OURO BRANCO
ActiveOURO BRANCO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €121k and a net result of €10k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
71
/ 100
Healthy▼ -29 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability43▼-57
Solvency56▼-41
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 2.22 in 2023), and 69.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-11-2025, 117 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
117 d late
2023
481 d late
2022
123 d late
2021
137 d late
2020
74 d late
2019
94 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€121k▲ 9.5%
2023 · €111k
2018: €42k
2019: €55k
2020: €61k
2021: €82k
2022: €77k
2023: €111k
2018 → 2024
Total assets
€397k▲ 101%
2023 · €198k
2018: €89k
2019: €66k
2020: €134k
2021: €173k
2022: €161k
2023: €198k
2018 → 2024
Net result
€10k▼ 68.9%
2023 · €34k
2018: €5k
2019: €14k
2020: €6k
2021: €20k
2022: €-5k
2023: €34k
2018 → 2024
Working capital
€98k▲ 30.3%
2023 · €75k
2018: €38k
2019: €53k
2020: €67k
2021: €57k
2022: €45k
2023: €75k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€61k-€82k▲ 33.3%€77k▼ 6.1%€111k▲ 43.7%€121k▲ 9.5%
Operating result€9k-€32k▲ 245%€-3k€60k€34k▼ 43.6%
Net result€6k-€20k▲ 235%€-5k€34k€10k▼ 68.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 44% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €397k
Fixed assets
€40k▼ 34.0%
Current assets
€357k▲ 161%
Equity and liabilities €397k
Equity
€121k▲ 9.5%
Debt
€276k▲ 216%
The debt ratio rises from 44.2% to 69.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€55k▼
2023 · €80k
Cash flow
€31k▼
2023 · €53k
Solvency
30.5%▼
2023 · 55.8%
Current ratio
1.38▼
2023 · 2.22
Quick ratio
1.38▼
2023 · 2.22
Debt / equity
2.28▲
2023 · 0.79
ROE
8.6%▼
2023 · 30.4%
ROA
2.6%▼
2023 · 17.0%
Interest coverage
5.46▼
2023 · 8.52
Debt
€276k▲
2023 · €88k
Debt ≤ 1 year
€259k▲
2023 · €62k
Debt > 1 year
€17k▼
2023 · €26k
Income taxes
€14k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€198k€397k▲
Fixed assets21/28€61k€40k▼
Tangible fixed assets22/27€61k€40k▼
Plant, machinery and equipment23€3k€2k▼
Leasing and similar rights25€58k€38k▼
Current assets29/58€137k€357k▲
Amounts receivable after more than one year29€46k€46k=
Other amounts receivable291€46k€46k=
Amounts receivable within one year40/41€20k€240k▲
Trade receivables40€4k€220k▲
Other amounts receivable41€16k€20k▲
Cash at bank and in hand54/58€70k€70k▲
Equity and liabilities
Total equity and liabilities10/49€198k€397k▲
Equity10/15€111k€121k▲
Contributions10/11€100€100=
Reserves13€38k€38k=
Non-distributable reserves130/1€38k€38k=
Reserves not available under the articles1311€38k€38k=
Profit (loss) carried forward14€73k€83k▲
Amounts payable17/49€88k€276k▲
Amounts payable after more than one year17€26k€17k▼
Financial debts170/4€26k€17k▼
Amounts payable within one year42/48€62k€259k▲
Current portion of amounts payable after more than one year42€19k€9k▼
Trade debts44€20k€222k▲
Suppliers440/4€20k€222k▲
Taxes, remuneration and social security45€23k€28k▲
Taxes450/3€23k€28k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€21k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€86k€58k▼
Operating profit (loss)9901€60k€34k▼
Financial income75/76B€18€899▲
Recurring financial income75€18€899▲
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€51k€25k▼
Income taxes67/77€17k€14k▼
Profit (loss) for the period9904€34k€10k▼
Profit (loss) for the period to be appropriated9905€34k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€83k▲
Profit (loss) brought forward from the previous period14P€39k€73k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 117 days late
24-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 481 days late
2023
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-12
Financial
Equity above €100kEq €111k ▲43.7%
Equity rises from €77k to €111k.
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 123 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼124%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 137 days late
2021
13-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 74 days late
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 94 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 6.14
Current ratio from 1.80 to 6.14; short-term debt falls from €47k to €10k.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-10-2025
ROSA SILVA Mateus Rafael: Resigned as Manager
15-11-2018
Dagher Habib: Resigned as Manager
01-05-2017
Rosa Silva Mateus: Resigned as Manager
12-10-2015
DE JESUS RODRIGUES ARAUJO Otavio: Resigned as Manager
12-10-2015
ETERNO ANDRADE DE OLIVEIRA Divino: Resigned as Manager
27-11-2014
FERREIRA LOURENCO José Maria: Resigned as Manager
07-11-2013
DE JESUS RODRIGUES ARAUJO Otavio: Resigned as Manager
07-11-2013
RINDONE Salvatore Oreste Antonio: Resigned as Manager
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindenlaan(BEV) 1999120 Beveren-Kruibeke-ZwijndrechtGround area
1,168 m²
Building footprint
369 m²
Volume, LiDAR
5,259 m³
2 parcels, Brussels, Flanders · tallest building 30.6 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
OURO BRANCO
since 20132.224.039.556
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46503C0893/00F000 | Flanders | 878 m² | 1 · 206 m² | 5.8 m · 1 fl. |
| 21007A0100/00R002 | Brussels | 290 m² | 1 · 163 m² | 30.6 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Creaplus Ramen
BE 0842.979.290
Beringen · Eq €121k
BARABAS FURNITURE
BE 0881.620.231
Dendermonde · Eq €121k
IM RENOVATIONS
BE 0800.056.493
Koekelberg · Eq €121k
TOITURES MDS ALAIN
BE 0738.504.451
Sint-Pieters-Leeuw · Eq €121k
VERTICAL SOLUTION
BE 0733.829.546
Beersel · Eq €121k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 12,822 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ourobranco@outlook.be