Admin & Services
ActiveThe computed 12-month bankruptcy probability of Admin & Services is 1.8% (moderate). The 2024 annual accounts show equity of €12k and a net result of €22k. Equity is growing by ~260.7% per year across the filed fiscal years. Its solvency ranks better than 10% of 11123 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
63
/ 100
Healthy▲ +50 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency13▼-30
Growth52=
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.93 in 2023), and 97.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
2.3%
Return on assets
4.2%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 11123 sector peers (2024).
NBB · sector comparisonPosition among 11123 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
32 d late
2021
106 d late
2020
89 d late
2019
53 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€12k
2023 · €-10k
2022: €-52k
2023: €-10k
2022 → 2024
Total assets
€541k▲ 86.3%
2023 · €290k
2022: €180k
2023: €290k
2022 → 2024
Net result
€22k▼ 46.4%
2023 · €42k
2022: €81k
2023: €42k
2022 → 2024
Working capital
€4k
2023 · €-22k
2022: €-60k
2023: €-22k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€-52k-€-10k▲ 80.5%€12k
Operating result€83k-€42k▼ 49.0%€23k▼ 46.4%
Net result€81k-€42k▼ 48.4%€22k▼ 46.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 46% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €541k
Fixed assets
€10k▼ 19.3%
Current assets
€531k▲ 90.9%
Equity and liabilities €541k
Equity
€12k
Debt
€528k
Debt finances 97.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€26k▼
2023 · €43k
Cash flow
€26k▼
2023 · €43k
Solvency
2.3%▲
2023 · -3.5%
Current ratio
1.01▲
2023 · 0.93
Quick ratio
0.98▲
2023 · 0.93
Debt / equity
42.80▲
2023 · -29.65
ROE
182.1%▲
2023 · -413.6%
ROA
4.2%▼
2023 · 14.4%
Interest coverage
40.66▼
2023 · 152.10
Debt
€528k▲
2023 · €300k
Debt ≤ 1 year
€527k▲
2023 · €300k
Staff costs
€33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Total assets
20/58€290k€541k▲
Fixed assets
21/28€12k€10k▼
Tangible fixed assets
22/27€10k€8k▼
Financial fixed assets
28€2k€2k=
Current assets
29/58€278k€531k▲
Stocks & contracts in progress
3-€14k
Amounts receivable within one year
40/41€205k€464k▲
Cash & bank
54/58€72k€53k▼
Total equity & liabilities
10/49€290k€541k▲
Equity
10/15€-10k€12k▲
Contributions / capital
10/11€6k€6k=
Reserves
13€14k€14k=
Accumulated profits (losses)
14€-30k€-8k▲
Amounts payable
17/49€300k€528k▲
Amounts payable within one year
42/48€300k€527k▲
Trade debts payable within one year
44€43k€303k▲
Income statement
Code20232024
Gross operating margin
9900€44k€65k▲
Operating result
9901€42k€23k▼
Financial income
75€0€503▲
Financial charges
65€281€649▲
Result before taxes
9903€42k€22k▼
Net result for the period
9904€42k€22k▼
Result to be appropriated
9905€42k€22k▼
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €22k ▼46.4%
Net result drops to €22k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
05-02
State Gazette act
Registered-office change
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
14-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 106 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 54 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
FORBAT
BE 0891.609.944
Roosdaal · Eq €12k
METAMORPH'HOUSE
BE 0809.939.904
Mons · Eq €12k
DALLSYS
BE 0722.704.537
Anderlecht · Eq €12k
Body Build
BE 0768.866.540
Gent · Eq €12k
ECO RACK
BE 0772.755.844
Manage · Eq €12k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,133. 4,209 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2012
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43995Specialised construction activities
43211General electrical installation work
43221Plumbing work
43320Joinery installation
43910Bricklaying and masonry work
43994Specialised construction activities
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 26-08-2026. Scores and ratios are computed by Checked and are not a credit decision.