Osmium
ActiveOsmium has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €36k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+11
Solvency27▼-73
Growth58▲+6
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.9%
Return on assets
14.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31544 sector peers (2025).
NBB · sector comparisonPosition among 31544 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
92 d early
2024
1 d early
2023
15 d early
2022
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 97.4%
2024 · €181k
2022: €29k
2023: €167k
2024: €181k
2022 → 2025
Total assets
€247k▲ 5.0%
2024 · €236k
2022: €99k
2023: €542k
2024: €236k
2022 → 2025
Net result
€36k▲ 161%
2024 · €14k
2022: €25k
2023: €138k
2024: €14k
2022 → 2025
Working capital
€-23k
2024 · €151k
2022: €11k
2023: €150k
2024: €151k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€29k-€167k▲ 470%€181k▲ 8.2%€5k▼ 97.4%
Operating result€29k-€172k▲ 495%€239k▲ 38.9%€48k▼ 80.0%
Net result€25k-€138k▲ 462%€14k▼ 90.0%€36k▲ 161%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€28k▼ 31.9%
Current assets
€220k▲ 12.7%
Equity and liabilities €247k
Equity
€5k▼ 97.4%
Debt
€243k▲ 345%
The debt ratio rises from 23.1% to 98.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€61k▼
2024 · €252k
Cash flow
€49k▲
2024 · €26k
Solvency
1.9%▼
2024 · 76.9%
Current ratio
0.91▼
2024 · 4.47
Quick ratio
0.91▼
2024 · 4.47
Debt / equity
50.54▲
2024 · 0.30
ROE
750.8%▲
2024 · 7.6%
ROA
14.6%▲
2024 · 5.8%
Interest coverage
105.51▼
2024 · 268.38
Debt
€243k▲
2024 · €54k
Debt ≤ 1 year
€243k▲
2024 · €44k
Income taxes
€11k▼
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€236k€247k▲
Fixed assets21/28€41k€28k▼
Tangible fixed assets22/27€41k€28k▼
Furniture and vehicles24€41k€28k▼
Current assets29/58€195k€220k▲
Amounts receivable within one year40/41€480€37k▲
Trade receivables40-€35k
Other amounts receivable41€480€2k▲
Cash at bank and in hand54/58€195k€181k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€236k€247k▲
Equity10/15€181k€5k▼
Contributions10/11€5k€5k=
Reserves13€176k-
Distributable reserves133€176k-
Amounts payable17/49€54k€243k▲
Amounts payable after more than one year17€11k-
Financial debts170/4€11k-
Amounts payable within one year42/48€44k€243k▲
Current portion of amounts payable after more than one year42€11k€11k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€29k€16k▼
Taxes450/3€29k€16k▼
Other amounts payable47/48€2k€214k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€141€544▲
Gross operating margin9900€252k€61k▼
Operating profit (loss)9901€239k€48k▼
Financial income75/76B€14€164▲
Recurring financial income75€14€164▲
Financial charges65/66B€177k€576▼
Recurring financial charges65€938€576▼
Non-recurring financial charges66B€176k-
Profit (loss) for the period before taxes9903€62k€47k▼
Income taxes67/77€49k€11k▼
Profit (loss) for the period9904€14k€36k▲
Profit (loss) for the period to be appropriated9905€14k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€36k▲
Transfer from equity791/2-€176k
Transfer to equity691/2€14k-
To other reserves6921€14k-
Profit to be distributed694/7-€212k
Return on contributions (dividend)694-€212k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €14k ▼90%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €138k ▲462%
Net result €138k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 3.89
Current ratio from 1.30 to 3.89.
31-12
Financial
Equity above €150kEq €167k ▲470%
2 profitable years in a row build equity to €167k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Annaplein 609000 GentGround area
348 m²
Building footprint
470 m²
Volume, LiDAR
7,165 m³
Parcel 44804D2149/00H000, Flanders · tallest building 20.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Osmium
since 20222.337.827.880
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2149/00H000 | Flanders | 348 m² | 1 · 470 m² | 20.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
OPENINGWAYS
BE 0671.610.281
Elsene · Eq €5k
YUNACO
BE 0804.164.543
Crisnée · Eq €5k
B-Innuendo
BE 0879.449.114
Ottignies-Louvain-la-Neuve · Eq €5k
WeCircular
BE 0715.709.154
Floreffe · Eq €5k
OPTIMTECH
BE 1000.562.423
Walhain · Eq €5k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 15,189 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.