Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Of this, €68,150 falls due within a year.
Green is investment, beige is depreciation.
New director. Latest change 08-06-2026 · 1 in office.
Lower solvency than 95% of companies in real estate. Sector median 31.0% · 19,803 companies.
In July 2024, 6,920 companies had the same profile as ORYVAN has now. Each dot stands for 18 companies, two years later.
Another 0.7% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,920 companies, not a prediction for ORYVAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ORYVAN Braine-l'Alleud | €31,885 | -€14,112 | -127.7% | - |
| KVP CONSTRUCT Diksmuide | €32,739 | -€1,914 | 100.0% | - |
| BUILDPLUS Kortenberg | €33,282 | -€377,687 | -2819.3% | - |
| Apart Bouw Retie | €27,261 | -€4,857 | 93.4% | - |
| DOMANIA Lasne | €26,026 | -€7,166 | 60.1% | - |
| GREEN TOUCH PROJECTS Lasne | €20,926 | €662 | -6.0% | - |
| MS CONCEPT Aartselaar | €24,244 | -€966 | 100.0% | - |
These companies have the same main activity as ORYVAN: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €20,900 and €33,300, founded between 2007 and 2013.
ORYVAN has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€40,706) and a net result of -€18,256.
Its solvency ranks better than 5% of 19,803 sector peers (NACE 68, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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