B | - | - | - | €82 | - | - |
| Financial charges65/66B | €74 | €143 | €207 | €173 | €1,666 | ▲ 865% |
| Recurring financial charges65 | €74 | €143 | €207 | €173 | €1,666 | ▲ 865% |
| Non-recurring financial charges66B | - | - | - | €173 | - | - |
| Profit (loss) for the period before taxes9903 | -€7,286 | €24,185 | -€1,073 | -€3,108 | -€16,597 | ▼ 434% |
| Income taxes67/77 | - | €3,465 | €4,436 | €1,058 | €472 | ▼ 55.4% |
| Profit (loss) for the period9904 | -€7,286 | €20,720 | -€5,509 | -€4,166 | -€17,069 | ▼ 310% |
| Profit (loss) for the period to be appropriated9905 | -€7,286 | €20,720 | -€5,509 | -€4,166 | -€17,069 | ▼ 310% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €20,086 | €34,542 | €36,407 | €49,705 | €34,207 | ▼ 31.2% |
| Fixed assets21/28 | €631 | €1,112 | €2,884 | €5,968 | €4,498 | ▼ 24.6% |
| Tangible fixed assets22/27 | €631 | €1,112 | €2,884 | €5,968 | €4,498 | ▼ 24.6% |
| Land and buildings22 | - | - | - | €879 | €642 | ▼ 27.0% |
| Plant, machinery and equipment23 | €631 | €1,112 | €2,884 | €5,088 | €3,856 | ▼ 24.2% |
| Current assets29/58 | €19,455 | €33,429 | €33,522 | €43,738 | €29,709 | ▼ 32.1% |
| Amounts receivable within one year40/41 | €9,404 | €24,431 | €19,053 | €28,457 | €27,358 | ▼ 3.9% |
| Trade receivables40 | €8,098 | €24,401 | €19,010 | €26,623 | €25,499 | ▼ 4.2% |
| Other amounts receivable41 | €1,306 | €29 | €43 | €1,833 | €1,860 | ▲ 1.4% |
| Cash at bank and in hand54/58 | €10,051 | €8,915 | €14,317 | €13,933 | €1,699 | ▼ 87.8% |
| Deferred charges and accrued income490/1 | - | €84 | €152 | €1,348 | €652 | ▼ 51.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €20,086 | €34,542 | €36,407 | €49,705 | €34,207 | ▼ 31.2% |
| Equity10/15 | €766 | €21,485 | €15,977 | €11,810 | -€5,259 | ▼ 145% |
| Contributions10/11 | €9,000 | €9,000 | €9,000 | €9,000 | €9,000 | = |
| Reserves13 | - | €12,485 | €12,485 | €12,485 | €12,485 | = |
| Distributable reserves133 | - | €12,485 | €12,485 | €12,485 | €12,485 | = |
| Profit (loss) carried forward14 | -€8,234 | - | -€5,509 | -€9,675 | -€26,744 | ▼ 176% |
| Amounts payable17/49 | €19,320 | €13,056 | €20,430 | €37,895 | €39,466 | ▲ 4.1% |
| Amounts payable within one year42/48 | €19,320 | €13,056 | €20,430 | €37,895 | €39,466 | ▲ 4.1% |
| Trade debts44 | €8,031 | €1,367 | €4,719 | €18,736 | €10,730 | ▼ 42.7% |
| Suppliers440/4 | €8,031 | €1,367 | €4,719 | €18,736 | €10,730 | ▼ 42.7% |
| Taxes, remuneration and social security45 | €2,289 | €11,689 | €6,911 | €10,359 | €15,771 | ▲ 52.3% |
| Taxes450/3 | €1,329 | €10,103 | €6,911 | €5,806 | €6,924 | ▲ 19.2% |
| Remuneration and social security454/9 | €960 | €1,586 | - | €4,553 | €8,848 | ▲ 94.3% |
| Other amounts payable47/48 | €9,000 | - | €8,800 | €8,800 | €12,965 | ▲ 47.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,286 | €20,720 | -€5,509 | -€4,166 | -€17,069 | ▼ 310% |
| + Depreciation and write-downs630 | €683 | €754 | €516 | €1,532 | €2,485 | ▲ 62.3% |
| Operating cash flow (approximation) | -€6,604 | €21,474 | -€4,993 | -€2,635 | -€14,584 | ▼ 454% |
| Investment in fixed assets (approximation) | - | -€1,235 | -€2,288 | -€4,615 | -€1,016 | ▲ 78.0% |
| Change in cash | - | -€1,136 | €5,402 | -€384 | -€12,234 | ▼ 3,090% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Weakest financial yearnet -€17,069
Net result drops to -€17,069, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €20,720
Net result €20,720 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.56
Current ratio from 1.01 to 2.56; short-term debt falls from €19,320 to €13,056.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2019
Ground area
1,939 m²
Building footprint
855 m²
Volume, LiDAR
18,319 m³
2 parcels, Brussels · tallest building 29.1 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
de Broquevillelaan 12, 1150 Sint-Pieters-Woluwe
since 20192.301.960.448
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0206/00H005 | Brussels | 1,291 m² | 1 · 597 m² | 29.1 m · 9 fl. |
| 21019A0167/00T000 | Brussels | 648 m² | 1 · 258 m² | 13.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,761 companies in sector 68321 we hold annual accounts for 1,394. 586 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
46180Agents specialised in the wholesale of other particular products
Contact
Phone
+320000000
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738746753
Registered
26-07-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.