BATIFRANCO
ActiveBATIFRANCO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €3k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 7293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability38▼-1
Solvency13▲+2
Growth58▼-11
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.45 against 0.52 in 2024), and 81% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19%
Return on assets
0.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 7293 sector peers (2025).
NBB · sector comparisonPosition among 7293 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d early
2023
1 d early
2022
27 d late
2021
24 d late
2020
18 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€488k▼ 12.6%
2024 · €559k
2023: €530k
2024: €559k
2023 → 2025
EBIT margin
3.9%▲ 0.8pp
2024 · 3.1%
2023: 7.4%
2024: 3.1%
2023 → 2025
Net result
€3k▼ 35.9%
2024 · €5k
2018: €-8k
2019: €9k
2020: €17k
2021: €10k
2022: €-7k
2023: €24k
2024: €5k
2018 → 2025
Working capital
€-109k▲ 0.9%
2024 · €-110k
2018: €-29k
2019: €-80k
2020: €-7k
2021: €-159k
2022: €-131k
2023: €-105k
2024: €-110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€530k€559k▲ 5.4%€488k▼ 12.6%
Equity€59k-€52k▼ 11.9%€76k▲ 46.6%€81k▲ 6.5%€84k▲ 3.9%
Operating result€19k-€3k▼ 82.4%€39k▲ 1,081%€17k▼ 55.5%€19k▲ 9.9%
Net result€10k-€-7k€24k€5k▼ 79.4%€3k▼ 35.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €444k
Fixed assets
€355k▼ 10.5%
Current assets
€89k▼ 24.4%
Equity and liabilities €444k
Equity
€84k▲ 3.9%
Debt
€360k▼ 17.0%
The debt ratio falls from 84.2% to 81.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€67k▲
2024 · €64k
Cash flow
€51k▼
2024 · €51k
Solvency
19.0%▲
2024 · 15.8%
Current ratio
0.45▼
2024 · 0.52
Quick ratio
0.23▼
2024 · 0.33
Debt / equity
4.27▼
2024 · 5.35
ROE
3.8%▼
2024 · 6.1%
ROA
0.7%▼
2024 · 1.0%
Interest coverage
6.54▼
2024 · 6.91
Debt
€360k▼
2024 · €433k
Debt ≤ 1 year
€198k▼
2024 · €228k
Debt > 1 year
€162k▼
2024 · €206k
Income taxes
€6k▲
2024 · €3k
Staff costs
€38k▼
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€514k€444k▼
Fixed assets21/28€397k€355k▼
Tangible fixed assets22/27€396k€354k▼
Land and buildings22€272k€257k▼
Plant, machinery and equipment23€107€2k▲
Furniture and vehicles24€115k€87k▼
Other tangible fixed assets26€9k€8k▼
Financial fixed assets28€456€1k▲
Current assets29/58€118k€89k▼
Stocks and contracts in progress3€43k€43k▼
Stocks30/36€43k€43k▼
Amounts receivable within one year40/41€74k€28k▼
Trade receivables40€40k€10k▼
Other amounts receivable41€33k€17k▼
Cash at bank and in hand54/58€929€18k▲
Equity and liabilities
Total equity and liabilities10/49€514k€444k▼
Equity10/15€81k€84k▲
Contributions10/11€19k€19k=
Reserves13€22k€22k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€41k€44k▲
Amounts payable17/49€433k€360k▼
Amounts payable after more than one year17€206k€162k▼
Financial debts170/4€206k€162k▼
Amounts payable within one year42/48€228k€198k▼
Current portion of amounts payable after more than one year42€43k€58k▲
Financial debts43€222-
Credit institutions430/8€222-
Trade debts44€12k€20k▲
Suppliers440/4€12k€20k▲
Advances received on contracts in progress46€39k-
Taxes, remuneration and social security45€9k€21k▲
Taxes450/3€4k€14k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€125k€99k▼
Income statement
Code20242025
Turnover70€559k€488k▼
Goods, raw materials, services and sundry goods60/61€416k€378k▼
Remuneration, social security and pensions62€68k€38k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€48k▲
Other operating charges640/8€11k€6k▼
Non-recurring operating charges66A€570-
Gross operating margin9900€143k€110k▼
Operating profit (loss)9901€17k€19k▲
Financial income75/76B€1€49▲
Recurring financial income75€1€49▲
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€8k€9k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€5k€3k▼
Profit (loss) for the period to be appropriated9905€5k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€44k▲
Profit (loss) brought forward from the previous period14P€36k€41k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Colfontaine · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Binche 287340 ColfontaineGround area
2,914 m²
Parcel 53079A0593/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BATIFRANCO
since 19982.085.320.351
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53079A0593/00L000 | Wallonia | 2,914 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AKROTOP
BE 0449.771.578
Ronse · Eq €84k
MADE BY DAVE
BE 0791.537.915
Nivelles · Eq €84k
OTRA
BE 0694.661.837
Wavre · Eq €84k
BOUWWERKEN JORDENS
BE 0475.252.983
Beringen · Eq €84k
AMARANTE
BE 0841.469.852
Braine-le-Château · Eq €84k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 13,035 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-1998
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43110Demolition
45111
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.