BUILDPLUS
ActiveBUILDPLUS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-938k) and a net result of €-402k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.21 against 0.72 in 2024; short-term debt: 475.1% and cash: 14.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-938k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-06-2026, 48 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
48 d early
2024
42 d early
2023
28 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-402k▼ 138%
2024 · €-169k
2018: €-13k
2019: €-1.07M
2020: €-493k
2021: €1.67M
2022: €-97k
2023: €-323k
2024: €-169k
2018 → 2025
Working capital
€-125k▼ 237%
2024 · €-37k
2018: €147k
2019: €-922k
2020: €-1.62M
2021: €52k
2022: €-45k
2023: €32k
2024: €-37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€-45k€-368k▼ 718%€-537k▼ 45.8%€-938k▼ 74.8%
Operating result€-421k-€-96k▲ 77.3%€-306k▼ 219%€-145k▲ 52.7%€-378k▼ 161%
Net result€1.67M-€-97k€-323k▼ 232%€-169k▲ 47.8%€-402k▼ 138%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €378k in 2025 against €145k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€500=
Current assets
€33k▼ 65.3%
Key figures and ratios
Current ratio
0.21▼
2024 · 0.72
Quick ratio
0.21▼
2024 · 0.72
Debt / equity
-1.04▲
2024 · -1.18
Debt
€972k▲
2024 · €632k
Debt ≤ 1 year
€158k▲
2024 · €132k
Debt > 1 year
€813k▲
2024 · €500k
A ratio outside any meaningful range has been withheld (balance sheet total €33k, equity €-938k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€33k▼
Fixed assets21/28€500€500=
Financial fixed assets28€500€500=
Current assets29/58€95k€33k▼
Amounts receivable within one year40/41€81k€28k▼
Trade receivables40-€12k
Other amounts receivable41€81k€16k▼
Cash at bank and in hand54/58€14k€5k▼
Equity and liabilities
Total equity and liabilities10/49€95k€33k▼
Equity10/15€-537k€-938k▼
Contributions10/11€20k€20k=
Capital10€20k€20k=
Issued capital100€20k€20k=
Profit (loss) carried forward14€-557k€-958k▼
Amounts payable17/49€632k€972k▲
Amounts payable after more than one year17€500k€813k▲
Financial debts170/4€500k€813k▲
Amounts payable within one year42/48€132k€158k▲
Trade debts44€688€28k▲
Suppliers440/4€688€28k▲
Other amounts payable47/48€131k€130k▼
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-144k€-378k▼
Operating profit (loss)9901€-145k€-378k▼
Financial income75/76B-€719
Recurring financial income75-€719
Financial charges65/66B€24k€24k▲
Recurring financial charges65€24k€24k▲
Profit (loss) for the period before taxes9903€-169k€-402k▼
Profit (loss) for the period9904€-169k€-402k▼
Profit (loss) for the period to be appropriated9905€-169k€-402k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-557k€-958k▼
Profit (loss) brought forward from the previous period14P€-388k€-557k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 1.22
Current ratio from 0.55 to 1.22.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €1.67M
Net result €1.67M after 3 loss-making years.
31-12
Financial
Liquidity times 554current ratio 1.34
Current ratio from 0.00 to 1.34; short-term debt falls from €1.62M to €156k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €-1.07M
Net result drops to €-1.07M, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hofstraat 1583070 KortenbergGround area
611 m²
Building footprint
192 m²
Volume, LiDAR
456 m³
2 parcels, Flanders · tallest building 5.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUILDPLUS
since 20132.230.184.507
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23082C0198/00K000 | Flanders | 377 m² | 1 · 105 m² | 0.0 m |
| 24055A0025/00Z007 | Flanders | 234 m² | 1 · 86 m² | 5.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,381. 3,309 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2013
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:daifotisantigoni@gmail.com
Phone:32486685815