OPTIMTECH
ActiveOPTIMTECH has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5k and a net result of €-1k. Its solvency ranks better than 15% of 37964 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability65▼-35
Solvency36▼-43
Growth32
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.63 against 2.2 in 2023; short-term debt: 89.1% and cash: 48.4% of total assets), and 89.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
10.9%
Return on assets
-3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 37964 sector peers (2024).
NBB · sector comparisonPosition among 37964 sector peers
Solvency
better than 15%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
153 d late
2023
153 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€5k▼ 21.4%
2023 · €6k
2023: €6k
2023 → 2024
Total assets
€44k▲ 293%
2023 · €11k
2023: €11k
2023 → 2024
Net result
€-1k
2023 · €3k
2023: €3k
2023 → 2024
Working capital
€-15k
2023 · €6k
2023: €6k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€6k-€5k▼ 21.4%
Operating result€4k-€-733
Net result€3k-€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €733 after €4k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44k
Fixed assets
€19k
Current assets
€25k
Equity and liabilities €44k
Equity
€5k▼ 21.4%
Debt
€39k▲ 668%
The debt ratio rises from 45.5% to 89.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5k
Cash flow
€4k
Solvency
10.9%▼
2023 · 54.5%
Current ratio
0.63▼
2023 · 2.20
Quick ratio
0.63▼
2023 · 2.20
Debt / equity
8.17▲
2023 · 0.84
ROE
-27.2%▼
2023 · 50.9%
ROA
-3.0%▼
2023 · 27.7%
Interest coverage
74.06
Debt
€39k▲
2023 · €5k
Debt ≤ 1 year
€39k▲
2023 · €5k
Income taxes
€510▼
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€11k€44k▲
Fixed assets21/28-€19k
Tangible fixed assets22/27-€19k
Furniture and vehicles24-€19k
Current assets29/58€11k€25k▲
Amounts receivable within one year40/41€3k€3k▲
Trade receivables40-€345
Other amounts receivable41€3k€3k=
Cash at bank and in hand54/58€8k€21k▲
Equity and liabilities
Total equity and liabilities10/49€11k€44k▲
Equity10/15€6k€5k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€3k€2k▼
Amounts payable17/49€5k€39k▲
Amounts payable within one year42/48€5k€39k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€2k€11k▲
Taxes450/3€1k€4k▲
Remuneration and social security454/9€965€7k▲
Other amounts payable47/48€2k€26k▲
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€6k
Other operating charges640/8-€285
Non-recurring operating charges66A-€247
Gross operating margin9900€4k€5k▲
Operating profit (loss)9901€4k€-733▼
Financial charges65/66B€11€66▲
Recurring financial charges65€11€66▲
Profit (loss) for the period before taxes9903€4k€-799▼
Income taxes67/77€1k€510▼
Profit (loss) for the period9904€3k€-1k▼
Profit (loss) for the period to be appropriated9905€3k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€2k▼
Profit (loss) brought forward from the previous period14P-€3k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walhain · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Culée(WSP) 381457 WalhainGround area
356 m²
Building footprint
58 m²
Volume, LiDAR
438 m³
Parcel 25109G0211/00E003, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OPTIMTECH
since 20232.352.314.336
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25109G0211/00E003 | Wallonia | 356 m² | 1 · 58 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Gobair
BE 0677.468.982
Merelbeke-Melle · Eq €5k
WeCircular
BE 0715.709.154
Floreffe · Eq €5k
B-Innuendo
BE 0879.449.114
Ottignies-Louvain-la-Neuve · Eq €5k
EVH Wealth Management
BE 0790.761.915
Beersel · Eq €5k
Osmium
BE 0793.295.692
Gent · Eq €5k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 15,209 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.