OROBEL
ActiveOROBEL has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.18M and a net result of €658k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 214 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+74
Solvency97▲+14
Growth83=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.72 in 2024), and 45.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.8%
Return on assets
30.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
18 d late
2023
7 d late
2022
34 d early
2021
29 d late
2020
25 d early
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€15.33M▲ 21.4%
2023 · €12.63M
2021: €9.37M
2022: €14.24M
2023: €12.63M
2021 → 2024
EBIT margin
0.8%▲ 0.5pp
2023 · 0.3%
2021: 1.1%
2022: 2.5%
2023: 0.3%
2021 → 2024
Net result
€658k▲ 785%
2024 · €74k
2018: €-17k
2019: €290k
2020: €247k
2021: €75k
2022: €284k
2023: €23k
2024: €74k
2018 → 2025
Working capital
€1.10M▲ 49.3%
2024 · €736k
2018: €74k
2019: €305k
2020: €491k
2021: €540k
2022: €748k
2023: €771k
2024: €736k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€9.37M-€14.24M▲ 52.0%€12.63M▼ 11.3%€15.33M▲ 21.4%
Equity€567k-€780k▲ 37.5%€796k▲ 2.1%€798k▲ 0.2%€1.18M▲ 47.7%
Operating result€105k-€360k▲ 244%€40k▼ 88.9%€118k▲ 197%€906k▲ 666%
Net result€75k-€284k▲ 280%€23k▼ 92.0%€74k▲ 226%€658k▲ 785%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 666% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.15M
Fixed assets
€80k▲ 29.2%
Current assets
€2.07M▲ 18.2%
Equity and liabilities €2.15M
Equity
€1.18M▲ 47.7%
Debt
€973k▼ 4.3%
The debt ratio falls from 56.0% to 45.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€915k▲
2024 · €124k
Cash flow
€668k▲
2024 · €80k
Solvency
54.8%▲
2024 · 44.0%
Current ratio
2.13▲
2024 · 1.72
Quick ratio
1.11▼
2024 · 1.50
Debt / equity
0.83▼
2024 · 1.28
ROE
55.9%▲
2024 · 9.3%
ROA
30.6%▲
2024 · 4.1%
Interest coverage
43.34▼
2024 · 64989.27
Debt
€973k▼
2024 · €1.02M
Debt ≤ 1 year
€973k▼
2024 · €1.02M
Income taxes
€229k▲
2024 · €41k
Staff costs
€246k▲
2024 · €199k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.82M€2.15M▲
Fixed assets21/28€62k€80k▲
Tangible fixed assets22/27€41k€59k▲
Plant, machinery and equipment23€667€20k▲
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€36k€37k▲
Financial fixed assets28€21k€21k=
Other financial fixed assets284/8€21k-
Amounts receivable and cash guarantees285/8€21k-
Current assets29/58€1.75M€2.07M▲
Stocks and contracts in progress3€223k€994k▲
Stocks30/36€223k€994k▲
Goods purchased for resale34€223k-
Amounts receivable within one year40/41€1.43M€383k▼
Trade receivables40€1.30M€274k▼
Other amounts receivable41€132k€109k▼
Cash at bank and in hand54/58€100k€695k▲
Equity and liabilities
Total equity and liabilities10/49€1.82M€2.15M▲
Equity10/15€798k€1.18M▲
Contributions10/11€20k€20k=
Reserves13€51k€432k▲
Distributable reserves133€51k€432k▲
Profit (loss) carried forward14€726k€726k=
Amounts payable17/49€1.02M€973k▼
Amounts payable within one year42/48€1.02M€973k▼
Financial debts43€16k-
Credit institutions430/8€16k-
Trade debts44€844k€436k▼
Suppliers440/4€844k€436k▼
Taxes, remuneration and social security45€79k€270k▲
Taxes450/3€28k€232k▲
Remuneration and social security454/9€51k€38k▼
Other amounts payable47/48€78k€268k▲
Income statement
Code20242025
Operating income70/76A€15.50M-
Turnover70€15.33M-
Other operating income74€165k-
Operating charges60/66A€15.38M-
Goods for resale, raw materials and consumables60€14.89M-
Purchases600/8€14.91M-
Change in stocks: decrease (increase)609€-21k-
Services and other goods61€278k-
Remuneration, social security and pensions62€199k€246k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€9k▲
Other operating charges640/8€9k€9k▲
Gross operating margin9900-€1.17M
Operating profit (loss)9901€118k€906k▲
Financial income75/76B€26k€3k▼
Recurring financial income75€26k€3k▼
Other financial income752/9€26k-
Financial charges65/66B€29k€21k▼
Recurring financial charges65€29k€21k▼
Debt charges650€2-
Other financial charges652/9€29k-
Profit (loss) for the period before taxes9903€115k€888k▲
Income taxes67/77€41k€229k▲
Taxes670/3€41k-
Profit (loss) for the period9904€74k€658k▲
Profit (loss) for the period to be appropriated9905€74k€658k▲
Appropriation of the result
Profit (loss) to be appropriated9906€850k€1.38M▲
Profit (loss) brought forward from the previous period14P€776k€726k▼
Transfer to equity691/2€51k€381k▲
To other reserves6921€51k€381k▲
Profit to be distributed694/7€73k€278k▲
Return on contributions (dividend)694€50k€100k▲
Directors or managers695€23k€178k▲
Social balance
Average headcount (FTE)90874.85.5▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €658k ▲785%
Operating result €906k, net result €658k, both a record.
31-12
Financial
Equity above €1MEq €1.18M ▲47.7%
7 profitable years in a row build equity to €1.18M.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema · 18 days late
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 7 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 29 days late
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €500kEq €511k ▲55.2%
2 profitable years in a row build equity to €511k.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 41 days late
2019
31-12
Financial
Back to profitnet €290k
Net result €290k after one loss-making year.
31-12
Financial
Equity above €200kEq €330k ▲219%
Equity rises from €103k to €330k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Gangulphe 294000 LiègeGround area
45 m²
Building footprint
21 m²
Volume, LiDAR
222 m³
Parcel 62063A0144/00A000, Wallonia · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint-Gangulphe 29, 4000 Liège
since 19972.082.373.333
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063A0144/00A000 | Wallonia | 45 m² | 1 · 21 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JUWELIER EVERSEN
BE 0809.046.712
Brugge · Eq €1.22M
INTERGEM
BE 0424.586.222
Knokke-Heist · Eq €1.25M
Goudsmederij Van den Bosch & Van Ranst
BE 0881.925.780
Schoten · Eq €1.11M
WOUTERS & HENDRIX
BE 0466.191.797
Antwerpen · Eq €1.11M
P.C. BOSCHMANS
BE 0404.935.804
Schoten · Eq €1.04M
Of 1,524 companies in sector 32123 we hold annual accounts for 225. 86 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-1997
Fiscal year end31-12
Activities, NACEBEL
32123Manufacture of jewellery
36223
47770Retail sale of watches and jewellery
52484
32130Manufacture of imitation jewellery and related articles
36610
47784Retail sale of souvenirs and religious articles
47786Retail trade
52497
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.