FuturWork
ActiveFuturWork has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €24k and a net result of €-20k. Equity is growing by ~50.8% per year across the filed fiscal years. Its solvency ranks better than 16% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability6▼-94
Solvency38▼-16
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.4 against 1.34 in 2023; short-term debt: 67.2% and cash: 0.5% of total assets), and 87.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.7%
Return on assets
-10.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 37959 sector peers (2024).
NBB · sector comparisonPosition among 37959 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
62 d early
2022
47 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€24k▼ 44.8%
2023 · €44k
2022: €-407
2023: €44k
2022 → 2024
Total assets
€191k▲ 27.2%
2023 · €150k
2022: €56k
2023: €150k
2022 → 2024
Net result
€-20k
2023 · €44k
2022: €-5k
2023: €44k
2022 → 2024
Working capital
€51k▲ 42.7%
2023 · €36k
2022: €-3k
2023: €36k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€-407-€44k€24k▼ 44.8%
Operating result€-4k-€62k€-19k
Net result€-5k-€44k€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €19k after €62k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €191k
Fixed assets
€12k▲ 30.9%
Current assets
€180k▲ 27.0%
Equity and liabilities €191k
Equity
€24k▼ 44.8%
Debt
€167k▲ 57.0%
The debt ratio rises from 70.7% to 87.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-16k▼
2023 · €64k
Cash flow
€-17k▼
2023 · €46k
Solvency
12.7%▼
2023 · 29.3%
Current ratio
1.40▲
2023 · 1.34
Quick ratio
1.40▲
2023 · 1.34
Debt / equity
6.88▲
2023 · 2.42
ROE
-81.2%▼
2023 · 100.9%
ROA
-10.3%▼
2023 · 29.5%
Interest coverage
-3.58▼
2023 · 133.33
Debt
€167k▲
2023 · €106k
Debt ≤ 1 year
€128k▲
2023 · €106k
Debt > 1 year
€37k
Income taxes
€-3k▼
2023 · €17k
Staff costs
€38k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€150k€191k▲
Fixed assets21/28€9k€12k▲
Intangible fixed assets21€9k€12k▲
Financial fixed assets28€200€200=
Current assets29/58€141k€180k▲
Amounts receivable within one year40/41€116k€174k▲
Trade receivables40€116k€170k▲
Other amounts receivable41€0€5k▲
Cash at bank and in hand54/58€20k€943▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€150k€191k▲
Equity10/15€44k€24k▼
Contributions10/11€5k€5k=
Reserves13€38k€19k▼
Distributable reserves133€38k€19k▼
Profit (loss) carried forward14€979€0▼
Amounts payable17/49€106k€167k▲
Amounts payable after more than one year17-€37k
Financial debts170/4-€37k
Amounts payable within one year42/48€106k€128k▲
Current portion of amounts payable after more than one year42-€9k
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€47k€94k▲
Suppliers440/4€47k€94k▲
Taxes, remuneration and social security45€50k€24k▼
Taxes450/3€49k€23k▼
Remuneration and social security454/9€1k€895▼
Other amounts payable47/48€8k€0▼
Accrued charges and deferred income492/3€785€2k▲
Income statement
Code20232024
Non-recurring operating income76A€160€200▲
Remuneration, social security and pensions62€9k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€0€387▲
Non-recurring operating charges66A-€496
Gross operating margin9900€73k€24k▼
Operating profit (loss)9901€62k€-19k▼
Financial income75/76B€9€62▲
Recurring financial income75€9€62▲
Financial charges65/66B€478€4k▲
Recurring financial charges65€478€4k▲
Profit (loss) for the period before taxes9903€61k€-23k▼
Income taxes67/77€17k€-3k▼
Profit (loss) for the period9904€44k€-20k▼
Profit (loss) for the period to be appropriated9905€44k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€-19k▼
Profit (loss) brought forward from the previous period14P€-5k€979▲
Transfer from equity791/2-€19k
Transfer to equity691/2€38k€0▼
To other reserves6921€38k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-20k ▼144%
Net result drops to €-20k, the lowest in the series.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 2311050 ElseneGround area
5,672 m²
Building footprint
3,878 m²
Volume, LiDAR
86,391 m³
Parcel 21807G0131/00T000, Brussels · tallest building 45.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
FuturWork
since 20212.322.614.916
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0131/00T000 | Brussels | 5,672 m² | 1 · 3,878 m² | 45.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 32,606 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.