OVA CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of OVA CONCEPT is 2.5% (moderate). The 2025 annual accounts show equity of €4k and a net result of €429. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 7453 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-2
Solvency86▼-14
Growth52=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 09-03-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 d early
2024
27 d early
2023
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close24-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▲ 11.5%
2024 · €4k
2023: €3k
2024: €4k
2023 → 2025
Total assets
€7k▲ 75.4%
2024 · €4k
2023: €6k
2024: €4k
2023 → 2025
Net result
€429▲ 57.2%
2024 · €273
2023: €465
2024: €273
2023 → 2025
Working capital
€4k▲ 11.5%
2024 · €4k
2023: €3k
2024: €4k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€3k-€4k▲ 7.9%€4k▲ 11.5%
Operating result€664-€488▼ 26.5%€681▲ 39.6%
Net result€465-€273▼ 41.3%€429▲ 57.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €7k
Equity
€4k ▲ 11.5%
Debt
€3k ▲ 1,789%
Debt's share of the balance-sheet total rises from 3.6% to 38.7%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.58
Debt to equity
0.63
ROE
10.3%
ROA
6.3%
Debt ≤ 1 year
€3k▲
2024 · €139
Income taxes
€162▲
2024 · €93
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4k€7k▲
Current assets29/58€4k€7k▲
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40-€870
Other amounts receivable41€2k€627▼
Cash at bank and in hand54/58€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€4k€7k▲
Equity10/15€4k€4k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€738€1k▲
Amounts payable17/49€139€3k▲
Amounts payable within one year42/48€139€3k▲
Trade debts44€46€255▲
Suppliers440/4€46€255▲
Taxes, remuneration and social security45€93€162▲
Taxes450/3€93€162▲
Other amounts payable47/48-€2k
Income statement
Code20242025
Other operating charges640/8€101€583▲
Gross operating margin9900€589€1k▲
Operating profit (loss)9901€488€681▲
Financial charges65/66B€121€90▼
Recurring financial charges65€121€90▼
Profit (loss) for the period before taxes9903€367€591▲
Income taxes67/77€93€162▲
Profit (loss) for the period9904€273€429▲
Profit (loss) for the period to be appropriated9905€273€429▲
Appropriation of the result
Profit (loss) to be appropriated9906€738€1k▲
Profit (loss) brought forward from the previous period14P€465€738▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
Financial
Weakest financial yearnet €273 ▼41.3%
Net result drops to €273, the lowest in the series; recovery starts the following year.
31-08
Financial
Liquidity times 11current ratio 27.81
Current ratio from 2.60 to 27.81; short-term debt falls from €2k to €139.
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hélécine · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Centre, Lins. 321357 HélécineGround area
344 m²
Building footprint
63 m²
Volume, LiDAR
575 m³
Parcel 25057F0191/00P000, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OVA CONCEPT SRL
since 20222.329.730.558
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25057F0191/00P000 | Wallonia | 344 m² | 1 · 63 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Claeys Concepts
BE 1010.901.039
Kalmthout · Eq €4,167
Isovera
BE 0507.919.714
Hasselt · Eq €4,168
ENESSA
BE 0884.294.659
Brasschaat · Eq €4,166
AMADI
BE 1025.166.373
Ninove · Eq €4,164
AG FOR YOU
BE 0734.718.283
Wemmel · Eq €4,171
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 5,749 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2022
Fiscal year end31-08
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.