DEBISCOM
ActiveSummary
DEBISCOM has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317,689 and a net result of €107,161. Equity is growing by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 18458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89▼-11
Solvency72▼-23
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days acceptable
Liquidity tight (current ratio 1.28 against 2.49 in 2024; short-term debt: 31% and cash: 19% of total assets), and 52.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.4%
Return on assets
16%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
25 d late
2023
28 d late
2022
25 d late
2021
16 d late
2020
26 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€317,689▲ 22.5%
2024 · €259,260
Total assets
€669,524▲ 81.9%
2024 · €368,071
Net result
€107,161▼ 7.1%
2024 · €115,383
Working capital
€59,122▼ 56.0%
2024 · €134,237
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€119,898▲ 36.5%€55,604▼ 53.6%€58,933▲ 6.0%€172,192▲ 192%€167,344▼ 2.8%
Net result€80,534▲ 36.1%€35,816▼ 55.5%€36,544▲ 2.0%€115,383▲ 216%€107,161▼ 7.1%
Equity€134,017▲ 75.2%€169,833▲ 26.7%€143,877▼ 15.3%€259,260▲ 80.2%€317,689▲ 22.5%
Total assets€307,904▲ 33.9%€335,742▲ 9.0%€301,235▼ 10.3%€368,071▲ 22.2%€669,524▲ 81.9%
Debt€173,887▲ 13.3%€165,909▼ 4.6%€157,358▼ 5.2%€108,812▼ 30.9%€351,835▲ 223%
Working capital€116,779▲ 101%€121,934▲ 4.4%€99,165▼ 18.7%€134,237▲ 35.4%€59,122▼ 56.0%
Staff (FTE)3=4▲ 33.3%4.3▲ 7.5%4.9▲ 14.0%4.9=
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2025 Total assets +82% on 2024. Cause not known from the registers.
- 2024 Equity +80% on 2023. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €669,524
Fixed assets
€402,616 ▲ 180%
Current assets
€266,908 ▲ 19.1%
Equity and liabilities €669,524
Equity
€317,689 ▲ 22.5%
Debt
€351,835 ▲ 223%
Debt's share of the balance-sheet total rises from 29.6% to 52.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€244,974▲
2024 · €199,727
Cash flow
€184,790▲
2024 · €142,917
Current ratio
1.28▼
2024 · 2.49
Quick ratio
1.27▼
2024 · 2.47
Debt to equity
1.11▲
2024 · 0.42
ROE
33.7%▼
2024 · 44.5%
ROA
16.0%▼
2024 · 31.3%
Interest coverage
20.03▼
2024 · 33.74
Debt ≤ 1 year
€207,786▲
2024 · €89,810
Debt > 1 year
€144,049▲
2024 · €19,002
Income taxes
€47,991▼
2024 · €50,889
Staff costs
€291,581▼
2024 · €324,277
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €826 | €0 | - | €10,704 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €93,571 | €174,702 | €234,597 | €324,277 | €291,581 | ▼ 10.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,332 | €17,819 | €23,715 | €27,535 | €77,630 | ▲ 182% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | €1,227 | €0 | -€1,844 | €0 | ▲ 100% |
| Other operating charges640/8 | €3,005 | €2,323 | €2,114 | €3,560 | €3,271 | ▼ 8.1% |
| Gross operating margin9900 | €226,806 | €251,674 | €319,359 | €525,720 | €539,825 | ▲ 2.7% |
| Operating profit (loss)9901 | €119,898 | €55,604 | €58,933 | €172,192 | €167,344 | ▼ 2.8% |
| Financial income75/76B | €483 | €1,111 | €401 | €0 | €41 | - |
| Recurring financial income75 | €483 | €1,111 | €401 | €0 | €41 | - |
| Financial charges65/66B | €4,953 | €5,361 | €4,974 | €5,920 | €12,233 | ▲ 107% |
| Recurring financial charges65 | €4,953 | €5,361 | €4,974 | €5,920 | €12,233 | ▲ 107% |
| Profit (loss) for the period before taxes9903 | €115,428 | €51,353 | €54,360 | €166,272 | €155,152 | ▼ 6.7% |
| Income taxes67/77 | €34,894 | €15,537 | €17,816 | €50,889 | €47,991 | ▼ 5.7% |
| Profit (loss) for the period9904 | €80,534 | €35,816 | €36,544 | €115,383 | €107,161 | ▼ 7.1% |
| Profit (loss) for the period to be appropriated9905 | €80,534 | €35,816 | €36,544 | €115,383 | €107,161 | ▼ 7.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €307,904 | €335,742 | €301,235 | €368,071 | €669,524 | ▲ 81.9% |
| Fixed assets21/28 | €74,017 | €118,054 | €100,447 | €144,024 | €402,616 | ▲ 180% |
| Intangible fixed assets21 | - | €8,494 | €6,784 | €5,074 | €3,364 | ▼ 33.7% |
| Tangible fixed assets22/27 | €73,829 | €109,372 | €93,475 | €138,762 | €399,063 | ▲ 188% |
| Land and buildings22 | €69,179 | €67,285 | €59,238 | €54,636 | €315,080 | ▲ 477% |
| Plant, machinery and equipment23 | €464 | €333 | €201 | €70 | €11,182 | ▲ 15,966% |
| Furniture and vehicles24 | €4,185 | €41,754 | €34,036 | €84,056 | €66,005 | ▼ 21.5% |
| Other tangible fixed assets26 | - | - | - | - | €6,796 | - |
| Financial fixed assets28 | €188 | €188 | €188 | €188 | €188 | = |
| Current assets29/58 | €233,887 | €217,688 | €200,788 | €224,047 | €266,908 | ▲ 19.1% |
| Amounts receivable after more than one year29 | €0 | - | - | - | - | - |
| Other amounts receivable291 | €0 | - | - | - | - | - |
| Stocks and contracts in progress3 | €9,162 | €5,283 | €3,968 | €2,265 | €2,304 | ▲ 1.7% |
| Stocks30/36 | €9,162 | €5,283 | €3,968 | €2,265 | €2,304 | ▲ 1.7% |
| Amounts receivable within one year40/41 | €73,765 | €84,867 | €45,699 | €132,015 | €125,963 | ▼ 4.6% |
| Trade receivables40 | €52,717 | €79,992 | €43,490 | €118,295 | €116,853 | ▼ 1.2% |
| Other amounts receivable41 | €21,048 | €4,875 | €2,209 | €13,720 | €9,111 | ▼ 33.6% |
| Cash at bank and in hand54/58 | €148,525 | €122,109 | €135,834 | €77,045 | €127,267 | ▲ 65.2% |
| Deferred charges and accrued income490/1 | €2,435 | €5,429 | €15,286 | €12,722 | €11,374 | ▼ 10.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €307,904 | €335,742 | €301,235 | €368,071 | €669,524 | ▲ 81.9% |
| Equity10/15 | €134,017 | €169,833 | €143,877 | €259,260 | €317,689 | ▲ 22.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €115,417 | €151,233 | €125,277 | €240,660 | €299,089 | ▲ 24.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Tax-exempt reserves132 | €654 | €654 | €654 | €654 | €654 | = |
| Distributable reserves133 | €112,903 | €148,719 | €124,623 | €240,006 | €298,435 | ▲ 24.3% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €173,887 | €165,909 | €157,358 | €108,812 | €351,835 | ▲ 223% |
| Amounts payable after more than one year17 | €56,779 | €70,155 | €55,735 | €19,002 | €144,049 | ▲ 658% |
| Financial debts170/4 | €56,779 | €70,155 | €55,735 | €19,002 | €144,049 | ▲ 658% |
| Amounts payable within one year42/48 | €117,107 | €95,754 | €101,622 | €89,810 | €207,786 | ▲ 131% |
| Current portion of amounts payable after more than one year42 | €7,361 | €13,968 | €14,420 | €11,365 | €109,715 | ▲ 865% |
| Trade debts44 | €33,475 | €26,485 | €21,974 | €13,948 | €7,217 | ▼ 48.3% |
| Suppliers440/4 | €33,475 | €26,485 | €21,974 | €13,948 | €7,217 | ▼ 48.3% |
| Taxes, remuneration and social security45 | €76,136 | €53,632 | €63,701 | €64,497 | €90,636 | ▲ 40.5% |
| Taxes450/3 | €59,203 | €22,909 | €25,637 | €28,942 | €59,846 | ▲ 107% |
| Remuneration and social security454/9 | €16,933 | €30,723 | €38,064 | €35,555 | €30,791 | ▼ 13.4% |
| Other amounts payable47/48 | €136 | €1,668 | €1,528 | €0 | €218 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €80,534 | €35,816 | €36,544 | €115,383 | €107,161 | ▼ 7.1% |
| + Depreciation and write-downs630 | €10,332 | €17,819 | €23,715 | €27,535 | €77,630 | ▲ 182% |
| Operating cash flow (approximation) | €90,865 | €53,635 | €60,259 | €142,917 | €184,790 | ▲ 29.3% |
| Investment in fixed assets (approximation) | - | -€61,856 | -€6,108 | -€71,112 | -€336,221 | ▼ 373% |
| Change in cash | - | -€26,416 | €13,725 | -€58,790 | €50,222 | ▲ 185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €115,383 ▲216%
Operating result €172,192, net result €115,383, both a record.
31-12
Financial
Equity above €200,000Eq €259,260 ▲80.2%
6 profitable years in a row build equity to €259,260.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Equity above €150,000Eq €169,833 ▲26.7%
4 profitable years in a row build equity to €169,833.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Equity above €100,000Eq €134,017 ▲75.2%
3 profitable years in a row build equity to €134,017.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €7,396
Net result €7,396 after one loss-making year.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2005
Ground area
102 m²
Building footprint
154 m²
Volume, LiDAR
1,078 m³
Parcel 42021A0080/00C002, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Debiscom
since 20052.148.070.839
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021A0080/00C002 | Flanders | 102 m² | 1 · 154 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 750 EUR awarded · 858 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 108 EUR |
| 2022 | 1 | 750 EUR | 750 EUR |
Recognitions · licences · registrations
Dual-learning approval
6 live approvals · 2 endedCommercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
Onthaal, organisatie en sales duaal (so)
Polyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
Show 2 ended approvals
Pc-technicus (so)
Pc-technicus (so)
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Of 3,223 companies in sector 47400 we hold annual accounts for 1,806. 1,248 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-07-2005
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62100Computer programming
62200Computer consultancy and computer facilities management
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0874910997
Also
9925:BE0874910997
Registered
22-09-2022
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.