OutKept
ActiveOutKept has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €8k. Equity is growing by ~41.3% per year across the filed fiscal years. Its solvency ranks better than 13% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+56
Solvency32▼-2
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 2.22 in 2024; short-term debt: 26.4% and cash: 21.4% of total assets), but 92.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.1%
Return on assets
1.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 16941 sector peers (2025).
NBB · sector comparisonPosition among 16941 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
26 d late
2024
88 d late
2023
31 d late
2022
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 29.7%
2024 · €28k
2022: €-18k
2023: €373k
2024: €28k
2022 → 2025
Total assets
€509k▲ 68.8%
2024 · €302k
2022: €17k
2023: €491k
2024: €302k
2022 → 2025
Net result
€8k
2024 · €-345k
2022: €-23k
2023: €-109k
2024: €-345k
2022 → 2025
Working capital
€125k▼ 15.7%
2024 · €148k
2022: €5k
2023: €433k
2024: €148k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-18k-€373k€28k▼ 92.6%€36k▲ 29.7%
Operating result€-23k-€-109k▼ 379%€-344k▼ 216%€19k
Net result€-23k-€-109k▼ 368%€-345k▼ 217%€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €344k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €509k
Fixed assets
€250k▲ 671%
Current assets
€259k▼ 3.8%
Equity and liabilities €509k
Equity
€36k▲ 29.7%
Debt
€473k▲ 72.7%
The debt ratio rises from 90.8% to 92.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €-337k
Cash flow
€39k▲
2024 · €-338k
Solvency
7.1%▼
2024 · 9.2%
Current ratio
1.93▼
2024 · 2.22
Quick ratio
1.93▼
2024 · 2.22
Debt / equity
13.17▲
2024 · 9.89
ROE
22.9%
ROA
1.6%▲
2024 · -114.4%
Interest coverage
4.21▲
2024 · -162.37
Debt
€473k▲
2024 · €274k
Debt ≤ 1 year
€134k▲
2024 · €122k
Debt > 1 year
€134k▲
2024 · €34k
Staff costs
€278k▲
2024 · €239k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€302k€509k▲
Fixed assets21/28€32k€250k▲
Intangible fixed assets21€30k€249k▲
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€269k€259k▼
Amounts receivable within one year40/41€205k€93k▼
Trade receivables40€196k€63k▼
Other amounts receivable41€9k€30k▲
Cash at bank and in hand54/58€64k€109k▲
Deferred charges and accrued income490/1-€57k
Equity and liabilities
Total equity and liabilities10/49€302k€509k▲
Equity10/15€28k€36k▲
Contributions10/11€505k€505k=
Profit (loss) carried forward14€-477k€-469k▲
Amounts payable17/49€274k€473k▲
Amounts payable after more than one year17€34k€134k▲
Financial debts170/4-€100k
Other amounts payable178/9€34k€34k=
Amounts payable within one year42/48€122k€134k▲
Trade debts44€69k€52k▼
Suppliers440/4€69k€52k▼
Taxes, remuneration and social security45€45k€71k▲
Taxes450/3€7k€27k▲
Remuneration and social security454/9€38k€44k▲
Other amounts payable47/48€8k€12k▲
Accrued charges and deferred income492/3€118k€205k▲
Income statement
Code20242025
Remuneration, social security and pensions62€239k€278k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€31k▲
Other operating charges640/8€141€1k▲
Gross operating margin9900€-98k€329k▲
Operating profit (loss)9901€-344k€19k▲
Financial income75/76B€1k€683▼
Recurring financial income75€1k€683▼
Financial charges65/66B€2k€12k▲
Recurring financial charges65€2k€12k▲
Profit (loss) for the period before taxes9903€-345k€8k▲
Profit (loss) for the period9904€-345k€8k▲
Profit (loss) for the period to be appropriated9905€-345k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-477k€-469k▲
Profit (loss) brought forward from the previous period14P€-132k€-477k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
State Gazette act
General meeting · Director resignationGeneral meeting · Director resignation · Director appointment8 facts ▸
State Gazette act
General meeting · Director resignation
General meeting · Director resignation · Director appointment8 facts ▸
- General meeting, 2026-07-24
- Director resignation, Dieter Tinel (bestuurder)
- Director resignation, Trifinco BV (bestuurder)
- Director appointment, Jean-Marie Vliegen (bestuurder)
- Director appointment, Thibaut De Maerteleire (bestuurder)
- Mandate compensation, Jean-Marie Vliegen
- Mandate compensation, Thibaut De Maerteleire
- Publication mandate, 2026-08-27
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
31-12
Financial
Weakest financial yearnet €-345k
Net result drops to €-345k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Liquidity times 8current ratio 11.21
Current ratio from 1.41 to 11.21.
31-12
Financial
Equity above €200kEq €373k
Equity rises from €-18k to €373k.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2026
Jean-Marie Vliegen
CurrentDirector · since 24-07-2026
Thibaut De Maerteleire
CurrentDirector · since 24-07-2026
24-07-2026
Jean-Marie Vliegen: Appointed as Director
24-07-2026
Thibaut De Maerteleire: Appointed as Director
24-07-2026
Trifinco BV: Resigned as Director
23-06-2025
Dieter Tinel: Resigned as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sassevaartstraat 469000 GentGround area
2.2 ha
Building footprint
1.6 ha
Volume, LiDAR
68,159 m³
Parcel 44021A2735/00X002, Flanders · tallest building 23.8 m. Linked by address, not a title deed.
1 establishment unit
OutKept
since 20212.318.892.589
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A2735/00X002 | Flanders | 2.2 ha | 1 · 1.6 ha | 23.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 10 entries · 128,067 EUR awarded · 83,200 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 11,867 EUR | 4,500 EUR |
| 2024 | 2 | 50,000 EUR | 19,700 EUR |
| 2023 | 3 | 16,200 EUR | 34,000 EUR |
| 2022 | 1 | 50,000 EUR | 25,000 EUR |
Schemes
Innovatieve starterssteun
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies voor internationaal ondernemen
Similar companies · same sector, comparable size
CONCLUSIVE SOLUTIONS
BE 0474.587.445
Antwerpen · Eq €36k
KOSIFLER
BE 1005.264.250
Meise · Eq €36k
IDB CONSULTING
BE 1020.924.208
Oudsbergen · Eq €36k
DO-PROTECT
BE 1017.575.332
Lebbeke · Eq €36k
Hatch Management
BE 1021.738.612
Namur · Eq €36k
Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 14,748 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
58290Other software publishing
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.