Oscafi
ActiveSummary
The annual accounts of Oscafi for fiscal year 2024 show a net loss of 56% of total assets and of 94% of the equity at the start of that year. The 2024 annual accounts show equity of €560 and a net result of -€8,482. Equity is shrinking by ~44.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 16% of 4345 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency29▼-68
Growth32=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.02 against 3.19 in 2023; short-term debt: 96.3% and cash: 46.4% of total assets), and 96.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.7%
Return on assets
-56.2%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
21222324
2021 to 2024 · latest year -€8,482
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 4345 sector peers (2024).
NBB · sector comparisonPosition among 4345 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
35 d early
2024
20 d early
2023
30 d late
2022
11 d early
2021
5 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€560▼ 93.8%
2023 · €9,043
Total assets
€15,088▲ 19.3%
2023 · €12,643
Net result
-€8,482▼ 50.9%
2023 · -€5,622
Working capital
€253▼ 96.8%
2023 · €7,873
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€10,643--€1,781-€5,512▼ 209%-€8,450▼ 53.3%
Net result€10,664within the sector's middle half--€999within the sector's middle half-€5,622below the sector's middle half▼ 463%-€8,482below the sector's middle half▼ 50.9%
Equity€15,664within the sector's middle half-€14,665within the sector's middle half▼ 6.4%€9,043below the sector's middle half▼ 38.3%€560below the sector's middle half▼ 93.8%
Total assets€28,834below the sector's middle half-€16,237below the sector's middle half▼ 43.7%€12,643below the sector's middle half▼ 22.1%€15,088below the sector's middle half▲ 19.3%
Debt€13,170-€1,572▼ 88.1%€3,600▲ 129%€14,528▲ 304%
Working capital€11,886within the sector's middle half-€12,191within the sector's middle half▲ 2.6%€7,873within the sector's middle half▼ 35.4%€253within the sector's middle half▼ 96.8%
Solvency54.3%within the sector's middle half-90.3%above the sector's middle half▲ 36.0pp71.5%within the sector's middle half▼ 18.8pp3.7%below the sector's middle half▼ 67.8pp
Current ratio1.90within the sector's middle half-8.76above the sector's middle half▲ 6.853.19within the sector's middle half▼ 5.571.02within the sector's middle half▼ 2.17
Return on assets (ROA)37.0%above the sector's middle half--6.2%below the sector's middle half▼ 43.1pp-44.5%below the sector's middle half▼ 38.3pp-56.2%below the sector's middle half▼ 11.8pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,450 in 2024 against €5,512 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €15,088
Equity
€560 ▼ 93.8%
Debt
€14,528 ▲ 304%
Debt's share of the balance-sheet total rises from 28.5% to 96.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€7,588▼
2023 · -€4,208
Cash flow
-€7,620▼
2023 · -€4,318
Quick ratio
0.69▼
2023 · 1.86
Interest coverage
-68.96▼
2023 · -38.25
Debt ≤ 1 year
€14,528▲
2023 · €3,600
Equity ratios withheld: equity of €560 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 646 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 86% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
7.3%
went bankrupt
5.9%
stopped otherwise
86%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 646 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €688 | €1,304 | €1,304 | €862 | ▼ 33.9% |
| Other operating charges640/8 | €348 | €348 | €2,444 | €272 | ▼ 88.9% |
| Gross operating margin9900 | €11,679 | -€129 | -€1,764 | -€7,316 | ▼ 315% |
| Operating profit (loss)9901 | €10,643 | -€1,781 | -€5,512 | -€8,450 | ▼ 53.3% |
| Financial income75/76B | €38 | €867 | - | €78 | - |
| Recurring financial income75 | €38 | €867 | - | €78 | - |
| Non-recurring financial income76B | €38 | €867 | - | - | - |
| Financial charges65/66B | €17 | €85 | €110 | €110 | = |
| Recurring financial charges65 | €17 | €85 | €110 | €110 | = |
| Non-recurring financial charges66B | - | €85 | - | - | - |
| Profit (loss) for the period before taxes9903 | €10,664 | -€999 | -€5,622 | -€8,482 | ▼ 50.9% |
| Profit (loss) for the period9904 | €10,664 | -€999 | -€5,622 | -€8,482 | ▼ 50.9% |
| Profit (loss) for the period to be appropriated9905 | €10,664 | -€999 | -€5,622 | -€8,482 | ▼ 50.9% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €28,834 | €16,237 | €12,643 | €15,088 | ▲ 19.3% |
| Formation expenses20 | - | €861 | €584 | €307 | ▼ 47.5% |
| Fixed assets21/28 | €3,778 | €1,613 | €586 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €3,778 | €1,613 | €586 | €0 | ▼ 100% |
| Furniture and vehicles24 | €2,640 | €1,613 | €586 | €0 | ▼ 100% |
| Other tangible fixed assets26 | €1,138 | - | - | - | - |
| Current assets29/58 | €25,056 | €13,763 | €11,473 | €14,781 | ▲ 28.8% |
| Stocks and contracts in progress3 | €10,564 | €4,786 | €4,774 | €4,774 | = |
| Stocks30/36 | €10,564 | €4,786 | €4,774 | €4,774 | = |
| Amounts receivable within one year40/41 | €9,398 | €529 | €498 | €3,003 | ▲ 503% |
| Trade receivables40 | €7,778 | - | €180 | €1,673 | ▲ 829% |
| Other amounts receivable41 | €1,620 | €529 | €318 | €1,331 | ▲ 318% |
| Cash at bank and in hand54/58 | €5,094 | €8,448 | €6,201 | €7,004 | ▲ 12.9% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €28,834 | €16,237 | €12,643 | €15,088 | ▲ 19.3% |
| Equity10/15 | €15,664 | €14,665 | €9,043 | €560 | ▼ 93.8% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €10,664 | €9,665 | €4,043 | -€4,440 | ▼ 210% |
| Amounts payable17/49 | €13,170 | €1,572 | €3,600 | €14,528 | ▲ 304% |
| Amounts payable within one year42/48 | €13,170 | €1,572 | €3,600 | €14,528 | ▲ 304% |
| Trade debts44 | €3,170 | €1,572 | €3,600 | €9,572 | ▲ 166% |
| Suppliers440/4 | €3,170 | €1,572 | €3,600 | €9,572 | ▲ 166% |
| Other amounts payable47/48 | €10,000 | - | - | €4,955 | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,664 | -€999 | -€5,622 | -€8,482 | ▼ 50.9% |
| + Depreciation and write-downs630 | €688 | €1,304 | €1,304 | €862 | ▼ 33.9% |
| Operating cash flow (approximation) | €11,352 | €305 | -€4,318 | -€7,620 | ▼ 76.5% |
| Investment in fixed assets (approximation) | - | €861 | -€277 | -€276 | ▲ 0.3% |
| Change in cash | - | €3,354 | -€2,247 | €803 | ▲ 136% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€8,482
Net result drops to -€8,482, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 8.76
Current ratio from 1.90 to 8.76; short-term debt falls from €13,170 to €1,572.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2021
Ground area
629 m²
Building footprint
106 m²
Volume, LiDAR
612 m³
Parcel 38014D0764/00D000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oscafi
since 20212.312.976.678
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38014D0764/00D000 | Flanders | 629 m² | 1 · 106 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 674 EUR awarded · 674 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 674 EUR | 674 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteKoksijde2.312.976.678
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Of 6,289 companies in sector 74120 we hold annual accounts for 1,011. 112 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
74120Graphic design and visual communication
46180Agents specialised in the wholesale of other particular products
56210Event catering
73110Advertising agencies
Contact
E-mail
info@oscafi.be
Phone
0497657845
E-invoicing
Reachable via Peppol
Peppol ID
0208:0762945976
Also
9925:BE0762945976
Registered
07-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.