Turnover
≈ €160,000 estimated
The micro format states no turnover.
Osyo
Lifetime
4 annual accounts with figures on one time axispeak €39,895 (2022)
€33,602▲ 329×
lowest -€20,662 (2024)
€4,900▲ €25,562
peak €30,359 (2022)
€11,737▲ 71.7%
€161,581▼ 16.7%
Board2 names since 2021
2 directorsDELHOMME Sophie and 1 other
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Gross margin from €102 to €33,602Back to profit: €4,900Equity from €6,837 to €11,737Debts from €194,017 to €161,581Cash from €7,204 to €4,786
Key points
from the 2025 annual accountsChecked score
54
Fair
Financially stronger than 50% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.5%
01-2025: 3.5%● unchanged vs 12-2024
02-2025: 3.5%● unchanged vs 01-2025
03-2025: 3.5%● unchanged vs 02-2025
04-2025: 3.6%▲ +0.1 percentage points vs 03-2025
05-2025: 3.6%● unchanged vs 04-2025highest value
06-2025: 3.5%▼ -0.1 percentage points vs 05-2025
07-2025: 3.6%▲ +0.1 percentage points vs 06-2025
08-2025: 3.6%● unchanged vs 07-2025
09-2025: 3.2%▼ -0.4 percentage points vs 08-2025
10-2025: 3.2%● unchanged vs 09-2025
11-2025: 3.2%● unchanged vs 10-2025
12-2025: 3.2%● unchanged vs 11-2025
01-2026: 3.1%▼ -0.1 percentage points vs 12-2025
02-2026: 3.1%● unchanged vs 01-2026
03-2026: 3.1%● unchanged vs 02-2026
04-2026: 3.1%● unchanged vs 03-2026
05-2026: 3.3%▲ +0.2 percentage points vs 04-2026
06-2026: 3.4%▲ +0.1 percentage points vs 05-2026
07-2026: 3.4%● unchanged vs 06-2026
08-2026: 2.1%▼ -1.3 percentage points vs 07-2026
09-2026: 2.1%● unchanged vs 08-2026
10-2026: 2.1%● unchanged vs 09-2026
11-2026: 2.0%▼ -0.1 percentage points vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2021
Sector: Retail trade (NACE 47)
Equity €11,737 (6.8% of total assets)
Liquidity: current ratio 0.90, cash €4,786
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 24% of them on solvency, 33% on liquidity, 56% on profitability and 90% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,135 companies had the same profile as Osyo has now. Each dot stands for 6 companies, two years later.
92.0%
were still trading
2.3%
stopped another way
5.2%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Osyo itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,135 companies, not a prediction for Osyo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.9 (0.9 in 2024), below 1. Short-term debt is 38.8% and cash 2.8% of total assets. 93.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 days early
2024
3 days early
2023
28 days late
2022
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 7 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DELHOMME Sophie 49 sharesdeed of 30-12-2021
- BIDDELO Jean-Philippe 51 sharesdeed of 30-12-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0779420734
Incorporation
Founding capital of €15,000, 100 shares · Founders: DELHOMME Sophie and BIDDELO Jean-Philippe · Appointments: DELHOMME Sophie (director) and Velic (director) · published on 30-12-2021 · Gazette deed
First establishment
Opticien Guy Mauroit, Eugène Keymplein 77, Watermael-Boitsfort
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Osyo Watermael-Boitsfort | €173,318 | €33,602 | 6.8% | - |
| RETINA OPTIC Brussels | €139,003 | €28,875 | -42.5% | - |
| ALL EYES ON ME Auderghem | €209,311 | €28,111 | 32.2% | - |
| ASO VISION Braine-l'Alleud | €200,585 | €42,558 | 7.1% | - |
| OPTISYL Frameries | €154,584 | €42,409 | 7.3% | - |
| OPTIEK EVELINE Oosterzele | €212,786 | €41,670 | 56.7% | - |
| EXCLUSIVE SPECTACLES AGENCY Uccle | €235,349 | €33,539 | 11.1% | - |
These companies have the same main activity as Osyo: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €139,000 and €235,000, founded between 2020 and 2023.
Official details
Source: KBO- Status
- Active since 28-12-2021Normal situation
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Establishment unit
- 2.326.350.9011170 Watermael-Boitsfort, since 28-12-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 21-02-2025
Annual accounts 2025
- €173,318▼ 13.7%
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on Osyo
Osyo files the micro format. That format states no turnover. The gross margin fell from €39,895 in 2022 to €33,602 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Osyo
- What is the company number of Osyo?
- The company number of Osyo is 0779.420.734. The VAT number is the same number with BE in front: BE 0779.420.734.
- Where is Osyo based?
- The registered office is at Eugène Keymplein 77, 1170 Watermael-Boitsfort.Company details
- What does Osyo do?
- According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
- What is the legal form of Osyo?
- Osyo is a private limited company (BV).
- When was Osyo founded?
- Osyo was founded on 28-12-2021.
- Is Osyo still active?
- Yes, Osyo is an active enterprise in the KBO register.
- What is the turnover of Osyo?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €33,602 and 51 comparable companies (NACE 477). It probably lies between €87,000 and €290,000.Financials
- Is Osyo profitable?
- In financial year 2025, Osyo made a profit of €4,900.
- Where can I find the annual accounts of Osyo?
- Osyo filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Osyo due?
- Osyo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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