OVIK

Active

Private limited companyfounded 20215 yrs activeWilsonstraat 119, 2860 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0765.845.385

Summary

OVIK has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €188k and a net result of €113k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

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Checked score

Score 2024

73 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability92▲+6

Solvency56▲+16

Growth78=

Track record94

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €13k at 30 days acceptable

Liquidity tight (current ratio 1.12 against 1.03 in 2023; short-term debt: 62.9% and cash: 57.3% of total assets), and 69.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 88

Relative position

BE, all sectors

reference

Sector 88

lower

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 615 sector peers (2024).

NBB · sector comparison

Position among 615 sector peers

Solvency

better than 20%

← weakest strongest →

Growing equity

Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.

NBB · annual accounts 2024

Equity per financial year

21222324

2021 to 2024 · latest year €188k

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

61 d late

2023

5 d early

2022

6 d early

2021

9 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity

€188k▲ 151%

2023 · €75k

2021: €2k 2022: €4k 2023: €75k

2021 → 2024

Total assets

€611k▲ 20.2%

2023 · €508k

2021: €345k 2022: €456k 2023: €508k

2021 → 2024

Net result

€113k▲ 58.0%

2023 · €72k

2021: €-8k 2022: €1k 2023: €72k

2021 → 2024

Working capital

€47k▲ 398%

2023 · €9k

2021: €-145k 2022: €-126k 2023: €9k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€2k-€4k▲ 54.4%€75k▲ 2,024%€188k▲ 151%

Operating result€-8k-€9k€100k▲ 966%€206k▲ 106%

Net result€-8k-€1k€72k▲ 5,645%€113k▲ 58.0%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen three years in a row; 2024 is 106% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €611k

29.4%

70.6%

Fixed assets €180k ▲ 11.5%

Current assets €431k ▲ 24.2%

Equity and liabilities €611k

30.8%

69.2%

Equity €188k ▲ 151%

Debt €423k ▼ 2.5%

Debt's share of the balance-sheet total falls from 85.2% to 69.2%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€233k▲

2023 · €128k

Cash flow

€140k▲

2023 · €100k

Current ratio

1.12▲

2023 · 1.03

Debt to equity

2.24▼

2023 · 5.76

ROE

60.1%▼

2023 · 95.3%

ROA

18.5%▲

2023 · 14.1%

Interest coverage

8.09▼

2023 · 13.47

Debt ≤ 1 year

€384k▲

2023 · €338k

Debt > 1 year

€26k

Income taxes

€64k▲

2023 · €19k

Staff costs

€1.00M▲

2023 · €977k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines

Balance sheet Code20232024

Assets

Total assets20/58€508k€611k▲

Fixed assets21/28€161k€180k▲

Intangible fixed assets21€36k€31k▼

Tangible fixed assets22/27€125k€148k▲

Plant, machinery and equipment23€11k€11k▲

Furniture and vehicles24€5k€44k▲

Other tangible fixed assets26€110k€94k▼

Financial fixed assets28€250€250=

Current assets29/58€347k€431k▲

Amounts receivable within one year40/41€84k€78k▼

Trade receivables40€84k€78k▼

Cash at bank and in hand54/58€53k€350k▲

Deferred charges and accrued income490/1€209k€3k▼

Equity and liabilities

Total equity and liabilities10/49€508k€611k▲

Equity10/15€75k€188k▲

Contributions10/11€10k€10k=

Profit (loss) carried forward14€65k€178k▲

Amounts payable17/49€433k€423k▼

Amounts payable after more than one year17-€26k

Financial debts170/4-€26k

Amounts payable within one year42/48€338k€384k▲

Current portion of amounts payable after more than one year42-€6k

Financial debts43€26k€26k=

Credit institutions430/8€26k€26k=

Trade debts44€75k€133k▲

Suppliers440/4€75k€133k▲

Advances received on contracts in progress46€250€988▲

Taxes, remuneration and social security45€198k€193k▼

Taxes450/3€26k€81k▲

Remuneration and social security454/9€172k€112k▼

Other amounts payable47/48€39k€25k▼

Accrued charges and deferred income492/3€96k€13k▼

Income statement Code20232024

Remuneration, social security and pensions62€977k€1.00M▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€27k▼

Other operating charges640/8€34k€101k▲

Gross operating margin9900€1.14M€1.34M▲

Operating profit (loss)9901€100k€206k▲

Financial income75/76B€128€112▼

Recurring financial income75€128€112▼

Financial charges65/66B€10k€29k▲

Recurring financial charges65€10k€29k▲

Profit (loss) for the period before taxes9903€91k€177k▲

Income taxes67/77€19k€64k▲

Profit (loss) for the period9904€72k€113k▲

Profit (loss) for the period to be appropriated9905€72k€113k▲

Appropriation of the result

Profit (loss) to be appropriated9906€65k€178k▲

Profit (loss) brought forward from the previous period14P€-6k€65k▲

Social balance

Average headcount (FTE)9087-29.2

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 61 days late

2024

31-12

Financial Highest result since 2021net €113k ▲58%

Operating result €206k, net result €113k, both a record.

31-12

Financial Equity above €150kEq €188k ▲151%

3 profitable years in a row build equity to €188k.

26-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

25-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Back to profitnet €1k

Net result €1k after one loss-making year.

22-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Katelijne-Waver · 6 establishment units since 2021

establishment All 6 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wilsonstraat 1192860 Sint-Katelijne-Waver

Ground area

6,662 m²

Building footprint

2,134 m²

Volume, LiDAR

17,131 m³

6 parcels, Flanders · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.

6 establishment units

De Prins van Lint

Moederhoefstraat 242, 2547 LintDay nurseries and crèches

since 20212.315.165.019

De Droomprins

Wilsonstraat 119, 2860 Sint-Katelijne-WaverDay nurseries and crèches

since 20212.315.165.118

Minnie

Liersesteenweg 95A, 2860 Sint-Katelijne-WaverDay nurseries and crèches

since 20212.315.165.217

Olafjes

Stationsstraat 82, 2860 Sint-Katelijne-WaverDay nurseries and crèches

since 20212.315.165.316

Stationneke

Hendrik Consciencestraat 40, 2800 MechelenDay nurseries and crèches

since 20212.315.165.415

Kiliaanstraat 2, 2570 Duffel

Event catering

since 20222.332.876.328

6 parcels

Flanders 6 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12403D0078/00A006	Flanders	2,600 m²	1 · 631 m²	19.7 m · 5 fl.
11025D0051/00T003	Flanders	1,480 m²	1 · 909 m²	6.4 m · 1 fl.
12035A0324/00S004	Flanders	901 m²	1 · 188 m²	8.0 m · 2 fl.
12035A0442/00D000	Flanders	881 m²	1 · 151 m²	7.8 m · 2 fl.
12035E0320/00V002	Flanders	426 m²	1 · 150 m²	8.2 m · 2 fl.
12009A0628/00E000	Flanders	375 m²	1 · 104 m²	12.2 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 5

6 of 6 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 12 entries · 4,806,619 EUR awarded · 4,806,619 EUR paid

Year	Entries	awarded	paid
2025	3	1,657,474 EUR	1,657,474 EUR
2024	3	1,538,037 EUR	1,538,037 EUR
2023	4	916,519 EUR	916,519 EUR
2022	2	694,589 EUR	694,589 EUR

Schemes

Subsidies voorschoolse kinderopvang

4 entries · 6,076,927 EUR · 6,076,927 EUR paid · Opgroeien regie

Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023

1 entry · 21,240 EUR · 21,240 EUR paid · Vlaams Infrastructuurfonds voor Persoonsgebonden Aangelegenheden

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

3 entries · 1,488 EUR · 1,488 EUR paid · Fonds voor Innoveren en Ondernemen

Inkomenstarief kinderopvang

4 entries · -1,293,036 EUR · -1,293,036 EUR paid · Opgroeien regie

Recognitions · licences · registrations

Food safety, FASFC

6 sites

Duffel2.332.876.328

1 permission

Toelating · Centrale grootkeuken · since 19-07-2022

Lint2.315.165.019

1 permission

Toelating · Crèche (enkel distributie maaltijden) · since 14-04-2021

Mechelen2.315.165.415

1 permission

Toelating · Crèche (bereiding - distributie maaltijden) · since 14-04-2021

Sint-Katelijne-Waver2.315.165.118

1 permission

Toelating · Crèche (enkel distributie maaltijden) · since 14-04-2021

Show 2 more sites

Sint-Katelijne-Waver2.315.165.217

1 permission

Toelating · Crèche (enkel distributie maaltijden) · since 14-04-2021

Sint-Katelijne-Waver2.315.165.316

1 permission

Toelating · Crèche (bereiding - distributie maaltijden) · since 14-04-2021