Summary
Ovaaldesign is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2021 annual accounts show equity of €11k and a net result of €10k. Its solvency ranks better than 35% of 2784 sector peers (fiscal year 2021). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2021 was due by 31-01-2022 and was filed on 10-02-2022, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2021
10 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2021, micro schema
Equity
€11k
Net result
€10k
Total assets
€35k
Solvency
30.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €35k
Fixed assets
€9k
Current assets
€26k
Equity and liabilities €35k
Equity
€11k
Debt
€24k
Debt finances 69.6% of the balance-sheet total.
Key figures and ratios
ROE
95.3%
ROA
29.0%
Debt ≤ 1 year
€24k
Income taxes
€7k
Filed annual accounts As filed with the NBB · 2021 · 20 lines
Balance sheet
Code2021
Assets
Total assets20/58€35k
Fixed assets21/28€9k
Tangible fixed assets22/27€9k
Current assets29/58€26k
Amounts receivable within one year40/41€14k
Cash at bank and in hand54/58€11k
Equity and liabilities
Total equity and liabilities10/49€35k
Equity10/15€11k
Reserves13€10k
Amounts payable17/49€24k
Amounts payable within one year42/48€24k
Trade debts44€5k
Income statement
Code2021
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€818
Gross operating margin9900€20k
Operating profit (loss)9901€17k
Recurring financial charges65€4
Profit (loss) for the period before taxes9903€17k
Income taxes67/77€7k
Profit (loss) for the period9904€10k
Profit (loss) for the period to be appropriated9905€10k
Timeline · acts, filings and financial milestones
2022
10-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Den Bunker 149800 DeinzeGround area
328 m²
Building footprint
62 m²
Parcel 44004A1037/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
Ovaaldesign
since 20202.309.596.724
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004A1037/00K000 | Flanders | 328 m² | 1 · 62 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RS INSURANCE
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ALEON
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Huldenberg · Eq €10,621
STEFAN JAEKEN
BE 0563.449.145
Tongeren-Borgloon · Eq €10,790
BELTONIC
BE 1025.767.872
Pittem · Eq €10,585
L'Auxiliaire commercial Assurances
BE 0426.114.367
Nivelles · Eq €10,826
Of 4,683 companies in sector 66220 we hold annual accounts for 3,228. 1,052 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded16-11-2020
Fiscal year end30-06
Activities, NACEBEL 2025
66220Insurance agents and brokers
46190Agents in non-specialised wholesale trade
68310Real estate agency activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:louis.de.rycke.prive@gmail.com
Phone:0471582484