OSSIMO has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €281,223. Equity has been growing by about 5.5% per year since 2018. Its solvency ranks better than 84% of 5,789 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Score breakdownlowers riskFigures for financial year 2025 (filed on 22-06-2026)Size: turnover €366,337, total assets €1.9mEquity €1.6m (85.3% of total assets)Legal form: public limited companyShow the evidence
Checked score
Score 2025
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
97/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 72% of micro companies in real estate (NACE 68)
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
Strong
Solvency100=
equity 85.3% of total assets
Liquidity54-1
short-term debt 14.7% · cash 5.2%
Profitability91=
return on assets 14.6%
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
0.1%Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months11-2024: 0.2%12-2024: 0.2%● unchanged vs 11-202401-2025: 0.2%● unchanged vs 12-202402-2025: 0.2%● unchanged vs 01-202503-2025: 0.2%● unchanged vs 02-202504-2025: 0.2%● unchanged vs 03-202505-2025: 0.2%● unchanged vs 04-202506-2025: 0.3%▲ +0.1 percentage points vs 05-2025highest value07-2025: 0.2%▼ -0.1 percentage points vs 06-202508-2025: 0.1%▼ -0.1 percentage points vs 07-2025lowest value09-2025: 0.1%● unchanged vs 08-2025lowest value10-2025: 0.1%● unchanged vs 09-2025lowest value11-2025: 0.1%● unchanged vs 10-2025lowest value12-2025: 0.1%● unchanged vs 11-2025lowest value01-2026: 0.1%● unchanged vs 12-2025lowest value02-2026: 0.1%● unchanged vs 01-202603-2026: 0.1%● unchanged vs 02-202604-2026: 0.1%● unchanged vs 03-202605-2026: 0.1%● unchanged vs 04-202606-2026: 0.1%● unchanged vs 05-202607-2026: 0.1%● unchanged vs 06-202608-2026: 0.2%▲ +0.1 percentage points vs 07-202609-2026: 0.3%▲ +0.1 percentage points vs 08-202610-2026: 0.1%▼ -0.2 percentage points vs 09-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.61 (5.12 in 2024), above the usual 1.5. Short-term debt is 14.7% and cash 5.2% of total assets. 14.7% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
75-100
Excellent
under 0.55%
60-74
Healthy
0.55% to 1.5%
45-59
Fair
1.5% to 4.2%
25-44
Weak
4.2% to 15.0%
0-24
Critical
over 15.0%
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 63% on liquidity, 86% on profitability and 50% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
The EBIT margin is the share of each euro of revenue left from ordinary operations. The higher it is, the more room the company has to absorb a setback.
The net result is what is left after all costs and taxes. One loss year is not an alarm on its own. After several loss years in a row, it pays to find out why.
Working capital is what is left when the company pays its short-term debts with its short-term assets. Positive means it can pay its bills in the short term.
EBIT margin89.7%2025Return on assets (ROA)14.6%2025
Solvency85.3%2025
Current ratio5.612025
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Every figure with its change against the financial year before
Net result€0.2m-€0.2m▲ 9.1%€0.2mabove the sector's middle half▲ 11.5%€0.2mabove the sector's middle half▼ 0.2%€0.2mabove the sector's middle half▲ 13.5%€0.3mabove the sector's middle half▲ 23.9%€0.3mabove the sector's middle half▲ 1.2%€0.3mabove the sector's middle half▲ 0.7%
EBIT margin90.4%91.8%▲ 1.4pp89.7%▼ 2.1pp
Equity€1.2m-€1.3m▲ 13.1%€1.3mabove the sector's middle half▼ 0.8%€1.5mabove the sector's middle half▲ 13.3%€1.6mabove the sector's middle half▲ 10.5%€1.6mwithin the sector's middle half▲ 0.4%€1.6mwithin the sector's middle half=€1.6mwithin the sector's middle half▲ 0.1%
Total assets€1.2m-€1.3m▲ 14.5%€1.5mabove the sector's middle half▲ 12.9%€1.5mabove the sector's middle half▼ 0.8%€1.7mabove the sector's middle half▲ 13.5%€2.0mwithin the sector's middle half▲ 14.6%€2.0mwithin the sector's middle half=€1.9mwithin the sector's middle half▼ 1.7%
Working capital€0.7m-€0.9m▲ 25.9%€0.9mabove the sector's middle half▲ 1.9%€1.1mabove the sector's middle half▲ 22.5%€1.3mabove the sector's middle half▲ 16.2%€1.3mabove the sector's middle half▲ 1.5%€1.3mabove the sector's middle half▲ 0.8%€1.3mabove the sector's middle half▲ 0.1%
Solvency99.3%-98.2%▼ 1.2pp86.2%above the sector's middle half▼ 11.9pp98.4%above the sector's middle half▲ 12.2pp95.8%above the sector's middle half▼ 2.6pp83.9%above the sector's middle half▼ 11.9pp83.8%above the sector's middle half▼ 0.1pp85.3%above the sector's middle half▲ 1.5pp
Current ratio89.87-36.38▼ 53.495.28above the sector's middle half▼ 31.1047.46above the sector's middle half▲ 42.1918.75above the sector's middle half▼ 28.715.11above the sector's middle half▼ 13.655.12above the sector's middle half▲ 0.015.61above the sector's middle half▲ 0.49
Return on assets (ROA)13.8%-13.1%▼ 0.7pp13.0%above the sector's middle half▼ 0.2pp13.0%above the sector's middle half▲ 0.1pp13.0%above the sector's middle half=14.1%above the sector's middle half▲ 1.1pp14.3%above the sector's middle half▲ 0.2pp14.6%above the sector's middle half▲ 0.3pp
abovewithinbelowThe sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
17.6%
82.4%
Fixed assets€338,449 ▼ 0.1%
Current assets€1.6m ▼ 2.0%
Equity and liabilities €1.9m
85.3%
14.7%
Equity€1.6m ▲ 0.1%
Debt€282,777 ▼ 10.6%
Debt's share of the balance-sheet total falls from 16.2% to 14.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€339,420▲
2024 · €336,586
Cash flow
€292,088▲
2024 · €289,930
Debt to equity
0.17▼
2024 · 0.19
ROE
17.1%▲
2024 · 17.0%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€282,777▼
2024 · €316,367
Income taxes
€47,074▲
2024 · €46,444
Customer credit
1461 days▼
2024 · 1526 days
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Comparable companies
These companies have the same main activity as OSSIMO: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €1.9m and €2.7m, founded between 2009 and 2016.
They were chosen from the 6,621 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observation
Companies with the same profile, two years later
The figures are counted, not predicted. They describe the group, not OSSIMO.
In July 2024, 17,811 companies had the same profile as OSSIMO has now. Two years later, 0.3% had gone bankrupt and 96.5% were still going.
Small
10 to 20 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
0.3%went bankrupt
3.1%stopped otherwise
96.5%was still going
That fits the bankruptcy probability of OSSIMO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
3.0%
3.1%
10
5.6%
6.2%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for OSSIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Annual accounts
Filed annual accountsAs filed with the NBB · 2025 against 2024 · 59 lines
Amounts receivable within one year40/41€1.5m€1.5m▼
Other amounts receivable41€1.5m€1.5m▼
Cash at bank and in hand54/58€0.1m€0.1m▼
Deferred charges and accrued income490/1-€0.02m
Equity and liabilities
Total equity and liabilities10/49€2.0m€1.9m▼
Equity10/15€1.6m€1.6m▲
Contributions10/11€0.1m€0.1m=
Capital10€0.1m€0.1m=
Issued capital100€0.1m€0.1m=
Reserves13€1.5m€1.5m▲
Non-distributable reserves130/1€0.01m€0.01m=
Legal reserve130€0.01m€0.01m=
Distributable reserves133€1.5m€1.5m▲
Amounts payable17/49€0.3m€0.3m▼
Amounts payable within one year42/48€0.3m€0.3m▼
Trade debts44€0.004m€0.003m▼
Suppliers440/4€0.004m€0.003m▼
Taxes, remuneration and social security45-€74
Taxes450/3-€74
Other amounts payable47/48€0.3m€0.3m▼
Accrued charges and deferred income492/3€0-
Income statementCode20242025
Operating income70/76A€0.4m€0.4m▲
Turnover70€0.4m€0.4m▲
Other operating income74€0.05m€0.05m▲
Operating charges60/66A€0.08m€0.09m▲
Services and other goods61€0.02m€0.03m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.01m€0.01m▲
Other operating charges640/8€0.05m€0.05m▲
Operating profit (loss)9901€0.3m€0.3m▲
Financial income75/76B€0-
Recurring financial income75€0-
Income from current assets751€0-
Other financial income752/9€0-
Financial charges65/66B€212€257▲
Recurring financial charges65€212€257▲
Debt charges650-€64
Other financial charges652/9€212€193▼
Profit (loss) for the period before taxes9903€0.3m€0.3m▲
Income taxes67/77€0.05m€0.05m▲
Taxes670/3€0.05m€0.05m▲
Profit (loss) for the period9904€0.3m€0.3m▲
Profit (loss) for the period to be appropriated9905€0.3m€0.3m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.3m€0.3m▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0.001m€0▼
From reserves792€0.001m€0▼
Transfer to equity691/2€0€0.001m▲
To the legal reserve6920€0-
To other reserves6921€0€0.001m▲
Profit to be distributed694/7€0.3m€0.3m=
Return on contributions (dividend)694€0.1m€0.1m=
Directors or managers695€0.1m€0.1m=
The notes to these accounts have 20 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Director · appointed in the act of 02-01-2024 · Public limited company · permanent representative: Réginald de Woot de Trixhe · listed in the 2025 annual accounts, filed on 22-06-2026
Each bar is one period in a function, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
Permanent representative: Réginald de Woot de Trixhe · Appointments: PROVA, AUDICIA and Christophe Menu · Capital conversion30 points ▸
General meeting, 21-12-2023
Other provision, “société à responsabilité limitée” (deed in French)
Other provision, “dispense de coordination des statuts, statuts coordonnés lors de la transformation en société anonyme prévue à la troisième résolution” (deed in French)
Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
Other provision, “formes et majorités de la modification des statuts, suppression du compte de capitaux propres statutairement indisponible” (deed in French)
Net-asset statement, 31-10-2023
Other provision, “capitaux propres rendus disponibles par suppression du compte indisponible”, 23723 (deed in French)
Other provision, “unanimité, affectation à la constitution du capital nécessaire à la transformation en société anonyme” (deed in French)
Other provision, “unanimité, rapport administrateur sur transformation” (deed in French)
Auditor report, “état résumant situation active et passive au 2023-10-31, exclusivement article 14:4 transformation SPRL en SA” (deed in French)
Other provision, “convocation et information préalable, conformément article 14:6 CSA” (deed in French)
Other provision, “copie certifiée conforme ou exemplaire au greffe tribunal de l’Entreprise avec expédition, annexe et dépôt rapports” (deed in French)
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
OSSIMO was incorporated on 6 March 2013.1The registered office moved to Braine le Comte in 2022 and to Naninne in 2023.23Turnover went from €350,371 in 2023 to €366,337 in 2025.4
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne, si déplacement siège exige modification langue statuts,seule assemblée générale décide moyennant respect règles…”