Turnover
≈ €76,000 estimated
The micro format states no turnover.
VELIC
Lifetime
17 annual accounts with figures on one time axispeak €93,669 (2016)
€7,237▲ €8,482
lowest -€19,894 (2019)
€2,715▲ €15,130
peak €29,768 (2016)
€10,342▲ 35.6%
€49,050▼ 2.9%
peak 1 FTE (2012)
-not published
Board1 name since 2021
1 directorBIDDELO Jean-Philippe
Documentsfilings and deeds
15-06-202646 days before the deadline
2025micro format
Gross margin from -€1,245 to €7,237Back to profit: €2,715Equity from €7,627 to €10,342Cash from €927 to €2,633
Key points
from the 2025 annual accountsChecked score
83
Excellent
Financially stronger than 50% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.0%
01-2025: 2.0%● unchanged vs 12-2024
02-2025: 2.0%● unchanged vs 01-2025
03-2025: 1.9%▼ -0.1 percentage points vs 02-2025
04-2025: 2.0%▲ +0.1 percentage points vs 03-2025
05-2025: 1.9%▼ -0.1 percentage points vs 04-2025
06-2025: 1.9%● unchanged vs 05-2025
07-2025: 2.1%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 1.6%▼ -0.5 percentage points vs 07-2025
09-2025: 1.6%● unchanged vs 08-2025
10-2025: 1.6%● unchanged vs 09-2025
11-2025: 1.6%● unchanged vs 10-2025
12-2025: 1.6%● unchanged vs 11-2025
01-2026: 1.5%▼ -0.1 percentage points vs 12-2025
02-2026: 1.5%● unchanged vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.6%▲ +0.1 percentage points vs 03-2026
05-2026: 1.5%▼ -0.1 percentage points vs 04-2026
06-2026: 1.5%● unchanged vs 05-2026
07-2026: 0.4%▼ -1.1 percentage points vs 06-2026lowest value
08-2026: 0.4%● unchanged vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Equity €10,342 (17.4% of total assets)
lowers risk
Founded in 2009
Figures for financial year 2025 (filed on 15-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 33% of them on solvency, 33% on liquidity, 53% on profitability and 82% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,508 companies had the same profile as VELIC has now. Each dot stands for 12 companies, two years later.
96.8%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VELIC itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,508 companies, not a prediction for VELIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.15 (1.52 in 2024), above the usual 1.5. Short-term debt is 41.7% and cash 4.4% of total assets. However, 82.6% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 days early
2024
14 days early
2023
28 days late
2022
31 days late
2021
31 days late
2020
31 days late
2019
208 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 38 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0809030280
Change of role: BIDDELO Jean-Philippe, from manager to director
General meeting of 13-10-2023 · Gazette deed
First establishment
Opticien Guy Mauroit, Eugène Keymplein 77, Watermael-Boitsfort
Incorporation
published on 14-01-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VELIC Schaerbeek | €59,392 | €7,237 | 17.4% | - |
| DIMA MEDIA7 Beauvechain | €80,840 | €7,351 | 12.8% | - |
| JODY LO Lasne | €66,149 | €4,619 | -129.0% | 0.5 |
| DIGITAL MOVIE SERVICES Lasne | €58,784 | €6,887 | 62.0% | - |
| OPTIVISION Schaerbeek | €74,321 | €17,138 | 9.7% | - |
| KB OPTIC Anderlecht | €62,095 | €14,241 | -591.5% | - |
| OPTICIENS BENOIT Ganshoren | €76,164 | €13,312 | 39.3% | - |
These companies have the same main activity as VELIC: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €58,800 and €80,800, founded between 1997 and 2013.
Official details
Source: KBO- Status
- Active since 12-01-2009Normal situation
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Joint committee
- 201Independent retail · annual accounts 2025
- Establishment unit
- 2.175.460.2731170 Watermael-Boitsfort, since 19-01-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 13-05-2025
Annual accounts 2025
- €59,392▲ 2.2%
- Filing
- Filed on 15-06-2026, 46 days before the end of the filing period
Insights on VELIC
VELIC files the micro format. That format states no turnover. The gross margin fell from €43,333 in 2009 to €7,237 in 2025.
The balance sheet grew most from 2015 to 2016 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VELIC
- What is the company number of VELIC?
- The company number of VELIC is 0809.030.280. The VAT number is the same number with BE in front: BE 0809.030.280.
- Where is VELIC based?
- The registered office is at Ernest Cambierlaan 93, 1030 Schaerbeek.Company details
- What does VELIC do?
- According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
- What is the legal form of VELIC?
- VELIC is a private limited company (BV).
- When was VELIC founded?
- VELIC was founded on 12-01-2009.
- Is VELIC still active?
- Yes, VELIC is an active enterprise in the KBO register.
- How many employees does VELIC have?
- VELIC had an average of 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- Which joint committee does VELIC fall under?
- In its 2025 annual accounts, VELIC states joint committee 201 (Independent retail).
- What is the turnover of VELIC?
- The turnover in financial year 2025 is ≈ €76,000. This figure is estimated from the gross margin of €7,237 and 118 comparable companies (NACE 477). It probably lies between €28,000 and €160,000. It is a rough estimate.
- Is VELIC profitable?
- In financial year 2025, VELIC made a profit of €2,715.
- Where can I find the annual accounts of VELIC?
- VELIC filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VELIC due?
- VELIC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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