HOUSE ACCESS
ActiveSummary
HOUSE ACCESS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,913 and a net result of €58,865. Equity is shrinking by ~97.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 57% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+76
Solvency63▲+51
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
short-term debt: 0.1% and cash: 98.9% of total assets, and 61.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.4%
Return on assets
206.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
24 d late
2024
35 d early
2023
10 d late
2022
32 d late
2021
40 d late
2020
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€58,865
2024 · -€19,813
Working capital
€28,413▼ 75.8%
2024 · €117,348
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€3,566▲ 34.3%-€7,683▼ 115%-€4,600▲ 40.1%-€1,352▲ 70.6%€64,192
Net result-€3,579▲ 34.9%-€12,235▼ 242%-€16,828▼ 37.5%-€19,813▼ 17.7%€58,865
Equity€924▼ 79.5%-€11,311-€28,139▼ 149%-€47,952▼ 70.4%€10,913
Total assets€153,233▲ 5.9%€347,850▲ 127%€357,506▲ 2.8%€376,910▲ 5.4%€28,455▼ 92.5%
Debt€152,309▲ 8.6%€359,161▲ 136%€385,646▲ 7.4%€424,862▲ 10.2%€17,542▼ 95.9%
Working capital€152,172▲ 5.9%€346,789▲ 128%€129,961▼ 62.5%€117,348▼ 9.7%€28,413▼ 75.8%
Why a figure moved sharply
- 2025 Total assets -92% on 2024. Cause not known from the registers.
- 2022 Total assets +127% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €64,192 after a loss of €1,352 in 2024, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €28,455
Equity
€10,913
Debt
€17,542
Debt finances 61.6% of the balance-sheet total.
Key figures and ratios
Debt to equity
1.61▲
2024 · -8.86
ROE
539.4%
ROA
206.9%▲
2024 · -5.3%
Debt ≤ 1 year
€42▼
2024 · €259,562
Debt > 1 year
€17,500▼
2024 · €165,300
A ratio outside any meaningful range has been withheld (balance sheet total €28,455, equity €10,913).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €760 | €245 | €22 | €23 | - | - |
| Gross operating margin9900 | -€2,807 | -€7,438 | -€4,577 | -€1,329 | €64,192 | ▲ 4,931% |
| Operating profit (loss)9901 | -€3,566 | -€7,683 | -€4,600 | -€1,352 | €64,192 | ▲ 4,848% |
| Financial income75/76B | - | - | - | €340 | €253 | ▼ 25.7% |
| Recurring financial income75 | - | - | - | €340 | €253 | ▼ 25.7% |
| Financial charges65/66B | €12 | €4,552 | €12,229 | €18,801 | €5,579 | ▼ 70.3% |
| Recurring financial charges65 | €12 | €4,552 | €12,229 | €18,801 | €5,579 | ▼ 70.3% |
| Profit (loss) for the period before taxes9903 | -€3,579 | -€12,235 | -€16,828 | -€19,813 | €58,865 | ▲ 397% |
| Profit (loss) for the period9904 | -€3,579 | -€12,235 | -€16,828 | -€19,813 | €58,865 | ▲ 397% |
| Profit (loss) for the period to be appropriated9905 | -€3,579 | -€12,235 | -€16,828 | -€19,813 | €58,865 | ▲ 397% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €153,233 | €347,850 | €357,506 | €376,910 | €28,455 | ▼ 92.5% |
| Current assets29/58 | €153,233 | €347,850 | €357,506 | €376,910 | €28,455 | ▼ 92.5% |
| Stocks and contracts in progress3 | €152,173 | €272,876 | €356,683 | €376,020 | - | - |
| Stocks30/36 | €152,173 | €272,876 | €356,683 | €376,020 | - | - |
| Amounts receivable within one year40/41 | €761 | €761 | €823 | €891 | €308 | ▼ 65.4% |
| Other amounts receivable41 | €761 | €761 | €823 | €891 | €308 | ▼ 65.4% |
| Cash at bank and in hand54/58 | €299 | €74,214 | - | - | €28,146 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €153,233 | €347,850 | €357,506 | €376,910 | €28,455 | ▼ 92.5% |
| Equity10/15 | €924 | -€11,311 | -€28,139 | -€47,952 | €10,913 | ▲ 123% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Outside capital11 | - | €10,000 | €10,000 | - | - | - |
| Other1109/19 | - | €10,000 | €10,000 | - | - | - |
| Profit (loss) carried forward14 | -€9,076 | -€21,311 | -€38,139 | -€57,952 | €913 | ▲ 102% |
| Amounts payable17/49 | €152,309 | €359,161 | €385,646 | €424,862 | €17,542 | ▼ 95.9% |
| Amounts payable after more than one year17 | €151,248 | €358,100 | €158,100 | €165,300 | €17,500 | ▼ 89.4% |
| Financial debts170/4 | - | €200,000 | - | - | - | - |
| Other amounts payable178/9 | €151,248 | €158,100 | €158,100 | €165,300 | €17,500 | ▼ 89.4% |
| Amounts payable within one year42/48 | €1,061 | €1,061 | €227,546 | €259,562 | €42 | ▼ 100.0% |
| Financial debts43 | - | - | €226,485 | €252,007 | - | - |
| Credit institutions430/8 | - | - | €226,485 | €252,007 | - | - |
| Trade debts44 | - | - | - | €6,500 | €42 | ▼ 99.4% |
| Suppliers440/4 | - | - | - | €6,500 | €42 | ▼ 99.4% |
| Taxes, remuneration and social security45 | €1,061 | €1,061 | €1,061 | €1,056 | - | - |
| Taxes450/3 | €1,061 | €1,061 | €1,061 | €1,056 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,579 | -€12,235 | -€16,828 | -€19,813 | €58,865 | ▲ 397% |
| Operating cash flow (approximation) | -€3,579 | -€12,235 | -€16,828 | -€19,813 | €58,865 | ▲ 397% |
| Change in cash | - | €73,914 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
State Gazette act
Resignations: Muys Damien, Beermaut Anthony and Russsel MaxenceWithdrawals: Muys Damien, Beermaut Anthony and Russsel Maxence8 facts ▸
State Gazette act
Resignations: Muys Damien, Beermaut Anthony and Russsel Maxence
Withdrawals: Muys Damien, Beermaut Anthony and Russsel Maxence8 facts ▸
- General meeting, 16-04-2026
- Director resignation, Muys Damien (director)
- Director resignation, Beermaut Anthony (director)
- Director resignation, Russsel Maxence (director)
- Member resignation, Muys Damien (actionnaire)
- Member resignation, Beermaut Anthony (actionnaire)
- Member resignation, Russsel Maxence (actionnaire)
- Director in office, Candanedo Jonathan (director)
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €58,865
Net result €58,865 after 5 loss-making years.
31-12
Financial
Liquidity times 467current ratio 677.49
Current ratio from 1.45 to 677.49; short-term debt falls from €259,562 to €42.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€19,813
Net result drops to -€19,813, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 10 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 327.91
Current ratio from 144.45 to 327.91.
09-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 40 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2020
Ground area
492 m²
Building footprint
258 m²
Volume, LiDAR
5,105 m³
Parcel 21524C0070/00W000, Brussels · tallest building 22.5 m, ±7 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
HOUSE ACCESS
since 20202.301.267.095
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0070/00W000 | Brussels | 492 m² | 1 · 258 m² | 22.5 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Beermaut Anthony |
|
| Muys Damien |
|
| Russsel Maxence |
|
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Of 3,761 companies in sector 68321 we hold annual accounts for 1,391. 564 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
43990Other specialised construction activities
68322Real estate appraisal on a fee or contract basis
E-invoicing
Reachable via Peppol
Peppol ID
0208:0741998332
Registered
08-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.