Financials
- Financial year
- 2025
- Total assets
- €267,540
- Profit
- €1,020
- Solvency
- 31.5%
Total assets▲ 3.8%
Net result
20192025
OTRA
ActiveSummary
The computed 12-month bankruptcy probability of OTRA is 2.0% (moderate). The 2025 annual accounts show equity of €84,311 and a net result of €1,020. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 38% of 9,316 sector peers (NACE 41, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€267,540total assets 2025
- Equity
- €84,311
- Profit
- €1,020
Structure
- RUIDANT DenisDirector
- RUIDANT LaurentDirector
2025 accounts 16 days early2 of 3 deeds summarised
Why 53raises riskSector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €267,5401 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 15-07-2026)Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 31% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Weak
Solvency
57=
equity 31.5% of total assets
Liquidity
27+8
short-term debt 51.2% · cash 2.0%
Profitability
40-39
return on assets 0.4%
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.2%
12-2024: 1.2%● unchanged vs 11-2024
01-2025: 1.1%▼ -0.1 percentage points vs 12-2024lowest value
02-2025: 1.1%● unchanged vs 01-2025lowest value
03-2025: 1.1%● unchanged vs 02-2025lowest value
04-2025: 1.3%▲ +0.2 percentage points vs 03-2025
05-2025: 2.2%▲ +0.9 percentage points vs 04-2025
06-2025: 2.2%● unchanged vs 05-2025
07-2025: 2.4%▲ +0.2 percentage points vs 06-2025
08-2025: 3.6%▲ +1.2 percentage points vs 07-2025
09-2025: 4.2%▲ +0.6 percentage points vs 08-2025
10-2025: 4.2%● unchanged vs 09-2025
11-2025: 4.2%● unchanged vs 10-2025
12-2025: 3.7%▼ -0.5 percentage points vs 11-2025
01-2026: 3.6%▼ -0.1 percentage points vs 12-2025
02-2026: 3.6%● unchanged vs 01-2026
03-2026: 3.6%● unchanged vs 02-2026
04-2026: 4.0%▲ +0.4 percentage points vs 03-2026
05-2026: 4.3%▲ +0.3 percentage points vs 04-2026highest value
06-2026: 3.4%▼ -0.9 percentage points vs 05-2026
07-2026: 3.6%▲ +0.2 percentage points vs 06-2026
08-2026: 2.2%▼ -1.4 percentage points vs 07-2026
09-2026: 2.0%▼ -0.2 percentage points vs 08-2026
10-2026: 2.0%● unchanged vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.92, compared with 1.64 in 2024, above the usual 1.5; short-term debt: 51.2% and cash: 2% of total assets), but 68.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 39% on solvency, 22% on liquidity, 24% on profitability and 39% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
16 days early
2024
29 days late
2023
30 days late
2022
24 days early
2021
30 days early
2020
29 days late
2019
12 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Registered officeRegistered-office move
Key points
By topic
Board & ownership
- Board
- 2 members
- Known shareholders
- 99.99%
- RUIDANT DenisDirector
- RUIDANT LaurentDirector
Network & group
- Connected companies
- 1
Timeline
- Events
- 11
- Since
- 2020
- Next accounts
- by 31-07-2027
- 30-08-2024Annual accounts filed
- 31-12-2023Weakest financial year
- 20-12-2023Resignations: RUIDANT Laurent, RUIDANT Denis and BARRAS…
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 11-04-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 24
- Annual meeting
- Second Thursday of June at 18:00
- Purpose
- “Au management et à la consultance pour sociétés, comprenant la gestion notamment dans le…” (deed in French)
Key facts about OTRA
- What is the company number of OTRA?
- 0694.661.837. In Belgium the VAT number is the company number with BE in front: BE 0694.661.837.
- Where is OTRA based?
- The registered office is at Venelle Notre-Dame des Champs 1, 1300 Wavre.Company details
- What does OTRA do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of OTRA?
- Private limited company (BV).
- When was OTRA founded?
- On 11-04-2018.
- Is OTRA still active?
- Yes, OTRA is an active enterprise in the KBO register.
- How many employees does OTRA have?
- On average 0.3 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of OTRA?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is OTRA profitable?
- In financial year 2025, OTRA made a profit of €1,020.
- Where can I find the annual accounts of OTRA?
- OTRA filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OTRA due?
- By 31-07-2027, for financial year 2026.Timeline
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