OVA
ActiveOVA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €66k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 12632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
65
/ 100
Healthy▼ -28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency12▼-88
Growth58▼-20
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 5.83 in 2024), and 98.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.6%
Return on assets
22.6%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 12632 sector peers (2025).
NBB · sector comparisonPosition among 12632 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
71 d late
2023
31 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 97.4%
2024 · €178k
2022: €51k
2023: €112k
2024: €178k
2022 → 2025
Total assets
€294k▲ 36.4%
2024 · €215k
2022: €100k
2023: €150k
2024: €215k
2022 → 2025
Net result
€66k▲ 0.5%
2024 · €66k
2022: €49k
2023: €62k
2024: €66k
2022 → 2025
Working capital
€5k▼ 97.4%
2024 · €178k
2022: €51k
2023: €112k
2024: €178k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€51k-€112k▲ 121%€178k▲ 58.6%€5k▼ 97.4%
Operating result€61k-€77k▲ 26.5%€84k▲ 9.0%€85k▲ 1.2%
Net result€49k-€62k▲ 26.3%€66k▲ 6.8%€66k▲ 0.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 1% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €294k
Equity
€5k▼ 97.4%
Debt
€289k▲ 683%
The debt ratio rises from 17.2% to 98.4%: debt grows while equity shrinks.
Key figures and ratios
Solvency
1.6%▼
2024 · 82.8%
Current ratio
1.02▼
2024 · 5.83
Quick ratio
1.02▼
2024 · 5.83
Debt / equity
63.00▲
2024 · 0.21
ROA
22.6%▼
2024 · 30.6%
Debt
€289k▲
2024 · €37k
Debt ≤ 1 year
€289k▲
2024 · €37k
Income taxes
€17k▲
2024 · €17k
A ratio outside any meaningful range has been withheld (balance sheet total €294k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€294k▲
Current assets29/58€215k€294k▲
Amounts receivable within one year40/41€58k€55k▼
Trade receivables40€50k€48k▼
Other amounts receivable41€8k€7k▼
Cash at bank and in hand54/58€157k€239k▲
Equity and liabilities
Total equity and liabilities10/49€215k€294k▲
Equity10/15€178k€5k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€176k€3k▼
Amounts payable17/49€37k€289k▲
Amounts payable within one year42/48€37k€289k▲
Trade debts44€10€19▲
Suppliers440/4€10€19▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€12k€14k▲
Other amounts payable47/48€25k€275k▲
Income statement
Code20242025
Other operating charges640/8€64€288▲
Gross operating margin9900€84k€86k▲
Operating profit (loss)9901€84k€85k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€83k€83k▲
Income taxes67/77€17k€17k▲
Profit (loss) for the period9904€66k€66k▲
Profit (loss) for the period to be appropriated9905€66k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€176k€243k▲
Profit (loss) brought forward from the previous period14P€110k€176k▲
Profit to be distributed694/7-€240k
Return on contributions (dividend)694-€240k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €66k ▲0.5%
Operating result €85k, net result €66k, both a record.
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Equity above €150kEq €178k ▲58.6%
3 profitable years in a row build equity to €178k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Equity above €100kEq €112k ▲121%
2 profitable years in a row build equity to €112k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eerlijkheidsstraat 91050 ElseneGround area
90 m²
Building footprint
51 m²
Volume, LiDAR
501 m³
Parcel 21446F0009/00F005, Brussels · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446F0009/00F005 | Brussels | 90 m² | 1 · 51 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
C&D COMPTA
BE 0770.251.858
La Louvière · Eq €5k
FICOSE
BE 1014.455.197
Gent · Eq €5k
JCDV Consulting
BE 0695.800.893
Evergem · Eq €5k
VIP Conseil
BE 0759.952.042
Ciney · Eq €5k
VAN WEEHAEGHE YVES
BE 0473.683.860
Waregem · Eq €5k
Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 1,917 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.