Ossa Bois
ActiveOssa Bois has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €9k. Equity is shrinking by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 30% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+45
Solvency50▲+6
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.27 in 2024; short-term debt: 70.9% and cash: 23.1% of total assets), and 75.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.7%
Return on assets
8.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
13 d early
2022
30 d early
2021
30 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 53.9%
2024 · €17k
2018: €38k
2019: €54k
2020: €49k
2021: €42k
2022: €30k
2023: €24k
2024: €17k
2018 → 2025
Total assets
€107k▲ 16.5%
2024 · €92k
2018: €55k
2019: €88k
2020: €100k
2021: €108k
2022: €100k
2023: €116k
2024: €92k
2018 → 2025
Net result
€9k
2024 · €-7k
2018: €7k
2019: €16k
2020: €-4k
2021: €-6k
2022: €-2k
2023: €-6k
2024: €-7k
2018 → 2025
Working capital
€31k▲ 66.2%
2024 · €19k
2018: €38k
2019: €56k
2020: €45k
2021: €41k
2022: €30k
2023: €22k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€30k▼ 29.4%€24k▼ 18.4%€17k▼ 29.6%€26k▲ 53.9%
Operating result€-6k-€-1k▲ 76.1%€-4k▼ 196%€-4k▲ 6.5%€14k
Net result€-6k-€-2k▲ 62.1%€-6k▼ 125%€-7k▼ 31.0%€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€310▼ 94.0%
Current assets
€107k▲ 23.1%
Equity and liabilities €107k
Equity
€26k▲ 53.9%
Debt
€81k▲ 7.9%
The debt ratio falls from 81.3% to 75.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €4k
Cash flow
€14k▲
2024 · €32
Solvency
24.7%▲
2024 · 18.7%
Current ratio
1.41▲
2024 · 1.27
Quick ratio
1.41▲
2024 · 1.27
Debt / equity
3.05▼
2024 · 4.34
ROE
35.0%▲
2024 · -42.0%
ROA
8.7%▲
2024 · -7.9%
Interest coverage
3.84▲
2024 · 1.03
Debt
€81k▲
2024 · €75k
Debt ≤ 1 year
€76k▲
2024 · €68k
Debt > 1 year
€3k▼
2024 · €6k
Income taxes
€137▲
2024 · €131
Staff costs
€109k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€107k▲
Fixed assets21/28€5k€310▼
Tangible fixed assets22/27€5k-
Furniture and vehicles24€5k-
Financial fixed assets28€310€310=
Current assets29/58€87k€107k▲
Amounts receivable within one year40/41€66k€82k▲
Trade receivables40€21k€48k▲
Other amounts receivable41€46k€34k▼
Cash at bank and in hand54/58€20k€25k▲
Deferred charges and accrued income490/1-€176
Equity and liabilities
Total equity and liabilities10/49€92k€107k▲
Equity10/15€17k€26k▲
Contributions10/11€12k€12k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€487€10k▲
Amounts payable17/49€75k€81k▲
Amounts payable after more than one year17€6k€3k▼
Financial debts170/4€6k€3k▼
Amounts payable within one year42/48€68k€76k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€54k€51k▼
Suppliers440/4€54k€51k▼
Taxes, remuneration and social security45€10k€21k▲
Taxes450/3-€11k
Remuneration and social security454/9€10k€10k▼
Accrued charges and deferred income492/3€59€2k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€342k€365k▲
Remuneration, social security and pensions62€121k€109k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€11k
Other operating charges640/8€3k€3k▼
Gross operating margin9900€127k€142k▲
Operating profit (loss)9901€-4k€14k▲
Financial income75/76B€64€21▼
Recurring financial income75€64€21▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€-7k€9k▲
Income taxes67/77€131€137▲
Profit (loss) for the period9904€-7k€9k▲
Profit (loss) for the period to be appropriated9905€-7k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€487€10k▲
Profit (loss) brought forward from the previous period14P€8k€487▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €9k
Net result €9k after 5 loss-making years.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
17-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €16k ▲140%
Operating result €24k, net result €16k, both a record.
11-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anhée · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grande 505537 AnhéeGround area
225 m²
Building footprint
100 m²
Volume, LiDAR
941 m³
Parcel 91005A0059/00Y002, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OSSA BOIS
since 20092.180.535.155
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91005A0059/00Y002 | Wallonia | 225 m² | 1 · 100 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BB-CONSTRUCT
BE 0782.974.201
Pepingen · Eq €26k
PEC CONSTRUCT
BE 0739.620.347
Brasschaat · Eq €26k
KDR BUILDING
BE 0667.707.022
Heist-op-den-Berg · Eq €26k
Living 4 Projects
BE 0764.804.814
Horebeke · Eq €26k
DALBO BUILDING
BE 0807.051.975
Heusden-Zolder · Eq €26k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,189 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-07-2009
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:npietquin@msn.com
Phone:082/74.57.53